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Home Buying in 15233 : Real Estate Advice

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Activity 297
Sun Apr 14, 2013
Tod Novak answered:

It would depend on the nature of the judgement and whether or not it will impact the bank's ability to ensure 1st lien position. This is probably worth a conversation to determine further mortgage opportunity.

As a local lender I would be glad to help! Please message me a good time for us to talk this coming week.


Tod Novak
Victorian Finance
NMLS #161553
... more
0 votes 4 answers Share Flag
Tue Sep 30, 2014
Virginia Stump answered:
My recommendation is Murrysville, in Westmoreland County. It is just over the Allegheny border, has quick access to the PA Turnpike, and the school district, Franklin Regional, is one of the best anywhere. Westmoreland County has low taxes. The recreational opportunities in the mountains to the east are the best. I have a listing at 3901 Ridgemont, Murrysville that might interest you. You can see it on If you want me to show you this or other listings, please contact me at ... more
0 votes 20 answers Share Flag
Sat Apr 13, 2013
I do. Call me tomorrow after 9am at 267 992 7276
Alan Openshaw
Cornerstone Lending Inc
Southampton Pa
0 votes 12 answers Share Flag
Mon Jan 6, 2014
Sharyn Elliott answered:
There are still plenty on the market depending on your price range. You might try searching for for sale by owners who have not yet listed with an agent or posting a "housing wanted" post for what you'd like. I'd be glad to help you and set up alerts on the MLS for you so you get new listings as soon as they are listed. ... more
0 votes 11 answers Share Flag
Fri Apr 19, 2013
Sharyn Elliott answered:
There are! I can refer you to a few different colleagues, or you can shop around. Once you have that in place I'd be happy to help you on your search for a new home.
0 votes 9 answers Share Flag
Wed Apr 3, 2013
Virginia Stump answered:
You should contact your local USDA Rural Development office directly about that. It does not sound right to me. Be sure to ask if repayment ability is the real issue, rather than not having recent credit. If the USDA loan won't go through, ask your agent if there are other options. ... more
0 votes 4 answers Share Flag
Mon Mar 18, 2013
Keith Jean-Pierre answered:
I would start your search on here or Zillow to find a good agent that will fit your needs. Good luck with your search!
0 votes 5 answers Share Flag
Sun Mar 10, 2013
Mike Netzel answered:
Yes there are. Though, before you you know this is the way to go for you?
There are companies today that truly can and do assist you in raising your FICA score.
With decades of experience, I can confidently say I have never seen the rent to own
deal that was not inferior to conventional terms.
You owe it to yourself to check them out
Mike Netzel
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0 votes 3 answers Share Flag
Tue Aug 12, 2014
Virginia Stump answered:
Closing costs are proportionate to the cost of the house. There are transfer taxes of 2%, which are typically split between the buyer and seller so each pays 1%. Title insurance and attorney costs can vary, as well. There are costs associated with buying a home that are not "closing costs", which are "loan costs". These include initial deposits into your escrow account for taxes and insurance to get it set up. Always get pre-qualified before signing an agreement so that you have a good idea of all costs up front. Check with your lender to see if family can help, but a general answer is yes. If your credit score will be 650 and you don't mind living in a more rural area, check out USDA's Guaranteed Rural Development loans. This requires zero down payment and often you can get the seller to pay your closing costs. You apply through a participating lender. Somerset Bank is just one of the lenders who offer this program. ... more
0 votes 3 answers Share Flag
Sat Mar 23, 2013
Russ Ravary answered:
Time to get a different agent. Check out some of the local pro's in the find the pro tab. An agent should respond within 24 hours. Many will respond right away.
0 votes 15 answers Share Flag
Wed Feb 27, 2013
Hi Brent,

I can, depending on the credit scores & whether or not her disposable income meets the VA requirements.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust Co.
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0 votes 1 answer Share Flag
Mon Feb 18, 2013
Staci Rullo answered:
I can't speak to the minority issue but for a first time buyer through the state of Pennsylvania there are programs available that MIGHT assist you with closing costs dependinng upon your household income. PHFA loans. Good luck. ... more
0 votes 1 answer Share Flag
Sun Mar 3, 2013
Denise Bruno answered:
Hi Mike,
You will need to sit down with a lender and discuss how much you will need for a down payment. It depends on what type of loan and interest rate depends on how high your credit rating is. I hope this helps you! Good luck! ... more
0 votes 7 answers Share Flag
Wed Feb 13, 2013
Blair W. Cohen answered:
I suggest you contact a good real estate attorney to discuss your situation.
0 votes 2 answers Share Flag
Sun Mar 3, 2013
Blair W. Cohen answered:
Wells-Fargo may be able to help.
0 votes 7 answers Share Flag
Mon Feb 11, 2013
Jonathan Sebastian answered:
I have experience with property management in a community setting. We used to offer furnished and unfurnished corporate leases. Are you set on just targeting a company looking to rent your home? This will prove harder to do but not impossible. Send me and email or give me a call at your convenience and we can talk about some options. ... more
0 votes 2 answers Share Flag
Sun Jan 20, 2013
Lori Jeltema answered:
Too high,
I am in the process of doing the same type of refinance on my VA loan. The only way you will know if it's worth it is to get a cost estimate sheet and compare the estimated costs to the savings. I like to keep track of rates, especially VA and shoot off an email to past clients when I think the time may be right for them to check into a refinance. You are doing the right thing checking into this streamline package. Feel free to email me directly if you have any questions. I"m not a lender, but know some great ones who may be able to help you out. I don't understand why someone would try to get you out of a VA loan unless you need to free it up for another purchase. Someone else may have another opinion.. ... more
0 votes 1 answer Share Flag
Fri Feb 15, 2013
Blair W. Cohen answered:
If you limit yourself to foreclosures you may find that the properties may not meet your needs. Foreclosure properties are not always good deals. Instead look for properties that meet your needs and if there happen to be foreclosures that meet your requirements and are good deals, great. Often time properties that are not foreclosure are very good buys and they may be much easier to deal with. Don't limit yourself. Keep all reasonable options open. ... more
0 votes 4 answers Share Flag
Tue Jul 26, 2016
Blair W. Cohen answered:
I believe that West Penn Financial does the FHA2 203k. Yes you should get a good real estate agent. The agent may also be able to assist you with remdeling companies. Also ask people you know for recomendations and consider Angie's List. ... more
0 votes 10 answers Share Flag
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