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15231 : Real Estate Advice

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Activity 584
Mon Jun 18, 2012
Virginia Stump answered:
Can't help you there, but I can ask this question: Why rent for $600-$1000, when you can own an affordable home instead?
0 votes 6 answers Share Flag
Mon Jun 18, 2012
x answered:
Tim,

Much of it depends on where you will be working, and how much of a commute you prefer. Rents vary with neighborhoods, and it may be easier to rent a home that allows pets instead of an apartment complex. ... more
0 votes 5 answers Share Flag
Sun Jun 17, 2012
Jerry White answered:
That depends on the municipality and school district, but in the City of Pittsburgh, multiply the assessed value of the property by .03041 to get an indication of the yearly taxes. For instance, if a home is assessed at $100,000 the taxes (including City of Pittsburgh, Allegheny County and the Pittsburgh School District) would be $3,041 or about $250.00 per month. ... more
0 votes 1 answer Share Flag
Thu Jun 14, 2012
Dan Tabit answered:
Denny,
Yes, but not something you can rely on. Each owner, along with the advice of their agent decides their own "list price strategy." List prices can be high, hoping someone will make an offer, low hoping to get multiple offers and push the price up or about right.
The best strategy as a buyer is to have a great agent show you the homes in the price point that makes sense for you and when you find one you really like, have them prepare a market analysis of similar sold homes. Your offer should reflect the market value plus your motivation to own the home. If you love the home and it's priced low, you may want to make sure your offer is good enough to win a multiple offer scenario. If you like a home, and it's priced high, a lower offer would make sense.
... more
0 votes 7 answers Share Flag
Mon Jun 11, 2012
Erin J. Marton answered:
There are so many options in Downtown Pittsburgh right now, it will depend on exactly what you are looking for. In addition to price per square foot, developers will also charge a premium depending on your view/floor as well as finishes and upgrades (if you are looking for something that is currently under construction). So, price per square foot can actually vary within a building. The other thing you want to keep in mind that will contribute to your cost is the monthly condo fee. It is lower in some of the newer buildings, but also amenities can be less, so that should also be a consideration. That being said, I have seen per square foot costs range anywhere from about $230/sf and up for something like Keystone Lofts (951 Liberty), to over $400/sf when looking at a luxury building like 3PNC. Demand varies upon building. Those with lower fees and more reasonable square footage costs certainly are more in demand than others, but Downtown Living in general is on the rise thank to the increase in amenities available to residents there. I have worked in that area for the last 5 years, and would be happy to help you on your search!!! ... more
0 votes 3 answers Share Flag
Thu Jun 7, 2012
Jacques Ambron answered:
It may not be worth the penalty that you have to pay. You can take a short term mortgage as an alternative
0 votes 7 answers Share Flag
Thu Jun 7, 2012
Doug Rees answered:
Dear Vern, there are alot of good neighborhoods in the vicinity of Squirrel Hill. I would be happy to discuss further with you if you would like to contact me.
0 votes 7 answers Share Flag
Thu Jun 14, 2012
Virginia Stump answered:
There is not a simple answer to your question. In every situation, you have to do the math. But generally speaking, considering that interest rates are near 4%; the ability to take tax deductions; and long-term appreciation in value; buying a home is probably a better deal than renting, especially if you will hold for up to 10 years and the home you purchase is an affordable one. There is also the intangible value--being able to do what you want with your property for your own enjoyment. You should first get pre-qualified for a loan. Once you are prequalified, a real estate agent can inform you what the property taxes are for each home you look at. ... more
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Tue May 15, 2012
Blair W. Cohen answered:
You should contact a good mortgage lender and ask to be pre-approved for a mortgage as there are different types of mortgages with different qualification and downpayment requirements. I suggeset you coantact Jim Franco owner of Welcome Home Finance at 724-772-3333 extension 2114. ... more
0 votes 2 answers Share Flag
Tue May 15, 2012
Virginia Stump answered:
That depends on the type of loan that you are going for (government subsidized or non-subsidized), how much other debt you have, and what the taxes/maintenance are on the dwelling, etc. It is best to get pre-qualified by a lender to get an amount that is right for you. Consider what you currently pay for rent and if you feel you could afford more or less. At 4% for 30 years, the mortgage payment on $100,000 would be about $478. Figure about $250-$300 more for taxes and insurance. Some lenders want no more than about 29-31% of your yearly income going toward a house payment and no more than 41-43% of income going toward all debt. These are called debt-to-income ratios. If you have more questions, you can email me at Virginia.Stump@remax.net. ... more
0 votes 2 answers Share Flag
Wed May 29, 2013
Adam Valeriano answered:
Which taxes are you looking for and in what area or zip code?
0 votes 1 answer Share Flag
Wed Oct 8, 2014
David Henninger answered:
$5/square foot (installed) should get you in the ballpark. Make sure that you discuss whether the windows will be wrapped, and whether the soffit & fascia will be covered--these can add significantly to the cost. ... more
0 votes 4 answers Share Flag
Mon Apr 23, 2012
Frances Earman answered:
This question needs to go immediately to the mortgage banker or bank you are working with on your loan.
0 votes 1 answer Share Flag
Sun Apr 22, 2012
Tim Gyves answered:
Hi Nicky - there are several agents in my office who have extensive experience dealing with section 8 properties and might be able to offer some assistance. I'm happy to connect you with them if you're interested. Feel free to contact me at tim.gyves@pittsburghmoves.com ... more
0 votes 1 answer Share Flag
Fri Apr 20, 2012
Don Tepper answered:
Very likely a scam. The scammers can easily check the same records with the assessor's office, then pretend to be the owner.

Tell you what: Ask the supposed landlords to e-mail you a copy of their driver's license. It probably should show 1305 W. Pierce as their address. Even if it doesn't, it'll have a picture. Take the picture, show it to the neighbors, and ask if that person really did live at 1305 W. Pierce.

But don't send any money unless you've 100% verified that the people you're dealing with are the owners. And at this point, you haven't.
... more
0 votes 1 answer Share Flag
Tue Jul 10, 2012
Tim Moore answered:
If you are buying with cash all you need to do is contact a real estate attorney and have a deed change from them to you and you exchange the money. If a loan is involved there are more steps but you won't need a Realtor, a lawyer and a loan officer are what you would need. ... more
0 votes 7 answers Share Flag
Sat Sep 13, 2014
Doug Caye answered:
The 598 will still qualify for some lenders the 543 will not. Your rates will be higher and your required down payment will also usually be higher than standard 3.5-5 % FHA or minimum conventional. I am happy to help. 412 576 5561. Doug Caye ... more
0 votes 13 answers Share Flag
Thu May 3, 2012
Terence Young answered:
Yes they can. You can also learn how to get real estate yourself. We have some free trainings this week.
Register now at www.FindandFlipPittsburgh.com
0 votes 7 answers Share Flag
Fri Apr 13, 2012
Virginia Stump answered:
Search the County's records by the Internet or make a quick call to the Courthouse. The Recorder of Deeds will have the property transfer information from the last sheriff or judicial sale. ... more
0 votes 3 answers Share Flag
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