It varies, depends on what type of home you're looking for. Our Buffalo market has not been affected by all the turmoil in the U.S., as far as bloated prices goes. To purchase a property here in Buffalo, you must have a decent credit rating...you may call 716 633-3700 (Hunt Mortgage, and ask for Melanie. She will explain what potential home buyers need to purchase a home in this area. Best of luck! If you need an agent, feel free to call my 24 HR. voicemail at 716 743-6376!!