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Home Buying in 12866 : Real Estate Advice

  • All31
  • Local Info3
  • Home Buying7
  • Home Selling4
  • Market Conditions0

Activity 14
Sun Dec 22, 2013
Gail Gladstone answered:

Different banks (the mortgage holder) manage short sales in varying ways and there is little that can be done to affect a change.

If the Listing Agent and the seller's attorney are familiar with the process and doing all they can to move it along, the rest is determined by the bank.

Hang in there. These unacceptable delays are the reasons why Realtors like to have back up offers; not all buyers are patient.

From my understanding, the banks are often interested in how their bottom line looks to their stock holders and closing too many short sales or foreclosures in one financial reporting time period is not necessary beneficial. This is just my understanding and may not be what is hold up your deal.

Please hang in there; be patient.
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Fri Apr 5, 2013
Jason Bustelos answered:
Check out the link Let me know should you need any assistance.
Jason Bustelos; LREB
NY Realtor Group, LLC
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Wed Jan 29, 2014
Victoria Romeo answered:
Hi Chad,

These answers are typically ones that your buyer's agent can help you with. Working with a buyer's agent does not cost you a penny on any listed property. When you work with a buyer's agent, he or she will do a full market analysis on any property you are interested in and all those questions can be answered.

I would be happy to work with you and answer your questions, but I'd need to know the exact property location (as location always matters) and have you contact me directly. Why don't you email me and we can chat? I'm available 8am-8pm every day of the week and am a Certified Buyer's Representative in the area.

As for your last question, personally, my husband is an engineer. We would never buy a home as our primary residence that has a crawl space, but that's because my husband is an engineer, lol. Everything needs to be over-engineered for him. However, that doesn't mean that we wouldn't buy a second home, a rental/investment property, or a camp that had a crawl space and it's different strokes for different folks. I know many people who wouldn't care. :)

Hope this helps!
~Tori Romeo
NYS Licensed Real Estate Salesperson
Certified Buyer Representative
Bliss Properties of NY
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Thu Jan 10, 2013
Allan Erps answered:
Fri Mar 7, 2014
Kasandra (Isaacson) Carda answered:
How can I help you? Are you looking for a particular answer or person?
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Sat Sep 29, 2012
Michelle Poccia answered:
Are you looking for a "55 Plus" community? And by "maintenance free" , do you mean a community with a Home Owners Association and fee that takes care of maintenance?
Give me a call if you would like to discuss this topic.
Happy Valentine's Day!

Michelle Poccia
Associate Broker
Keller Williams Realty Capital District
518 229 7703
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Thu May 20, 2010
Anna M Brocco answered:
Your agent and or attorney can advise you best--generally the buyer pays.
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Sat Sep 29, 2012
Rachel A Kopp answered:
Hello Christine,
Whistler Ct condos are just off exit 15 of Northway I-87, in an area called Excelsior Park - take Rt 50 toward Saratoga Springs, left on Veterans way to a left on Excelsior. There are several for sale/rent currently, as you may know - I have seen a couple of them recently and they are quite nice. If you're interested in seeing listings and virtual tours I'd be happy to share these with you - you may contact me at Please don't hesitate to ask any other additional questions you might have about the area as well.

Rachel A Kopp
Keller Williams Saratoga Springs
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Sun Mar 8, 2015
Shelley Englert answered:
Hello Texasrelo,

Welcome to Saratoga County. Saratoga is a beautiful place to live. I will be happy to send you information on the different neighboorhoods in Saratoga. Are you interested in living in an area with Homeowners Association Fees, or would you rather avoid HOA? How many bedrooms and bathrooms do you prefer.

If you can email or call me I would be happy to provide you with the information you request. I would be happy to assist you and make this transition as smooth as possible for your family.

Thank you,
Shelley Englert, Realtor
518 812-5510
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Tue Jun 26, 2012
Laurie Sickles answered:
It seems that Geyser Crest was the hot property 30 years ago when they were built and remains to be hot today. While there are many rental units (I do not know the breakdown of owner occupied vs. rental at this moment) but a home in excellent condition under $200,000 will sell in this market. Geyser Crest covers two school districts, Saratoga and Ballston Spa. There are some larger homes in there that are priced over $200k, but a good portion are under $200k. Historically, Geyser Crest is a sound investment for a first-time home buyer. ... more
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Mon Jun 2, 2014
Kathleen Kleinhans answered:
The easiest way is to contact your Real Estate Professional with the particular property or location you are interested in. Below is a link where you enter the county & then the value of the home. These do not include the Star exemption. Please feel free to contact me anytime to discuss this further as there are other exemptions you should be aware of.
Copy & paste to your browser

Kathleen Kleinhans
Accredited Buyers Representative/Licensed Associate Broker
Realty USA/The Scott Varley Group
518 - 899-7811 or 518 - 469 - 6201 - cell
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Fri Feb 13, 2009
N. Hunter Jackson answered:
Yes yes and yes.

you can choose any lender which you wish. Of course, you will be subject to their stipulations, terms of loans, and conditions. Having the 20% doesn't guarantee you a loan, but it definitely helps out.

To prove income, of course any current pay stubs (put you are retired), so information from investments, cash flow, retirement checks etc will be needed.

Hunter Jackson
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Fri Oct 10, 2014
Holli Boyd answered:
Speak to a local Realtor - ask them to search for bank owned properties on the mls. If you pay for a lot of the services they often have outdated information - the mls is the accurate source for any house on sale in the local market; bank, corporate, builder or privately owned. ... more
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Sat Sep 29, 2012
Emily Erekuff answered:
Hi Rs,

I'm not familiar with the neighborhoods or market in this area but if you'd like to start browsing homes in your price-range just access the link below.

Best Wishes,

Emily Gibson
Customer Service Representative
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