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Home Buying in 12247 : Real Estate Advice

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Activity 55
Sun Mar 24, 2013
Paige Strait answered:
Hi, I think you are referring to Robert Marini Builders. If it is a new construction home, most builders do not negotiate on their prices. They may offer incentives in terms of upgrades, but the base price is the base price. Sometimes you can negotiate a bit on an existing home that was either a model or a spec house. Feel free to contact us directly if you have any more questions! 518-321-8355 ... more
0 votes 3 answers Share Flag
Wed Apr 22, 2015
Zachary Lombardi answered:
A&Z Property Services is my father's business...he has been doing slate for over 30 years one of the best and most reasonable in the capital region

Tony Lombardi
Home phone 518-827-4543
Cell phone 518-225-1466
... more
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Fri Jul 19, 2013
Alexander Monticello, Esq. answered:
Maribeth, you should really shop around for the best mortgage rates, but sometimes a mortgage broker will be able to get the best rates. Many of my clients have used Doug Seder at Homestead Funding. Here is Doug's information. http://www.homesteadfunding.com/agents/dseder

Best,

Alexander

Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
... more
0 votes 5 answers Share Flag
Sun Sep 16, 2012
Victoria Romeo answered:
Hi Greisler,

I'm not sure where you are getting your information on REL and how to determine it, but that is something that is standard to all loans, not just VA loans. The person you should be asking about this is your agent or attorney. REL determination is usually an issue when there are too many major things to update, such as the roof, furnace, hot water heater, etc. The average "life-span" of a house is 65 years, but updating these projects can give a home "new life."

Again, I would be asking your agent or attorney if there is a way to challenge it but that clause is in there to protect the bank. In most cases, the REL needs to be at least 30 years, in order to cover the lifespan of the loan.

Good luck,
~Tori Romeo
NYS Licensed Real Estate Salesperson
Certified Buyer Representative
Bliss Properties of NY
tori@blisspropertiesofny.com
518-788-8865
... more
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Mon May 27, 2013
Alexander Monticello, Esq. answered:
Thanks for your inquiry. Unfortunately this was taken off the market over a year ago. This is a common problem with Trulia and Zillow. But you can use the search tools on my website to get the most up-to-date listings. My website pulls directly from the Capital Region Multiple Listing Service, so it will be as current and accurate as the MLS. Unfortunately, Trulia and Zillow do not always have the most current listings.

Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
... more
0 votes 4 answers Share Flag
Mon Aug 6, 2012
Alexander Monticello, Esq. answered:
The closest church is St Vincent De Paul Church on 900 Madison Avenue, in Albany.

As you probably know, every seller hires a listing agent ("seller's agent") to represent the seller's interests. Likewise it's always advisable for you as a buyer to hire a buyer's agent, to make sure you have an agent with undivided loyalty.

Right now I'm offering a new Cash Back program, for all buyers who buy in 2012, up to $1,000 Cash Back. Read more here.

You can learn more about my experience and past clients by visiting my website. If you're a first time home buyer, I have a great homebuyer's guide that reviews the steps of the process.

You can also use the search tools on my website to get the most up-to-date listings. My website pulls directly from the Capital Region Multiple Listing Service, so it will be as current and accurate as the MLS. Unfortunately, Trulia and Zillow do not always have the most current listings.

If you would like to setup a showing or have any questions, just call.

Best,
Alexander

Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
... more
0 votes 2 answers Share Flag
Sun Jul 29, 2012
Jeannette Batsikas answered:
As long as the contracts and binder was not signed you then can back out, your reason can be you don't want to move and changed your mind. I hope my answer was helpful, wish you the Best!!! Jeannette Batsikas ... more
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Mon Jul 9, 2012
Alexander Monticello, Esq. answered:
The easiest way is to hire your own buyer's agent. As you probably know, every seller hires a listing agent ("seller's agent") to represent the seller's interests. Likewise it's always advisable for you as a buyer to hire a buyer's agent, to make sure you have an agent with undivided loyalty.

Alternatively, you could drive by and see if the listing agent has a sign out. If there is no sign, it may no longer be for sale. Unfortunately this is a common problem with Trulia and Zillow. But you can use the search tools on my website to get the most up-to-date listings. My website pulls directly from the Capital Region Multiple Listing Service, so it will be as current and accurate as the MLS. http://search.monticellonys.com/idx/12856/basicSearch.php

Anything else, feel free to contact me.

Best,
Alexander


Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
... more
0 votes 2 answers Share Flag
Mon Jul 9, 2012
Darrell D. Drouillard answered:
You did not specify a property, but it doesn't matter because the only way to get an accurate assessment of the mechanical, structural, electrical, and plumbing conditions is with a thorough home inspection.

As far as taxes, the only way to lower the property taxes is to lower the assessed value of the taxing authority. To do this, you must protest the value and show up to any scheduled informal or formal hearing with substantiating proof that the assessed value is too high. Typically, comparable properties of a lower market value is a good route, along with photographs if the home is distressed. Sometimes it works and sometimes it doesn't. In my local area, I know an investor that lost at both an informal and formal hearing and had to take legal action to have some of his properties re-assessed. If it gets to that point, it could become costly.

Good Luck!


Darrell D. Drouillard
Home Team of America
16719 Huebner Rd., Bldg 4
San Antonio, Texas 78248
210-373-6160
210-881-6760 (Fax)

www.dddrealtor.com

'Serving all Your Real Estate Needs'
... more
0 votes 4 answers Share Flag
Tue Mar 27, 2012
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
http://www.neighborhoodscout.com/
https://www.crimereports.com/
http://www.homefair.com/
... more
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Mon Mar 5, 2012
Giacomo Sinisgalli answered:
0 votes 8 answers Share Flag
Wed Mar 23, 2011
Sharyn Willard, SRES, ABR answered:
You sure can. Especially if you are going thru a lender that does alot of work for the builder. Alot of the builder spec homes are taking so long to sell and they are costing them money the longer they don't sell.
Good luck..
... more
0 votes 7 answers Share Flag
Sat Feb 19, 2011
Marge Bennett answered:
You say IF the owners accept your offer. it isn't a contract until they do. So get with your agent's broker (kwho hopefully is not an idiot) and get your offer modified to what is acceptable to you.
Good luck.
... more
0 votes 13 answers Share Flag
Mon Jan 31, 2011
Phil Rotondo answered:
Good Afternoon Albny;
You have a lot of "what ifs" in your question.
I would suggest that you go over each and every question with your agent prior to you signing anything.

And if you are still wary about what you are signing, I would consider consulting an attorney.
... more
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Fri Dec 3, 2010
Anna M Brocco answered:
For an accurate picture of construction costs, consider contacting a few local contractors and ask for estimates based on your needs--check with the local Chamber of Commerce if you need contractor recommendations--also don't forget to check with your local building's department for any necessary permits. ... more
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Wed Apr 28, 2010
Don Tepper answered:
You didn't provide the location of the house, or a link to it.

One tip: If it's a foreclosure listed on RealtyTrac, it's not real. The house probably isn't for sale and, if it is, not for the price listed.

Please post the link and we'll be glad to help.
... more
0 votes 1 answer Share Flag
Tue Apr 27, 2010
Sean Dawes answered:
In order to get a section 8 voucher you qualify due to income. How would you be able to buy a home if your qualify for section 8 to begin with?

Sean
0 votes 1 answer Share Flag
Mon Feb 15, 2010
Kevin Clancy answered:
I wouldn't get too hung up on the list to sale price ratios for a specific neighborhood. Agents often site this number and while it provides some information, it is often misleading because agents don't price homes perfectly. In addition, homes with stories such as divorce, jobloss, etc. will skew the results. Therefore, you really need a fairly large sample size and even then this ratio provides limited info. The following link will show you the market trends report for the four county area for 2009. This includes the average list to sale price ratios. Here is the link http://alturl.com/znf2 To see specific neighborhood sales and listings check out http://www.Albanynymarkettrends.com Just type in an address and you will get an automated report. Hope this helps! ... more
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Sat Mar 7, 2015
Brian Brosen answered:
There are truly several ways to answer your question, depending upon what your goals are. I would want to know if you are looking for a place to live for yourself, if this is purely an investment, non owner occupied home, etc - I would really want to know those kinds of things. Taxes are highest in Schenectady ( the city ), but also run quite high in most of the towns around here, just a fact of life in NY. School distrcits have an impact on home values, and the higher rated ones in the area ( guilderland, bethlehem, niskayuna, north colonie and voorheesville) are all well known, and all those area have had fairly good levels of appreciation over the years. i know you are just looking around, asking some questions, if you want to chat a bit more about these things, please feel free to e mail me directly at Brian@TheCapitalTeam.com - I would be happy to speak with you about towns, investment areas, etc that may help you in your search. ... more
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Fri Jan 1, 2010
Brian Brosen answered:
Hi Jamison-
My contact info is below:


Brian Brosen - The Capital Team of RealtyUSA
brian@thecapitalteam.com
(518) 669-2633 - cell phone

I would be happy to speak with you and send you some homes to preview - i know the area well, office is not far away, and i live close by - visit our website at www.TheCapitalTeam.com as well to search the mls... ... more
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