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Home Buying in 12205 : Real Estate Advice

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Activity 55
Sun Nov 30, 2008
Lori Jeltema answered:
Elm, in my experience, the appraisals have been all over the place. Sometimes, they come in right at sales price - other times much higher or lower. I know it's a vague answer, but that's what happens. It's one person's opinion at that given time. If it's your appraisal, the best thing you can do is review it and look at the comps so you understand where that value came from. I've had 3 different appraisals on the same property done at the same time and all were very different. ... more
0 votes 8 answers Share Flag
Sun Nov 30, 2008
Jon Huther answered:
HSBC plans to close its non-prime wholesale mortgage lending arm.
0 votes 2 answers Share Flag
Tue Dec 2, 2008
Maria Morton answered:
Yes, Elm, there is a way to find recently sold home prices in your area. Ask your realtor.
0 votes 11 answers Share Flag
Fri Nov 14, 2008
Bonnie answered:
Seller needs to lower price. However, Buyer needs to get estimates on repairs needed so can ask reasonable price adjustment from seller. Just seems fair this way.
0 votes 2 answers Share Flag
Sun Dec 7, 2008
Joanne Mielenz GRI answered:
You need to describe what the inpsector means by bad. Does that mean there is no longer any life left in the roof? Is it leaking? Is it structurally poor? Exactly what is wrong with the roof? Did your contract state a specific dollar amount towards repairs paid by seller? Is this a purchase on a home in an "As Is" sale? Did you lower your asking price due to condition of home and was the price negotiated due to this fact? A repair deemed necessary it is up to the buyer to decide if he wants to continue with the purchase and it is up to the seller if they are agreeable to repair the roof. So as you can see by this reply more information is really needed to answer this question. Would you still want to purchase this home even with the roof problem if the seller will not repair or replace it? Joanne Realtor ... more
0 votes 13 answers Share Flag
Thu Oct 2, 2008
Jeff and Ginny Mitchell answered:
Read the document you signed. To what did you agree? If you hired that Buyer's Agent for a specific time period or a specific area, the agreement may not apply in another county or after this time elapse. However, you probably only signed the Florida agency disclosure form that lets you know how the Realtor will represent you. Florida does require that the agent present that disclosure form but not that you necessarily have to sign it. If you do not have a copy of that form, call the Realtor and ask for a copy for your files. ... more
0 votes 4 answers Share Flag
Tue Sep 23, 2008
Cheng answered:
This is the wisest decision for the following reasons:

The Section 8 voucher is portable all over the US, so if you bring yours from expensive area, say, Brooklyn, to most affordable area like Albany NY http://www.realtor.com/search/searchresults.aspx?ctid=25274&typ=7 you are turning your voucher much more valuable with much better living spaces.

If you take a look at the housing price in Albany NY area, http://www.realtor.com/search/searchresults.aspx?ctid=25274&typ=7 you may find that your Section 8 voucher may afford you a very nice home there.

I personally like Albany NY a lot, on the one hand, it is the NY State capital, and one of very few state has wonderful state museum, yet, FREE! Every time I got guest from abroad, I took them over, especially, on the way to Lake George, the top 10 most popular vacation area in the US during summer time. And, if you move there, you know it is only 1 hour from there!!! http://maps.google.com/maps?f=d&saddr=lake+george,+ny&daddr=albany,+ny&hl=en&geocode=&mra=ls&sll=43.131057,-73.721008&sspn=1.651646,2.598267&ie=UTF8&ll=43.159112,-73.863831&spn=1.650888,2.598267&z=9

I also have a friend's daughter just went to the Pharmacy College there http://www.acp.edu/ because she wanted so badly to become pharmacist years later when start up salary would be 6 digit!!!
... more
0 votes 1 answer Share Flag
Thu Nov 20, 2008
Liz Stevens answered:
Tricia, you will want to watch carefully for units to become available in Albany. Because of the demographics of the tenants in Albany and the location and most importantly, the lack of rent control, the units that come up get snatched up quickly. Center Square is a fine place to buy investment property, but availability is the issue. If you do not plan on living in the property, a nice 4 unit property came up three months ago, is now off the market, but I believe it is a very good investment in the 700K - 800K range for 4 units. Albany will be a good long term investment for you. If I can be of help, just let me know. all the best. Liz ... more
0 votes 5 answers Share Flag
Tue Sep 23, 2008
Holli Boyd answered:
Is he offering you a lease option or rent to own policy? Whatever the choice is, get it in writing and speak with an attorney.
0 votes 5 answers Share Flag
Tue Nov 18, 2008
Holli Boyd answered:
Dee - it's on a case-by-case basis, however I can give you examples and percentages for homes - also check out this link for more information, http://www.albanyny.org/government/departments/AssessmentAndTaxation.aspx ... more
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Wed Mar 12, 2008
Holli Boyd answered:
It's not a bad idea and I have a lot of information about this option for home sellers who are finding their homes sitting on the market too long.
0 votes 1 answer Share Flag
Sun Feb 17, 2008
Deborah Madey answered:
Hi Diane,

I am a NJ Realtor, but do not service Cherry Hill and I do not have access to Trend MLS. I do have access to several other MLSs throughout NJ. There have been some withdrawals of Foxtons properties in MLSs during the last few days. If this property is vacant, perhaps there is not seller near the area to remove the sign, even if it has been withdrawn. Many Foxtons listings still show as active in MLSs as of this evening.

I would suggest that you contact a local Realtor and let them know of your interest. A local Realtor will be able to track the status of the listing in MLS, research the tax records and arrange either through Foxtons or direct w/ the owner an appt when the property can be shown.

Good luck.
... more
0 votes 3 answers Share Flag
Thu Oct 4, 2007
Sylvia Barry, MAS,CIPS,SRES answered:
Hello Alfonso:

Will be next to impossible to find anything between $15,000 and $40,000 in Albany, NY. - see reply to your other posting - the lowest price is $84,000 or so.

Is the price range correct or do you have other places in mind?

sylvia
... more
0 votes 2 answers Share Flag
Tue Dec 29, 2009
Mr.P answered:
Alfonso
Per Realtor .com the lowest price property in Albany New York is $84,900
Here is a link to all the property`s availble
Good Luck
http://homes.realtor.com/search/searchresults.aspx?ctid=25274&ml=3&typ=7 ... more
0 votes 7 answers Share Flag
Tue Sep 11, 2007
Anthony Tortora answered:
Walt,

The tax rate per assessed thousand varies from township to township you can call the local tax assessor or ask a qualified Realtor to get the assessed rate that your home is being calculated at. Communities don't reassess the value of a home based on the sale of that home unless we are talking about new construction in this case the assessed valued is placed on the sale price of the house. From time to time counties will reassess the whole community to buster up the tax roles! ... more
0 votes 1 answer Share Flag
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