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12203 : Real Estate Advice

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  • Local Info1
  • Home Buying3
  • Home Selling5
  • Market Conditions0

Activity 110
Sat Apr 13, 2013
min answered:
Trulia said that is a public record, Which record? Records from 30 Years? The public data said clearly that for example " 56 Bentwood east court Albany NY 12203 " who was purchase January 2012, price $525,000, taxes record indicate $18,000. Home value $778,000. Those are recorded facts that can be verified and not your "own prefabricated data's." I am sorry but during our search to look eventual property's to buy, we were confused.
Trulia said one thing and reality is quite different.
I would pretty much prefer to read reals facts .
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0 votes 9 answers Share Flag
Sun Apr 7, 2013
Gail Gladstone answered:
Ejna,

This is something Realtors often do, especially for legal cases, estates, divorces, etc.

Check with a Realtor in your area.
0 votes 4 answers Share Flag
Sun Mar 24, 2013
Paige Strait answered:
Hi, I think you are referring to Robert Marini Builders. If it is a new construction home, most builders do not negotiate on their prices. They may offer incentives in terms of upgrades, but the base price is the base price. Sometimes you can negotiate a bit on an existing home that was either a model or a spec house. Feel free to contact us directly if you have any more questions! 518-321-8355 ... more
0 votes 3 answers Share Flag
Thu Feb 7, 2013
Victoria Romeo answered:
Hi Abigail,

Is the issue that your father lost his copy of the title? There should be a copy of the title recorded at the town clerk's office from when he purchased the house. Contact the town and they can provide you with a copy.

Best,
~Tori Romeo
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0 votes 9 answers Share Flag
Wed Apr 22, 2015
Zachary Lombardi answered:
A&Z Property Services is my father's business...he has been doing slate for over 30 years one of the best and most reasonable in the capital region

Tony Lombardi
Home phone 518-827-4543
Cell phone 518-225-1466
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0 votes 6 answers Share Flag
Fri Jul 19, 2013
Alexander Monticello, Esq. answered:
Maribeth, you should really shop around for the best mortgage rates, but sometimes a mortgage broker will be able to get the best rates. Many of my clients have used Doug Seder at Homestead Funding. Here is Doug's information. http://www.homesteadfunding.com/agents/dseder

Best,

Alexander

Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
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0 votes 5 answers Share Flag
Tue Jun 7, 2016
Josh Barnett answered:
Please find below, Trulia's crime stats website.

http://www.trulia.com/real_estate/Albany-New_York/crime/

Best of Luck,


Josh Barnett, Realtor
Metro First Realty
0 votes 7 answers Share Flag
Sat Dec 29, 2012
Terry Farnsworth answered:
Hi Eve,

Yes, this program is still available. The property has to be Fannie Mae owned, and also qualify/be eligible for the renovation loan program. You can't just apply for this type of financing on any property.

In terms of the Fannie Mae-owned properties, generally they offer 2 types of ownership/financing programs, each with unique benefits.

HomePath - low down payment, no PMI, and no appraisal needed.

HomePath Renovation mortgage - one loan includes the funding for the purchase and renovation - up to 35% of the completed value of the improvement (no more than $35,000). This loan product is available for investors, and owner-occupants.

Freddie Mac offers a program called "HomeSteps" - which basically offers financing benefits similar to the HomePath program.
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Tue Sep 17, 2013
Alexander Monticello, Esq. answered:
I live in Center Square, and have for the last 7 years. There is no other area rich in historic homes that is safer. But there are a few other nice historic neighborhoods, that you should consider. Ten Broeck Triangle, is an up and coming neighborhood with great homes and many young, committed home owners. I summarized the various downtown neighborhoods here in a recent blog post. http://www.monticellonys.com/2012/general/center-square-albany-neighborhoods

If you want an objective measure of safety, you can look at the City of Albany Police Department Crime mapping data. This information is updated every Wednesday. http://albanyny.gov/Government/Departments/Police/cmapping/maps.aspx

Finally, you can search for other historic downtown homes on my website. Unfortunately, Trulia doesn't always have the most recent listings, some have sold or expired. My website pulls listings directly from the Capital Region Multiple Listing Service (MLS). So the townhouse listings on my website will be as current and accurate as the Capital Region MLS. http://search.monticellonys.com/i/12856/results.php?savedName=Center_Square_SF&per=10&start=11

If you have any further questions or would like to setup a showing, just call or email.

Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
E: Alex@MonticelloNYS.com
www.MonticelloNYS.com
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0 votes 5 answers Share Flag
Tue Sep 17, 2013
Adam VanDervoort answered:
Have you had an up to date market analysis done to see if you are accurately priced? Are you exploring all means of marketing the property? Call, text or email me if you'd like to discuss. 518-810-2324 adam@mycaptialregionrealtor.com. ... more
0 votes 18 answers Share Flag
Sun Sep 16, 2012
Victoria Romeo answered:
Hi Greisler,

I'm not sure where you are getting your information on REL and how to determine it, but that is something that is standard to all loans, not just VA loans. The person you should be asking about this is your agent or attorney. REL determination is usually an issue when there are too many major things to update, such as the roof, furnace, hot water heater, etc. The average "life-span" of a house is 65 years, but updating these projects can give a home "new life."

Again, I would be asking your agent or attorney if there is a way to challenge it but that clause is in there to protect the bank. In most cases, the REL needs to be at least 30 years, in order to cover the lifespan of the loan.

Good luck,
~Tori Romeo
NYS Licensed Real Estate Salesperson
Certified Buyer Representative
Bliss Properties of NY
tori@blisspropertiesofny.com
518-788-8865
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0 votes 1 answer Share Flag
Mon May 27, 2013
Alexander Monticello, Esq. answered:
Thanks for your inquiry. Unfortunately this was taken off the market over a year ago. This is a common problem with Trulia and Zillow. But you can use the search tools on my website to get the most up-to-date listings. My website pulls directly from the Capital Region Multiple Listing Service, so it will be as current and accurate as the MLS. Unfortunately, Trulia and Zillow do not always have the most current listings.

Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
... more
0 votes 4 answers Share Flag
Sun Apr 7, 2013
Alexander Monticello, Esq. answered:
It depends on the house, price, and marketing plan. On average Albany homes are selling after about 120 days. But again this varies based on many unique factors.

With eighty-eight percent of home buyers and investors now searching online for their homes, it's not enough to rely on the old tricks of the trade. In order to maximize the full listing potential, I reach every corner of the market.

In order to reach the younger and out-of-town demographic, you will need to market online. Whether it's Trulia.com, Zillow.com, Times Union online, or the Multiple Listing Service (MLS), I offer all of my clients a featured listing on these premier online websites, among other websites. 

I not only ensure that your home will be omnipresence online, but I utilize value added marketing tools to ensure a successful sale. I provide my sellers with a customized website, such as www.5StJosephs.com. I hire a professional photographer to make sure we're getting the best side of your home. And I provide a custom designed brochure by a local graphic design artist, to capture its unique character.

If you have any questions, don't hestitate to call.

Best,

Alexander Monticello
518-227-0718
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0 votes 4 answers Share Flag
Thu Sep 13, 2012
Terry Weinman answered:
I would not go alone. Bring a friend or a big dog! Neighborhood has gotten better in the past year, but I would still be careful!
0 votes 4 answers Share Flag
Fri Nov 14, 2014
Frances Callahan answered:
If you are asking about 452 Russell Road, it does have central air and there isn't an HOA fee. This home has been completely rebuilt. Please call me at 518,265.9295 if I can be of further assistance. ... more
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Thu Aug 9, 2012
Anna M Brocco answered:
Since no link is visible, either contact the listing agent, or any local agent/realty office can also help...
0 votes 3 answers Share Flag
Mon Aug 6, 2012
Alexander Monticello, Esq. answered:
The closest church is St Vincent De Paul Church on 900 Madison Avenue, in Albany.

As you probably know, every seller hires a listing agent ("seller's agent") to represent the seller's interests. Likewise it's always advisable for you as a buyer to hire a buyer's agent, to make sure you have an agent with undivided loyalty.

Right now I'm offering a new Cash Back program, for all buyers who buy in 2012, up to $1,000 Cash Back. Read more here.

You can learn more about my experience and past clients by visiting my website. If you're a first time home buyer, I have a great homebuyer's guide that reviews the steps of the process.

You can also use the search tools on my website to get the most up-to-date listings. My website pulls directly from the Capital Region Multiple Listing Service, so it will be as current and accurate as the MLS. Unfortunately, Trulia and Zillow do not always have the most current listings.

If you would like to setup a showing or have any questions, just call.

Best,
Alexander

Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
... more
0 votes 2 answers Share Flag
Sun Jul 29, 2012
Jeannette Batsikas answered:
As long as the contracts and binder was not signed you then can back out, your reason can be you don't want to move and changed your mind. I hope my answer was helpful, wish you the Best!!! Jeannette Batsikas ... more
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Mon Jul 9, 2012
Alexander Monticello, Esq. answered:
The easiest way is to hire your own buyer's agent. As you probably know, every seller hires a listing agent ("seller's agent") to represent the seller's interests. Likewise it's always advisable for you as a buyer to hire a buyer's agent, to make sure you have an agent with undivided loyalty.

Alternatively, you could drive by and see if the listing agent has a sign out. If there is no sign, it may no longer be for sale. Unfortunately this is a common problem with Trulia and Zillow. But you can use the search tools on my website to get the most up-to-date listings. My website pulls directly from the Capital Region Multiple Listing Service, so it will be as current and accurate as the MLS. http://search.monticellonys.com/idx/12856/basicSearch.php

Anything else, feel free to contact me.

Best,
Alexander


Alexander H. Monticello, Esq.
Principal Broker &
Licensed Attorney
T: 518.227.0718
F: 518.223.8001
www.MonticelloNYS.com
... more
0 votes 2 answers Share Flag
Mon Jul 9, 2012
Darrell D. Drouillard answered:
You did not specify a property, but it doesn't matter because the only way to get an accurate assessment of the mechanical, structural, electrical, and plumbing conditions is with a thorough home inspection.

As far as taxes, the only way to lower the property taxes is to lower the assessed value of the taxing authority. To do this, you must protest the value and show up to any scheduled informal or formal hearing with substantiating proof that the assessed value is too high. Typically, comparable properties of a lower market value is a good route, along with photographs if the home is distressed. Sometimes it works and sometimes it doesn't. In my local area, I know an investor that lost at both an informal and formal hearing and had to take legal action to have some of his properties re-assessed. If it gets to that point, it could become costly.

Good Luck!


Darrell D. Drouillard
Home Team of America
16719 Huebner Rd., Bldg 4
San Antonio, Texas 78248
210-373-6160
210-881-6760 (Fax)

www.dddrealtor.com

'Serving all Your Real Estate Needs'
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