Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in 11550 : Real Estate Advice

  • All36
  • Local Info8
  • Home Buying19
  • Home Selling0
  • Market Conditions0

Activity 22
Wed Mar 20, 2013
Dillon Chan answered:
Please see the link below which can help with your questions.
0 votes 5 answers Share Flag
Sat Feb 9, 2013
Shanna Rogers answered:
H Kbrown130,

If you are not paying all cash, get your pre-approval first. This lets you know what price range you should be looking in. Also, when you submit an offer, most (if not all) sellers want you to submit your pre-approval letter with the offer. So, if you don't have that available, you may lose the property to another buyer while you're waiting to get it.

Good luck.

Shanna Rogers
SR Realty
... more
0 votes 16 answers Share Flag
Sun Feb 2, 2014
Sarah answered:
I am trying to find the answer to this exact question myself. So far I continue to find the answer "no" :(
0 votes 1 answer Share Flag
Sat Feb 2, 2013
Javier Meneses answered:
You will ONLY get what's needed for the house.

Javier Meneses
NMLS #23130
Senior Loan Officer
Sterling National Bank
(516) 606-9648
0 votes 15 answers Share Flag
Wed Feb 6, 2013
Vincent Paige, P.A . answered:
You have to speak to a tax professional or accountant, realtors can not give this type of advice!

0 votes 2 answers Share Flag
Mon Dec 31, 2012
Use your home address. How did you file them last year?

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
0 votes 3 answers Share Flag
Sun Jan 13, 2013
Betty Stroll answered:
Hi Princess: If there is any assistance on closing cost/down payments I would look into home that have been foreclosed upon. They are usually HUD homes, where they pay up to 3% of closing costs. They do not pay for warranties nor personal property. I would suggest you contacting a local Realtor who specializes in this market. if you are not sure who to seek for this sale, please email me at with your contact information and Id be happy to assist you.
Good Luck in your search!
... more
0 votes 3 answers Share Flag
Thu Nov 1, 2012
Philip Lilavois answered:
There are many homes in long Island in your price range. I'd be happy to assist.

Philip Michael 917-200-7742
Licensed Real Estate Agent
0 votes 2 answers Share Flag
Wed Aug 8, 2012
Javier Meneses answered:
Typically it's something that insurers pull as part of their underwriting a policy. I've never heard of a Realtor pulling a C.L.U.E. report, so I would assume that of you want one you'd have to set up an account with LexisNexis and see if you an obtain one. I would be interested in knowing if any Realtors out there typically obtain one for his/her buyer.

Javier Meneses
Senior Loan Officer
Sterling National Bank
... more
0 votes 5 answers Share Flag
Sat Jan 23, 2016
Laura Feghali answered:
Hello New Homebuyer,
If you discover many needed repairs after your home inspection, then it is usual to request that the seller make these repairs or you can ask for a credit at closing so that you will have some additional funding to make those repairs yourself.

Good luck to you!

Laura Feghali
Prudential Connecticut Realty
... more
0 votes 17 answers Share Flag
Tue May 29, 2012
Anna M Brocco answered:
Ask your loan officer the question; is a 203K rehab loan an option...
0 votes 1 answer Share Flag
Mon May 28, 2012
Thomas Brady answered:
It shouldn't happen, but on occasion it does. Hopefully you have a buyer's agent that can guide you through the offer and negotiation process.

Tom Brady SFR, e-Pro, SRES, GREEN
Licensed Real Estate Salesperson
Notary Public, Ret. NYPD Lt.
"We treat you like family!"
Charles Rutenberg Realty, Inc.
255 Executive Plaza - Suite 104
Plainview, New York 11803
... more
0 votes 9 answers Share Flag
Wed May 23, 2012
Gail Gladstone answered:
You can offer anything you believe you are willing to pay for any property. You may want to leave a little wiggle room for negotiations.

Do you have a Realtor representing your interests? Ask your Realtor to run comparatives on the property with other historical homes so you get a clear idea what the value might be.

Call if we can help.
... more
0 votes 6 answers Share Flag
Sun Dec 29, 2013
CamilleD answered:
There should be.

But interest rates have never been this
Low and housing prices are 8-10
Years ago prices
Very good environment for the first time home buyer.

Good luck.
Call me@516-323-6245
... more
0 votes 17 answers Share Flag
Wed May 23, 2012
Javier Meneses answered:
As far as I know, all down paynent & closing cost assistance programs have income restrictions. The only form of assistance for buyers whose income exceed income restrictions, is obtaining a sellers concession. This will is pretty much a gift from the seller towards your closing costs only, not down payment. How much sellers concession you'll be able to receive depends on several things. Even though it is restricted by law to a maximum of 6%, it's also restricted by the type of loan you're applying for, the type of property, and mostly it's based on the negotiation with the sellers o the property.

If you have any further questions, feel free to contact me or speak to your Realtor or loan officer, they should be able to provide you with more info.

Javier Meneses
Senior Loan Officer
Sterling National Bank
... more
0 votes 2 answers Share Flag
Thu Apr 25, 2013
Barbara E. Nowak answered:
There are some homes that are rent to own, not too many, but we definitely have them.

I would be glad to send you some. Contact me.

Barbara E. Nowak
516-232-6658 ... more
0 votes 5 answers Share Flag
Sat Oct 8, 2011
Anna M Brocco answered:
If you don't have an agent, consider the idea--concession should be introduced when making an initial offer...
0 votes 10 answers Share Flag
Thu Aug 25, 2011
Dan Tabit answered:
It's a factor to consider. Some buyers with kids may find it a benefit, but more will likely prefer not to be right next door. When buying a home with a location issue which may reduce its marketability or price, consider that you may get a better deal on the house due to the location issue. On the other hand, you will also need to provide your buyer, when you sell someday, a similar deal relative to the market then. ... more
0 votes 3 answers Share Flag
Tue Mar 8, 2011
Anna M Brocco answered:
Real estate professionals are prohibited from steering, enticing a buyer to purchase, or not, in specific neighborhoods--therefore if looking to purchase in the area, it's a decision only you can make. ... more
0 votes 1 answer Share Flag
Wed Sep 22, 2010
Deborah Miller answered:
Son - you need to select real estate professional to act as your buyer's agent. Ask them to research the market and do the analysis and help you so that you can make the best offer on the home you want. I do this for my clients and they have yet to complain about my services or the price. We are here to help you but you do need to contact a real estate professional to represent you. We are almost always paid by the marketing money from the seller so it is not a cost to you for us to work for you. If you have trouble finding someone let me know but there should be lots here that would welcome the opportunity to work for you!

Hope this helps,
Deborah Rigsbee Miller, Real Estate Broker
Coldwell Banker HPW - Durham, NC
... more
0 votes 5 answers Share Flag
1 2
Search Advice