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Credit Score in 10016 : Real Estate Advice

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  • Local Info0
  • Home Buying11
  • Home Selling8
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Activity 10
Wed Apr 23, 2014
Jim Olive answered:
Did you buy the stuff? Is it legitimate debt? If "yes", then pay it. If your failure to pay on time has led to rediculous penalties, work out an arrangement to reduce those penalties and interest amounts and pay something closer to the original principle. Many collectors are willing to take less than the full amount. Better yet, go back to the original lender (who you originally made an agreement for credit with) and work something out with them. Nobody wants to lend money to a deadbeat that doesnt pay it back, so make sure you are not one of those and you'll have a good shot at getting somebody to lend you more... ... more
0 votes 8 answers Share Flag
Wed Apr 23, 2014
Ron Thomas answered:
A Credit Score is actually 3 scores; Your's may be 789, 780 and 770.
A Lender can use any combination to justify their decisions.

770 is pretty terrific score, and 789 is exceptional:
These scores will yield a great Interest rate.
The difference between 770 and 789 is marginal, and nothing to hang your head about.

Good luck and may God bless
... more
0 votes 9 answers Share Flag
Wed Oct 24, 2012
Trulia Miami Beach answered:
Hi Braham,

Do you have a listing available on Trulia so that we know what you are referring to?

Thanks,
Ali, Community Manager
0 votes 1 answer Share Flag
Fri Mar 22, 2013
Christine Gordon answered:
Go to www.myfico.com and you'll be able to get a free copy of your credit report and score. They'll ask you for a credit card as you're filling in the information on the site because you're registering for a credit monitoring service. Your credit card will not be charged at the time of registration. Once you print your report and score analysis then you can go back into the site and cancel the service. If you don't cancel the service within 10 days then they'll begin charging your credit card $14.95 per month. Hope this information is helpful! All the best in your apartment search, Christine :-) ... more
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Wed Apr 23, 2014
Jacob Grosskreuz answered:
Thu Sep 27, 2012
Anna M Brocco answered:
See link for helpful information; http://www.nyc.gov/html/hpd/html/apartment/mitchell-lama.shtml
0 votes 2 answers Share Flag
Fri Jan 6, 2012
Daniel Klein answered:
Absolutely. Welcome to future home ownership. We currently have programs in our mortgage department that would allow you to purchase a home with only 3.5% down with a 580 credit score, at very low rates. Under 4%.

When you are ready, give me a call direct at 800-640-8798
We never charge upfront fees.

Daniel Klein
Broker
Over 1 Billion Sold
800-640-8798
... more
0 votes 11 answers Share Flag
Tue Dec 13, 2011
Michele DeFreitas answered:
Find yourself a good lender and speak with them. They can advise you what you can qualify for based on your credit, income etc.
0 votes 3 answers Share Flag
Fri Nov 4, 2011
Justin Ruzicka answered:
give them a copy of it....you want a tri-merged credit analysis, or a copy of all three credit agencies....but if they are all pulling within a 30 day time frame for the same purpose i have been told it does not affect the credit score as it used to.

http://blog.house-guy.com/2011/05/follow-up-on-2009-real-estate.html

enjoy..
... more
0 votes 11 answers Share Flag
Fri Nov 4, 2011
Daniel answered:
Shop your loan out to several companies, tell them that your middle is 720 if you are wanting to compare differences in fees

always ask for an initial fees worksheet and compare line by line. Beware, many online lender intentially under state fees, including interest rates to draw you in ... more
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