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08902 : Real Estate Advice

  • All51
  • Local Info1
  • Home Buying26
  • Home Selling6
  • Market Conditions0

Activity 79
Fri May 10, 2013
Dolores Rilho answered:
governor pointe is a great neighborhood! i lived there for almost 8 years and had no complaints. I had to move because I needed more room. Our family was growing and we needed more bedrooms (We had the two bedroom unit). We moved 1 mile away from Gov.'s point North Brunswick is a wonderful town! ... more
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Tue Feb 5, 2013
Pete Maimone answered:
Leo if you can buy at the right price yes.....strong rental market there, close to trains and NYC bus. both of which will be even better down the road when the train station and transit village come across the road that's slated for completion in 2018.

If you need further help send me an email and I'll be glad to help with this one or others.
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Mon Oct 15, 2012
Joe Cordova answered:
I am in South jersey and could help you out. What is your plan with your fha mortgage? Will you be selling or renting out that home? If you plan to rent out you may need to include that monthly payment in your qualifications, depending upon the equity position.

Feel free to reach out to me through my profile or below. Best of luck to you.

Joseph S. Cordova
NMLS# 146855
Evesham Mortgage, LLC
22 South Maple Avenue
Marlton, NJ 08053
office: (856) 985-9944 ext. 103
direct fax: (206) 333-0946
cell: (856) 304-2381
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Thu Jul 26, 2012
Pete Maimone answered:
Underground utility easement in back of yard not so much as High tension wires. HT wires mainly affect value due to unsightliness as opposed to previously rumored but unfounded health concerns. But 400 feet away? very doubtful... if they are directly behind a home 100-150 then yes... but that also means the home will be/should be priced significantly less than homes not affected by that. ... more
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Thu Jul 26, 2012
Pete Maimone answered:
Hi Jose!

I'm registered with NACA. Have you entered their program or met with a Naca counselor yet? Please contact me directly to discuss. I look forward to helping you!


Pete Maimone
Cell: 732-439-0472
My website:
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Sun May 20, 2012
Fred Yancy answered:
Sun May 20, 2012
Taj Weldon answered:
Hi Dkoz,
Your agent knows how to test the quality of an offer.

Having FHA does not make the potential buyer unqualified but conventional is preferred.

Don't ask for a prequalifying letter.Ask for a pre approval letter.
In this area pre approval letters are stronger and means that there credit has been reviewed.

Also call the lender or have your agent call and ask questions.

You can also ask for a pre approval that includes the buyers FICO.

I hope that helps.
Home selling is not something that you should go unassisted.

If you need local Realtor representation don't hesitate to call.

Taj Weldon
DRE 01816152
Web Reference:
Answered by: Taj Weldon 209-740-4176, Central Valley, CA on A moment ago - [x] delete
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Sat Apr 14, 2012
Pete Maimone answered:
It sounds like an isolated incident.
I have a client who's lived in gov pt for 10 years now and she's buying in there at hartland square once she sells her condo. Good luck in your decision If ur still worried I'd be happy to show you other alternatives. So feel free to reach out to me on my cell 732-439-0472

Pete Maimone
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Wed Jan 30, 2013
Pete Maimone answered:
I'll address each statement alongside/underneath your commment:

Below are the positives and negatives we noticed:
We found that New Construction Townhomes in this area are hard to find. (that is true and will be for many years to come... they're #1 benefit)
North Brunswick School District ...Yes
Access to NYC Transportation... yes
Price .... great value but watch out once you start adding upgrades......buying the model? make sure you keep the price in line and not wind up being the best home on the block
Builder Reputation.....Excellent Reputation
Not too far from where we currently live... sounds like another good plus

Negatives or Puzzling ones
Right off Route 1 (what's wrong with that? easy access to commuting routes is usually favorable)
Narrow roads inside the community. If two cars are parked on the road, traffic will be blocked ......find out if parking on one side of the street will be restricted..,.. the township usually does place those types of restrictions on new communities... especially high density ones so emergency vehicles (especially fire trucks) can have easy access in the case of emergency.
No amenities in spite of $230 HOA fee (childrens play areas are nice) but one of the main reasons for this is that Fannie Mae, Freddie Mac & FHA have new guidelines in order to get approvals for financing.... higher master insurance coverage, higher amounts of reserved funds... etc... it could mean that you will most likely not be subject to drastic increases further down the road....
Right behind Regal Cinemas and BJ's Wholesale Club coming soon... regal cinemas years ago was objected by the majority of residents living in Governors Pointe.... based on all kinds of speculation of impact it would have on their community... all of which never came to fruition..... Additionally Hartland Square townhomes was the result of settlement between the township (who initially denied the application to build the multiplex theater- which was in total compliance with local zoning ordinances. Once it became clear to township officials that they would lose in court they agreed to a settlement that then Allowed K Hovnanian to build 108 townhomes behind it on the condition that they build and lease out a supermarket (where BJ's is coming in) along with other restrictions.
Right Off Hartland Commons Road(Traffic in the morning from all the condos and townhomes?) Hartland square is a drop in the bucket compared to Governors Pointe (108 vs 1000) the traffic flow on the 1000 units in Governors Pointe has always been sustainable every morning for over 20 years now. although now for 1/2 of the current Gov Pt owners they will be the ones having a tougher time exiting their side (turning left onto Hartland Commons) .. Most commuters exiting Hartland Square will be making right turns to head towards Rt 1 north/Jersey ave train station... I know also that the township has requested to NJDOT that Commerce Blvd and rt1 intersection have an additional left turn lane arrow being placed where there is now a straight only arrow in the center lane..... NJDOT hasn't implemented that as of yet... but the township should be pressing NJDOT for that implementation soon if not already....

I hope my answers help ;) Best of luck in your decision... fell free to contact me further on this.

Pete Maimone
Gloria Zastko Realtors(R)
NJAR Distinguished Sales Award 1988-2011
cell: (732) 439-0472
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Sun Mar 11, 2012
Keith & Kinsey Schulz answered:
If this question is crossing your mind, it's going to cross other buyer's minds as well. So yes, it could make the home slightly harder to sell later. Although, a mile away is reasonable, It would not bother me as an owner. Can you see the prison from your house or yard? If so, that would hurt the value more.

I wouldn't say it's much of a safety issue. Prisons are generally pretty secure, and who wants to commit a crime with a large population of policy officers around. Just my opinions.
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Fri Feb 24, 2012
Alex Kushnir answered:
PUD`s owners actually individually own the land underneath and air above it. You should be able to add a deck (assuming township permits them) and grow plants
0 votes 3 answers Share Flag
Sat Feb 11, 2012
Jeffrey Halpern answered:
They are also a lien holder and will try to collect either from you or the new owner - the bank.
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Mon Sep 3, 2012
Nimreta Sandhu answered:
Wed Dec 28, 2011
Pete Maimone answered:

Plenty of people have bought there. The end unit's are the best deal. The same model in Renaissance (older) have been selling very consistently between $412 & $435K. Most in the past 2 years sold between $425K-$430K and the most recent sold for $435K. And there haven't been any available here in Renaissance for 8 months now.

The builder doesn't really negotiate because they don't have to due to the compelling prices they offer. plus they offer 5K in free upgrades and 10K in closing costs which you would have to pay yourself in Renaissance.
Yes those incentives come with the caveat of using their in house mortgage company & title company.however their rates are pretty much inline with current mortgage rates available outside.

The interior units are good deals as well because they offer roughly 20% more sq ft living space than thier direct competition interior unit Kensington models in Renaissance. And because of that they have true full formal dining rooms,larger 3rd bedrooms and double walk in closets in Master Bedroom... all of which are the drawbacks of the renaissance interior kensington model.

If you'd like to see Renaissance Kensington models I have 1 or two available here now so reach out to me and we can check them out. Prices are lower than the Hartland square interior models and they both have nice upgrades in them.
the following link contains 2 available now but only 1 can be shown as the seller has had circumstances that are preventing us from gaining access but should be available. But the lower priced of the 2 is available. so give me a call
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Mon Nov 28, 2011
Heath Coker answered:
Thu Jan 19, 2012
Not A Rea answered:
i am not a RE agent but i've run into this before when i bought new construction. it's a game the sales office plays with numbers to make it look like a deal. the rate of 4.619 is on the assessed value of the property. since it's new construction and no one is a current owner, the only assessed value the town has is the construction value of the property to base a pending tax on. the sales offices try to relate the tax rate (4.619) to a property tax value. if the tax they told you is 8000, and the tax rate is 4.619, then the assessed (construction) value of the home (that the builder/developer paid to build it) is about 175,000. when the home is finally sold for 339,000, the town will reasses the tax at the sale price and at 4.619 per 100 of 339,000 ends up as your tax bill of 15,700. new construction home have NO TAX HISTORY to base any tax values on. tax will always be on what you paid for the home, not on the cost to build it. ... more
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Thu Jun 16, 2011
Carl Henker answered:
Check with Bank of America they offered a program in the past. Also check with some small local/ regional banks who may offer a portfolio loan program.
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Fri Jun 10, 2011
Pete Maimone answered:
check NJtransit bus schedulesunder Dayton or exit 8A location. I believe there are express busses that take around 1 hr.. and then others that take 1:15 minutes from the park n ride station there. There are also other busses that run along Rt27 in the kendall park section of South Brunswick. You also have the train access from Jersey Ave Sta near the borderline of New Brunswick & North Brunswick. Please let me know if you need help in finding a home in this area. ... more
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Wed Jun 1, 2011
Pete Maimone answered:
Yep they are good values. good commuting location. drawbacks are no community amenities. and very basic standard features. you'll find yourself spending plenty of money on upgrades to get the home up to the standard that most buyers prefer. The 10K in upgrades they offer (only with financing through them and using their title company only) won't go very far. once you've gone to contract and get into their design center you'll see what I mean. They don't negotiate on upgrades whatsoever. Every client I've had that goes into the design center blows the budget. that's where they make up their profits. ANd no matter how good a negotiator you think you may be... you won't get far with them.

Their are a couple of good value resale homes nearby in Renaissance that are upgraded nicely that may be better overall values. contact me if you're interested in seeing them.

Good Luck
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