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08823 : Real Estate Advice

  • All41
  • Local Info7
  • Home Buying20
  • Home Selling6
  • Market Conditions0

Activity 31
Wed Feb 13, 2013
Gina Chirico answered:

The selling agent must be registered with HomePath in order to submit offers. All offers must be submitted online by the selling agent using HomePath's portal. If you search homes for sale on HomePath, the listing broker's information will be there but you do not have to contact each broker for each listing. Any licensed real estate agent registered with HomePath can assist you in buying a HomePath property. As with other homes for sale, many of the HomePath properties are also listed on the multiple listing service and will provide the agent instructions on how to access the property to show it to buyers.

Feel free to contact me directly if I can assist you further and/or if you are looking to buy in Essex, Morris, Passaic and/or Union Counties.
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Mon Aug 20, 2012
Andrew Tisellano answered:
Should be $60-80 per unit.
Typical duties are guide board, answer home owners question provide documentation, manage maintenance of property and manage collection of fees,
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Thu Aug 16, 2012
Scott Godzyk answered:
ANNA if you are selling it on your own you can not. Only licensed agents and brokers can post homes for sale on Trulia.
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Tue Jul 3, 2012
Michael Emery answered:
I would count on going into escrow around December 1st as it will take 30 to 45 days to close. This would also give you additional time to move prior to January 31st. How long it will take you to find a home depends on the wants and needs of the buyer. And depending on your area, the supply of homes tends to shrink in the fall, especially as we get closer to holidays and cold weather. ... more
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Sun Oct 6, 2013
Awc4282 answered:
HI Max. I had the same exact problem. I was told that NJ Housing Agency would have to subordinate the loan. When I called them and advised them that I would like to do a Streamline Refinance to lower my payment they told me that they will not subordinate. I advised them that my contract with them clearly states "If the borrower conveys, CASH-OUT REFINANCES or CEASES TO OCCUPY THE PREMISES AS HIS PRIMARY RESIDENCE, full repayment of principal and accrued interest will be due.
I told them that I am not trying to conduct a CASH-OUT refinance. I explained that I am not taking any cash-out and that I want to conduct a streamline just to lower my payments.
I was told that my contract should have read "ALL REFINANCES" and that the new contracts now state that.
I was furious. Shouldn't they have to be obligated to our contract? Our contract should be binding as these are the terms that were agreed upon.
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Mon Jun 18, 2012
Deborah Madey answered:
Your question is one of contract law. There might be a mortgage rep who has walked through this before and can share their experience. But, your most accurate advice will come from an attorney who reads the contract terms in your file. ... more
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Mon Apr 30, 2012
Gloria Laughton Allston answered:
Short sales can take a while because of a number of reasons but often it has to do with Bank backlogs. You did not mention it but banks sometimes ask for 2 appraisals when the property is being purchased or sold by an investor.

Gloria Laughton Allston, REALTOR, GREEN, SFR, SRES
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Mon May 12, 2014
Andrea Alummootil answered:
Good morning,
My name is Andrea Alummootil with Liberty Realty. I sale Reo sales and short sales. Where are you looking to invest? Is this your first purchase?

Please advise.
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Fri Jan 6, 2012
Mary Petti answered:
varies but I think they have 2-4 days to prepare it and get it to the bank for review...
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Mon Jan 2, 2012
Rich Homer answered:
Best to establish a Realtor relationship first. Try here
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Wed Nov 30, 2011
Tina Lam answered:
You can check with your loan officer. Generally, once you've received final approval, you should be able to close in 4-5 business days.
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Sat Nov 19, 2011
Tim Moore answered:
If it was something the underwritter questioned it won't take long at all. Often an underwritter (who is the last one in the chain for getting a loan approved) will come up with something they want before they sign off. Once you get it in they usually get your sign off in a day or two. You're close - get ready! ... more
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Fri Nov 11, 2011
Christopher Lefebvre answered:
I always recommend to my buyer clients to work with a mortgage broker that has access to a portfolio of lenders. When are/were you supposed to close? Sounds like you may already have the answer to your question. I have not had a good experience with BOA. ... more
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Wed Nov 2, 2011
Rich Conley answered:
Hello, Generally speaking, once the bank receives the required documents needed to proceed there is generally a 3 day waiting period before the appraisal is ordered. Once the appraisal is ordered you should be contacted by the appraiser to schedule a date and time. If you add the three day waiting period plus a couple of days for the appraiser to contact you to schedule an appointment, I will estimate about 7 days. I sure hope this helps. Good luck!

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Thu Oct 20, 2011
John Sacktig answered:
Hi Tom,

East Brunswick, great schools easy commute. I used to do that commute to Exchange Place every day.. Bus transportation, bus gets right onto the turnpike at exit 9... 45 - 50 muinutes later in Jersey City.

Call or email for further information!

John Sacktig
Broker / Manager
Orange Key Realty
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Wed Nov 2, 2011
Scott Godzyk answered:
First you should ask her to explain herself in great detail what is needed. Without seeing it it could be the appraisal is not ready yet, it could be it came in too low or if you are going fha there could be items in eed of repair. I would call her now and ask for mor edetails, if you dont understand, ask her for an easier explanation so you do understand. Your agent should be guiding you as well... Good luck with your mortgage ... more
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Thu Jul 9, 2015
jo answered:
There are open houses on tuesdays, thursdays and even saturdays. It just depends on your area. If agents where you live notice that sundays get more "traffic" into the home, then thats when they do it. ... more
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Tue Jul 4, 2017
Terry Bell answered:
I'm with you! Homes are still being built as food for termites and guaranteed to be dissolved by dry rot, mold and bugs! But out here in California, I wouldn't want a concrete home that would probably cave in, in an earthquake, and from what I remember of basements in the east coast, don't think I want a place for mold to grow! But I bet it won't be long until we start seeing a lot more composite materials that are stronger and more bug resistant show up. I guess metal beams are probably expensive, but I am replacing any wood on my home repairs with TREX and that concrete flooring for underneath ceramic tile instead of plywood. I'm also a big believer in the future of modular homes. Manufactured homes pre-made in the factory still are seen as less quality than conventional housing. But I remember going to the World's Fair up in Montreal back in 1967, I think, where they unveiled what I think was called Housing for Humanity, modular apartments that could be put together like legos. It's hard to believe that was seen as the future back then, is still not accepted, but I really believe that soon prefab homes, built with materials such as trex, will become the new way of addressing low cost housing and get back to simpler living. ... more
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Mon Jun 18, 2012
Annette Levinson answered:
This is negotiable. The seller always want to close sooner then later. Any contract that has a closing before 60 days is in wishful thinking. Your lawyer knows how long it takes to close a mortgage (and FHA is not taking longer then conventional mortgages). They should make sure a realistic date is on the contract.
If you allow the mortgage officer to speak to the seller, they can let the seller know how long things are taking. Sometimes it is the seller who is delaying closing by not fixing things that are against the building codes in the area or peeling paint. When that happens your lawyer should let the seller's lawyer that they are delaying the closing process.
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Wed Dec 15, 2010
Linda S. Cefalu answered:
This is great news for you if you are talking about your lender's appraiser. If it is the appraiser of the seller's bank, it could create issues, but I would need more information to give you a thorough answer.

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