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07504 : Real Estate Advice

  • All3
  • Local Info1
  • Home Buying0
  • Home Selling0
  • Market Conditions0

Activity 44
Sat Sep 28, 2013
Maria Gilda Racelis answered:
You are too close to the credit score FHA requires.

Consult a local loan officer to help you in the process.

Best of Luck.
0 votes 10 answers Share Flag
Mon Apr 8, 2013
Armin Lusinyants answered:
Hi Robin,
Check out Cedar Knolls, Whippany, Parsippany, Denville, Dover all have relatively law taxes.

Best of luck,
Armin Lusinyants
E-mail: alusinyants@gmail.com
Cell: 917-626-9420 ... more
0 votes 3 answers Share Flag
Mon Mar 25, 2013
Diane Glander answered:
Where you can go will depend on how much you want to spend.
Pt. Pleasant borough has a lower tax rate as do many towns in South Monmouth County. It will all depend on how much you can afford. Manasquan, Spring Lake Heights, Bradley Beach and Belmar are all pretty low.
Message me with your price range and I can email you out some suggestions. Or, you can go search the entire Monmouth and Ocean County MLS from my website below. Or, you can upload my mobile ap by texting dianeg to 87778 to search from your phone.
Good luck!
... more
0 votes 1 answer Share Flag
Wed Feb 13, 2013
Mercure Volt answered:
Hi Kzupp,

It was withdrawn from the GSMLS on June 20, 2012. I don't think it has sold, it was
not under contract at the time.

if you are interested I can try to find out more information for you, just give me a call.

Mercure Volt
973-818-8506

Elite Realtors of NJ

www.yourHometownSearch.com
... more
0 votes 2 answers Share Flag
Thu May 23, 2013
Laquita Baez answered:
Delia, speak with a mortgage professional that can discuss your financials with you to see if
you may qualify for a home loan. If you don't qualify now then the lender can best advise you on ways to improve your credit so you may qualify at a later date. ... more
0 votes 7 answers Share Flag
Wed Jul 25, 2012
James Ryan answered:
Simply use the Trulia search engine and find the homes listed in the zip codes you desire.

Regards, Jim
0 votes 5 answers Share Flag
Mon Dec 31, 2012
Swao answered:
I agree. This is a low crime area with nicely kept homes and feels more like suburb than city
0 votes 9 answers Share Flag
Tue Apr 10, 2012
Elizabeth Garcia answered:
There are several areas in Paterson that are disireable including Lakeview Section, Hill Crest, Peoples Park, River Side. Hawthorne, Elmwood Park are also disireable towns close to Paterson that can be affordable. Please call me and we can sit down and go over in more detail. ... more
0 votes 2 answers Share Flag
Wed Mar 14, 2012
Alex Kushnir answered:
It only a factor in getting a mortgage, not buying a house. Speak to your banker or mortgage professional regarding financing options.
0 votes 5 answers Share Flag
Fri Apr 6, 2012
Christopher Pagli answered:
Hi, Typically the seller should remediate the problem since banks won't fund a loan if there are active termites. I would approach the seller and point out it's going to be a problem for any buyer that does an inspection and gets a loan. Now once the termites are dealt with you will have to assess the damage to make sure there isn't an structural problems.

Chris
... more
0 votes 5 answers Share Flag
Sun Nov 20, 2011
Gina Chirico answered:
Joyce,

If termites are found during the inspection, the bank (your mortgage company) will require that they be remediated. Usually a certification from an exterminator or proof of extermination or exterminating treatment should rectify any problems arising from homeowner's insurance and/or mortgage company. It should be the responsibility of the homeowner (seller) to take care of termites but if your dealing with a short sale and you are responsible, you should contact an exterminator. ... more
0 votes 6 answers Share Flag
Sat Oct 1, 2011
Deborah Madey answered:
Taxes are determined by each municipality, not at the county level. There can be two towns very nearby with different tax bases

The suggestion that I have for you is to define the lifestyle characteristics which are most appealing to you in a community, and allow members of Trulia Voices to make suggestions on locations that meet your criteria with "low property taxes" being one of your high priority criteria. Price point for the property purchase is also important to include.

For example, Spring Lake has low property taxes, but the properties are not inexpensive. For someone who seeks to be near the shore, it's an excellent opportunity to have low taxes compared to other shore communities with housing in the same price points. Spring Lake may not even come close to meeting the other criteria on your list.

If you could share a bit more about what you seek, including price points, I am sure you will receive information more relevant to your preference.
... more
0 votes 4 answers Share Flag
Thu Sep 8, 2011
Paul Welden answered:
The national database/directory of Certified 203k Contractors is located at http://203kContractors.com

There you can find the 203k Contractors for your FHA 203k Loan
0 votes 2 answers Share Flag
Thu Feb 24, 2011
Marc Paolella answered:
Hi E E,
It's only available through the MLS, so just give me a zip or city and I'll be happy to run it and post it or send it to you privately.

Good luck!

-Marc

Marc Paolella
Relocation Director/Appraiser
Century 21 Joe Tekula Realtors
201 Route 10 East
Succasunna, NJ 07876
Phone (direct): (973) 584-4235
Coolest map-based home search: www.marcpaolella.com
... more
0 votes 5 answers Share Flag
Sun Feb 6, 2011
Kathleen Davis answered:
The tax assessments are old and most houses can be challenged and have the taxes lowered. The assessment is in no way representative of the actual value of the houses.
Kathleen Davis
Realty Executives Exceptional Realtors
kathdvs261@aol.com

contact me if I can help you with anything else
... more
0 votes 4 answers Share Flag
Tue Feb 1, 2011
Dan Tabit answered:
Hong,
On top of the page is a section called "Find a Pro." Click on that; specify the area you are looking for. There will be several agents to choose from. You can click on their names, read their answers and blog posts to decide if they seem appropriate you your situation. Once you find one you want to contact, there is a section on the right side of the page to reach the agent. You can send a message from there or put their name into a search engine and get a phone and email for them.
I hope this helps.
... more
0 votes 8 answers Share Flag
Tue Feb 1, 2011
Anna M Brocco answered:
Unfortunately the question can't be answered with accuracy, as none of us really knows where the market will head tomorrow or down the road, what we all know is today.
0 votes 6 answers Share Flag
Sun Oct 24, 2010
Tammy Hayes answered:
In our area, Sarasota and Charlotte County, FL it is taking about 3-4 months to close on a short sale.

Tammy Hayes, Sandals Realty, Punta Gorda, FL
0 votes 8 answers Share Flag
Wed Oct 20, 2010
Anna M Brocco answered:
If you are concerned about flooding, see link---
http://www.fema.gov/hazard/map/index.shtm#flood
0 votes 1 answer Share Flag
Tue Feb 1, 2011
Anna M Brocco answered:
Not sure which foreclosures are of interest nor where they were seen--however, If you are looking at a RealtyTrac listing(s), keep in mind that some of the information is inaccurate and often misleading--some of the properties may have a lis pendens--notice of default--and if so, some may not be for sale yet, and some may never be if the owner satisfies the default--for the most accurate and up to date information, consult with your agent--if they are available, he/she would know or could find out. ... more
0 votes 8 answers Share Flag
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