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07016 : Real Estate Advice

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  • Local Info1
  • Home Buying2
  • Home Selling3
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Activity 25
Fri Feb 1, 2013
Daniel Cercone asked:
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This question was asked from this property: http://www.trulia.com/rental/3091732532-22-North-Ave-W-208-Cranford-NJ-07016
0 votes 0 Answers Share Flag
Fri Feb 1, 2013
Laquita Baez answered:
Hi Daniel, the listing is actually in West New York/ Jersey City.
It may have been posted in the Cranford section in error or for extended advertising.
If you need assistance with finding a rental in Cranford, I'd be more than happy to help.

Laquita Baez
Licensed Realtor in NJ and GA
Weichert Realtors
973.687.7095
... more
0 votes 1 answer Share Flag
Sun Jan 13, 2013
Scott Godzyk answered:
It is said that on average 1 in 10 homes nationally. Preforeclosure can be as little as 30 days late though, most bring their payments current or work something out.. Preforeclosure entails anyone in default ... more
0 votes 5 answers Share Flag
Tue Sep 16, 2014
Debra (Debbie) Rose answered:
Well, the only way to find out if 350 is too low, is to make the offer and see what the seller says!

it doesn't really matter what anyone here thinks......and really, no one here can have an opinion on a house they know nothing about!

It sounds as though you are not working with an agent - otherwise, they could give you a sense of market conditions and recent closed sales. Armed with that information - YOU, yourself, could make an informed decision on this home's value.

When all is said and done...... you are the best judge as to what the house is worth (to you)......along with the appraiser when the time comes!

Best wishes......have a continued happy holiday season!
... more
0 votes 10 answers Share Flag
Mon Dec 10, 2012
Trotter456 answered:
More info. Looking for a min 3 bd 2 bath. Suburban home. Similar demographics to Smithtown ny 11787
0 votes 8 answers Share Flag
Fri Sep 28, 2012
Autumn Urling answered:
Make sure you double check in addition, to the amount of flood insurance would be. It could be very expensive. Have your agent assist. If you need further assistance please contact me. Or if you
need to get pre approved call First Prestige Mortgage Services, Inc 973-744-8300
... more
0 votes 4 answers Share Flag
Mon Jun 4, 2012
Lorena Barbosa answered:
Hi Yi,
Not sure which home you are referring to. The best person to help you find out is a realtor with whom you may be working. He/She can find out the answers to many questions that may help find out if there have been issues with water. Some questions can be answered by the participating listing broker who has information from the owner's themselves, some from the town, and some from a home inspector. This is a brief explanation and I hope you find it helpful - should you need more detail, I 'd be happy to provide.
Best to you in your home search!

Lorena Barbosa
Broker/Owner
David Realty Group
530 South Ave. W
Westfield, NJ 07090
lorena@davidrealtygroup.com
201-638-6528
... more
0 votes 5 answers Share Flag
Tue Nov 27, 2012
Daniel answered:
basic rule... if your home has ever flooded, you must disclose that info to the realtor and to the buyer

if you do not, you can be sued!
0 votes 10 answers Share Flag
Sat Apr 16, 2011
Anna M Brocco answered:
Much will depend on usage, what is your agent suggesting...you can also ask the owner and or current tenant, ask the question to another tenant with a similar unit, contact the utility companies and ask, etc. ... more
0 votes 2 answers Share Flag
Sun Mar 23, 2014
Ron Simone Jr answered:
Hi Diana,
You would just have to call town hall and ask them 75 percent of cranford is a flood zone and its odd because one street maybe in a flood zone and the next street over or four house down is not. The best advice I can give you is to call town hall youself and ask do not take anyone else word on it cause if winds up being you will have to pay flood insuance and if your not looking for a flood area of Cranford I would hate to see you listen to someone who doesn't know. Also, they are always changing the flood zones anyway socmake sure and good luck if I can help you in any other way please feel free to call. ... more
0 votes 8 answers Share Flag
Sat Jan 8, 2011
Judi Monday, CRS answered:
As long as you do your homework--which includes using an agent to do a comparative market analysis once you find a foreclosure you are interested in purchasing AND do all of your inspections to ensure there are no major issues with the home, a foreclosure can be a good way to go. Unlike a short sale you will have an almost immediate response from the lender so you aren't left hanging waiting for an answer. I wouldn't discount also looking at regular resales as well as foreclosures as I've seen instances where a multiple offer situation has driven foreclosures over the price of a similar resale. Find yourself a good agent and let them know what you want in a home and let that agent help you find the best deal -- be it a foreclosure or otherwise. ... more
0 votes 11 answers Share Flag
Tue Nov 11, 2014
Ron Simone Jr answered:
Sam,

If you can get me the address i can look it up on the lis pendence list for you please emal me the address and I will get the info for you.

Ron Simone Jr
All Towne Realty
Broker/Associate
732-978-0991 Cell
Ronsimonejr@gmail.com
... more
0 votes 5 answers Share Flag
Thu Jan 7, 2010
Mike B answered:
Bank and A are correct. There is a point 1 pt adjustment for Fannie mae 2 unit properties. Broker A is just raising the rate to compensate.

Depending on how much you plan on putting as a down payment, you may want to go with an FHA loan, as FHA has no adjustment for 2 unit properties. Feel free to contact me at 908 531 6170 or naitch6203@yahoo.com or michael.r.byrne@chase.com ... more
0 votes 4 answers Share Flag
Mon Mar 1, 2010
Karen Wisne answered:
How "recent" is recent? Also, was the appraiser familiar with the area? An appraisal is really just an opinion of value, and some of the recent changes in regulations resulted in appraisals being done by folks who were from a different part of town, or different part of the state. If the appraisal was within the past 6 months, you might want to check with another Realtor before signing a listing agreement. If the second Realtor agrees with the lower price, then the appraisal may be incorrect. ... more
0 votes 20 answers Share Flag
Mon Mar 1, 2010
Brian X. Murphy answered:
Listing agents will SELL you the house, buyer agents will help you BUY it. That subtle difference has to do with loyalty. Listing agents represent the seller, buyer agents represent the buyer. Loyalty and fiduciary duty follow accordingly.

Buyer agency should be discussed up front because a good buyer's agent will find the best value on the whole market for their client. A listing agent will only work on that one house and it may or may not be the best value on the whole market.

I'm disturbed by this idea of a "bonus" for in-house sales. I'm sure someone's cutting their commission for the work they've done. If someone's being paid less, do they then care less? Are they just putting the deal together as quickly as possible to maximize their bottom line?

Finally, if they're willing to cut secret deals to "make it happen," what else are they keeping secret?

Without buyer's agency, the buyer is just a customer. With buyer's agency, the buyer becomes your client and, as such, you owe them a higher level of service, your loyalty, and a fiduciary duty that a mere customer may or may not get otherwise.

Brian
... more
0 votes 5 answers Share Flag
Wed Nov 11, 2009
Erik Farber answered:
Hi Sharon,

I can give you a more definitive answer if I know the specific address you're looking into. As you're obviously aware, large parts of Cranford lie in flood zones, but the flood maps have "grades", and the maps are redrawn by FEMA from time to time.

Warm regards,

Erik Farber
Weichert Realtors
55 Stirling Road
Watchung, NJ 07069

Office:(908) 561-5400
Cell: (973) 420-1156
Fax: (908) 756-5523

I invite you to view my website, www.erikfarber.com for all of your real estate needs.
... more
0 votes 8 answers Share Flag
Sat May 30, 2009
Erik Farber answered:
Hi Lou... perhaps I can help you more if you tell me the address of the house if you have it. It would be my pleasure to assist you.

Warm regards,

Erik Farber
Weichert Realtors
55 Stirling Road
Watchung, NJ 07069

Office:(908) 561-5400
Cell: (973) 420-1156
Fax: (908) 756-5523

emfarber@gmail.com

www.erikfarber.com
... more
0 votes 4 answers Share Flag
Sat Mar 19, 2011
Jeanne Feenick answered:
Hi Howard, Yes, the lines you've indentified are all good. In terms of communities along those lines, much will depend on your budget. I'm activity engaged with several buyers looking along these same lines and so very familiar with the inventory. There are some great homes available, and those that are well kept and properly priced are moving quickly. Both Westfield and Summit have the appeal of an urban/suburban downtown with much to offer in addition to commuting ease - great dining, shopping, and cultural activites. There are some great communities that hug the train lines and I'd be honored to explore them with you.

You can reach me via Trulia or find me at www.feenick.com Pass along more specfics on your budget and requirements and I'll send you a sampling of what is availabe in these various communities. You'll find searching capabilities, transportation info, and school links on my website as well - I encourage you to visit.

Best,
Jeannie Feenick
Search and connect at www.feenick.com
... more
0 votes 7 answers Share Flag
Mon Jun 8, 2009
Tomasz Mucha answered:
I have good experience with attorney in Linden NJ
If you are interested please call me
Broker/ Associate
Tomasz Mucha
Cell # 848-218-0621
0 votes 2 answers Share Flag
Mon Jun 8, 2009
Kenneth Verbeyst answered:
If you arent out of review yet have an appraisal clause added. (your attorney and agent should have suggested this in my opinion as it is a fairly common concern.) The bank comitment could require it and give you leverage though. ... more
0 votes 13 answers Share Flag
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