Financing in 02141 : Real Estate Advice

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James Daniel, Real Estate Pro in Cambridge, MA
James Daniel answered:
What's worse: PMI now or 20% down in 18 mths but higher interest rates?
Hi Meghan,

That's a great question. There are some other different variables to consider in order to determine what is the best course of action for you.

First, if you put down 20 ... more
0 votes Share Flag Tue Apr 14, 2015 Financing in Cambridge
Thomas von Z…, Real Estate Pro in Cambridge, MA
Thomas von Zabern answered:
What is the minimum down payment permitted in MA/Cambridge?
Hi Mary

Most banks will ask for 5% to 10% down, but first time homebuyer programs exist through Mass Housing that allow you to buy with as little as 3% down. I'd be glad to discuss ... more
0 votes Share Flag Mon Mar 25, 2013 Financing in Cambridge
Katie Malin, Real Estate Pro in Cambridge, MA
Katie Malin answered:
where can i get a jumbo mortgage to buy a condo in an HOA that has only 2 total units?
Hi Yogiloan--
If you need a Portfolio Loan, (one which the bank does not sell to Fannie Mae or Freddie Mac), I may suggest Washington Trust in Burlington-- Matt Chabot has been wonderf ... more
0 votes Share Flag Fri Dec 28, 2012 Financing in Cambridge
Heather O'Su…, Real Estate Pro in Henrico, NC
Heather O'Sullivan, Broker answered:
Financing Issues: Lender bait and switch:
Hi Ma2fam,

Often there are things that change during the lending process (especially with investment properties) If you can afford the additional money down - then think of it this ... more
0 votes Share Flag Tue May 29, 2012 Financing in 02139
Sarah Klamm, Real Estate Pro in Wellsville, KS
Sarah Klamm answered:
Do I have to pay taxes if I pull out equity on my rental property when I refinance it?
Most re-finance deals require new title work. If you owe back taxes, you can assume that amount will be held out of your proceeds.
0 votes Share Flag Wed May 11, 2011 Financing in 02139
Kevin Santos, Real Estate Pro in Hudson, MA
Kevin Santos answered:
I am looking for a mortgage broker/lender who can help me with a "spot" FHA approval process. I have the form filled out! I need answers
This is a growing problem that I'm running into more and more as a Real Estate Agent. I would suggest contacting Michael Chaves at Wells Fargo Home Loans at 978-568-0039. ... more
0 votes Share Flag Sat Dec 12, 2009 Financing in Cambridge
Brecht Palom…,  in Massachusetts
Brecht Palombo answered:
broker fee when renting with the leasing office?
Depends on the market. In a soft rental market seller writes the check, in landlord's market you write the check. I've written brokerage fee checks myself when I used to rent (Brighton, ... more
0 votes Share Flag Tue Jan 29, 2008 Financing in Cambridge, MA
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