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Home Buying in 02111 : Real Estate Advice

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  • Local Info1
  • Home Buying1
  • Home Selling0
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Activity 392
Tue Jun 17, 2014
Ron Thomas answered:
You should not have spent any money on the Inspections or Appraisal unless and until you had a Contract and a Loan approval; didn't your Realtor advise you of this?
I doubt that you have any recourse.

Good luck and may God bless
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0 votes 18 answers Share Flag
Thu Oct 25, 2012
Michael Pallares answered:
Hi Anna,

I can only guess that the developer has authorized his attorney to review all offers before submitting them to him in an effort to handle the consideration of all offers most efficiently. Even so, there's no reason for this to take 10 days. I would ask your agent to get a better explanation for this time-consuming process.

Good luck!
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0 votes 9 answers Share Flag
Mon Jan 27, 2014
Eric Girard answered:
Yes, it is worth it when you are somebody who wants to live in the center of Boston in a nice residential area with beautiful Brownstones. The Back Bay was one of the biggest landfill projects at the time and it's rich with history. I recommend the neighborhood very much and I think the rent and sale prices of the homes speak for themselves. ... more
0 votes 5 answers Share Flag
Sat Oct 27, 2012
Louis Wolfson answered:
A home is to live in, it is a forced way of savings, it provides tax breaks (unless Obama gets re-elected) it may go up in value, it may go down in value.

An investment is a property that you rent and understand that there are risks involved ( again not if Obama gets re-elected) in may go up and it may go down in value.

Returns are all based on risk and the cash one puts into a deal.

Ask your buyers agent what property they own in the market.

Real Estate 101: low interest rates high prices, high interest rates low prices

Buy in a community that you want to live in, appreciation is not as important as stability, unless you sell at the right time, ask all those who have been foreclosed on and used their homes as piggy banks.
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0 votes 8 answers Share Flag
Sat Aug 13, 2016
Yes you can. If you purchase a builder's lot with his package you should be able to do this with as little as 5% down. You most likely will have to choose a house based on a choice of his plans. You will be able to customize it somewhat provided that you pay for these additional costs upfront.

As an alternative, you can use a renovation loan to purchase an existing home with "good bones" or in the perfect location / neighborhood. With the builder of your choice you can completely remodel the property. You can gut the house then replace it with your own kitchen with customized cabinets, use high end appliances,and install marble countertops. You can redesign the rooms and add another bath. You can add a porch or garage. You can even add a whole second floor. This is great option for building your dream home in an already established neighborhood. You only need 3.5% down with the FHA 203K version of a Reno loan. Check this option out.
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0 votes 4 answers Share Flag
Mon Oct 29, 2012
Yes, we lend with this type of visa. As long as it is not expired. Call me for a complimentary pre-approval.
0 votes 5 answers Share Flag
Wed Nov 7, 2012
Kyle and Leslie Mann answered:
Personally I love Comm Ave & Marlborough St - beautiful locales very close to tons of shopping, great restaurants, park, lots of fun things to do, and more. There are quite a few lovely neighborhoods in the city though & it's a good idea to have someone show you around so you get a feel for which vibe & neighborhood you really like best. If you'd like I'd be glad to connect you with a colleague of mine who lives & works in the city. Please feel free to contact me at 508-904-4967 or ... more
0 votes 15 answers Share Flag
Fri Nov 2, 2012
Masha Senderovich answered:
Depends on how you define accessible... there are lots of very affordable neighborhoods that are on one MBTA branch or the other... Roslindale and JP come to mind. Dorchester is very affordable. Melrose. There are many! ... more
0 votes 13 answers Share Flag
Wed Dec 31, 2014
Scott Godzyk answered:
In most cases the listing agent simply asks the owner. If the listing agent has no reason to believe this is not the truth, many times title is not pulled. If it is a short sale though, the listing agent should pull the title before pricing the property to know what they are dealing with and begin the appropriate steps to work out a short sale with all lenders or lien holders. In the buying process once a buyers offer is accepted and they apply for a mortgage, the buyers mortgage co/bank will pull the title to make sure it is clear to get committment and to close. ... more
0 votes 10 answers Share Flag
Sun Oct 7, 2012
Sarah Goulart Nathe answered:
You'll want to talk to a mortgage professional (ideally more than one) but I would say with that score it may be hard. Since your husband makes the significantly higher income and you would need that to qualify for a loan, you would not be able to qualify yourself. Your best bet is to find out what your combined score is to see if you can qualify and also talk to the professional to find out the fastest way to increase your score should you not currently qualify. Many mortgage professionals can steer you in the right direction with relation to the best steps to raise your score.

Best of luck in your move!
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0 votes 8 answers Share Flag
Mon Oct 8, 2012
Alison Hillman answered:
Hi Jahaira,

You can get started on your search right here on Trulia! Just change the city name on the search bar:,MA/

Hope this helps,
Ali, Community Manager ... more
0 votes 0 Answers Share Flag
Tue Oct 9, 2012
Justin Melo answered:

I have a couple properties in mind for you in the Boston area that I think you would be interested in. Feel free to contact me for further information in regards to the property.

Justin Melo
Bettencourt Real Estate
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0 votes 10 answers Share Flag
Tue Oct 9, 2012
Andrew Nazzaro answered:
Hi Jessica,

To start find comparable recent sales, with similar room counts, living area, in similar complexes etc.. Look for recent sales in the building, then the street, then with a 1/2 mile.

Keep in mind inventory is extremely low, things are moving fast, and in that area selling at or above asking price.

I would suggest using a buyers agent who will help with an offer strategy.
Either Way, Good Luck - Andrew
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0 votes 8 answers Share Flag
Fri Aug 12, 2016
Hi Pushedto,

It sounds like you're looking at the USDA Direct loan based on your income so you should start there.

The USDA website has been down all morning so you'll probably need to try it later.

When you get on the site, go down the left hand side and click the contact link for the Direct program and find the office that serves your area.

As far as your credit goes, the # 1 reason your scores are not going up is because you don't have enough open/active trade lines in good standing. Anytime child support shows up on credit, it's a derogatory account so that's hurting your scores as well.
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0 votes 5 answers Share Flag
Fri Sep 28, 2012
Ingrid Johnson answered:
A Mortgage Under 50K can be difficult, Square Footage of the Property will play a big part.
Your Credit Score well that depends on the Lender and risk level you fall into
All though FHA does do that Score it still depends on much more than this.
Your credit History is important.. You may want to check out creating traditional trade lines.
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0 votes 7 answers Share Flag
Fri Nov 2, 2012
Masha Senderovich answered:
The first place to start is to talk to a lender who can advise you what you could qualify for. Based on what the prices are for what/where you want to buy, you can then figure oout what you need for a downpayment. I'm happy to provide a free consultation if you can provide your contact info. ... more
0 votes 17 answers Share Flag
Fri Nov 2, 2012
Jeffrey Carter answered:
Hi Rss2t,

I highly recommend you retain an attorney. The bank attorney represents the lender and does not have your best interests in mind. Real Estate transactions can get messy even with the best professionals in place. To answer your question, you will have selling costs including but not limited to recording fees and tax stamps.

If you change your mind and would like an attorney consultation, feel free to message me.

Best of luck!

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0 votes 9 answers Share Flag
Fri Feb 13, 2015
Ellen Friedman answered:
You can have the tree removed and the stump ground out. I think you are worrying too much--it you love the house and that's the only thing wrong with it I would suggest you move forward with it. You could get an arborist to take a look at it if that would ease your mind. Based on my experience I would say $5,000 should cover it. I assume you have a realtor helping you with this. Good luck.

Ellen G. Friedman, Vice President for Residential Sales, Keller Williams Realty-Cambridge/Somerville
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0 votes 16 answers Share Flag
Tue Sep 18, 2012
Ken Snyder answered:
Dewey it appears from the Multiple Listing Service that there is an accepted offer on the property pending court approval. However that offer is from March and the property has yet to close. If you are looking for a home or investment in Dorchester, I'd be happy to help. I cover all Boston neighborhoods, live in Dorchester, and my office is in the South End. ... more
0 votes 4 answers Share Flag
Sun Jan 25, 2015
Michael Pallares answered:
First step? Check out the profiles of Realtors on this site and read their recommendations. It's always worthwhile to see what other people have to say about the skills and professionalism of the brokers. If you'd like to consider me, I would welcome the chance to speak with you over the phone and discuss your needs in more detail.

I've been a Boston-based Realtor for many years; live in Boston; and have worked with many local and out-of-state investors seeking good real estate investments. Drop me a line at my website ( and we can proceed from there.

And have a great Labor Day!
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0 votes 13 answers Share Flag
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