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Home Buying : Nationwide Real Estate Advice

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  • Home Buying266K
  • Home Selling46K
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Activity 120,723
Wed Apr 17, 2013
Edward asked:
We are looking for homes that are "Move In Ready", some that need rehabbin. We are searching for 3 bed/1-2 bath, all systems
0 votes 1 answer Share Flag
Mon May 13, 2013
Valerie Mackey answered:

You seem to have been struggling with financing issues for a long time - why not contact a local lender and start getting real answers from them???

You previously mentioned your house was for sale - don't you have an agent? This is one of the great benefits to actually having an experienced real estate person working on your behalf - they can help you find good local people to sit down and talk with, rather than soliciting financial advice online......

Realtors aren't lenders, you need to actually sit down with a lender and go over ALL your options to work out some way to make your situation work - it sounds like you need to speak with a mortgage broker, rather than a bank - a broker with many different lender programs available. If you would like a referral, I am happy to give you a name - Deirdre Petrie, from Towne Bank (they have nine different lenders including Chase and Wells Fargo, who have a myriad of different mortgage products available) and her contact info is below:

Deirdre Petrie
Mortgage Loan Officer
TowneBank Mortgage -
NMLS# 141482
2607 Keiser Blvd, Wyomissing, PA 19610
Phone: 610-288-1004
Fax : 1-877-585-0141

Hope this helps!

Valerie Mackey
... more
0 votes 1 answer Share Flag
Thu Oct 3, 2013
Clint Lohr answered:
Keller Williams is a great company to work for. Please call me at 818-730-8635, and I will be happy to tell you more! Clint Lohr , Keller Williams World Media Center- Burbank.
0 votes 3 answers Share Flag
Tue Apr 30, 2013
Trulia Customer Service answered:

You can sign up for a Free Account at

Or you might be interested in befitting from one of our paid services please visit the link below:

Please let us know if you have any other questions!

Thank you,
Trulia Customer Support
... more
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Wed Apr 24, 2013
Andrew Wilkinson answered:
Hi there Effer,

At this time, Trulia does not allow homes to be listed by their owners. You will need to work with a real estate agent to get your home listed.

0 votes 1 answer Share Flag
Fri Jun 10, 2016
ty29445, it all depends on whether the SBA loan was formally included in the Chapter 7 bankruptcy that was discharged 2 year ago. If you still have copies of your BK docs, there should be a schedule detailing the debts that were included in the bankruptcy. Likewise, there may be a schedule that details debts not included.

In any case, seek the advice of a legal professional. Whether the SBA debt was or was not included in BK may not matter if you can not clear a CAIVRS check. Supporting documentation will be key to you possibly getting approved for a VA mortgage.

Please feel free to call me at anytime.

Ron Fronckowiak
Mortgage Consultant
R & R Funding, Inc.
Lancaster NY
P: 716-685-9696
... more
0 votes 4 answers Share Flag
Tue Apr 16, 2013
marimohafiz asked:
Budget per 1 building around USD 3million ~10million. For investment purpose.
0 votes 0 Answers Share Flag
Wed Apr 17, 2013
Elizabeth Salinas Kelley answered:
I'm sorry to hear this. Who has the deposit? If the property is no longer on the market, it's possible the people renting the property either already leased it to someone else, or they changed their mind and decided not to lease it. Perhaps your agent can speak with the manager of the listing agent, and demand the deposit back. Hope this helps.

Elizabeth Sorgen
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0 votes 7 answers Share Flag
Tue Apr 16, 2013
abrahamsonkelly asked:
Thu Jun 16, 2016
Hi Vge110,

Unfortunately no. Most of Gallatin is not eligible for the no money down USDA mortgage & it doesn't look like there are very many homes for sale in the few areas around Gallatin that are eligible.

Here's a couple that I was able to verify that are in an area that's USDA eligible:

I had to use the USDA eligibility map and the Trulia map to find homes for sale in areas around Gallatin that are eligible.

Here's the USDA map:

Here's the Trulia map:,TN/x_map/#for_sale/Gallatin,TN;Castalian_Springs,TN;Hendersonville,TN;Lebanon,TN;Mount_Juliet,TN;Bethpage,TN;Hartsville,TN/37031,37066,37075,37077,37087,37088,37090,37022,37074,37121,37122_zip/11_zm/36.197036,36.527397,-86.892627,-86.001910_xy/x_map/

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust Co.
... more
0 votes 6 answers Share Flag
Wed Apr 17, 2013
Rosina Eisenmann 904-482-8666 answered:
Good morning. There are currently 7 properties on the market. One is under contract. I would be more than happy to show them to you.

Follow this link to see the page:,14,1

This link will no longer be available after 5/17/2013.

cell - (904) 482-8666
... more
0 votes 1 answer Share Flag
Wed Apr 17, 2013
John Martin answered:
I work with a lender who does loans for many foreign national countries. Give ne a call when you have a chance: 239-246-3004.

John Martin
Sun Realty
0 votes 4 answers Share Flag
Tue Oct 15, 2013
Terri Vellios answered:
The Seller may have taken out a second equity line of credit. It may have been a negative arm loan and the principle increased.

The bank will only approve market value.

Your best resource is to consult the listing agent or your own agent. ... more
0 votes 13 answers Share Flag
Thu May 23, 2013
Rob & Janet The Blackstone Team answered:
Wed Apr 17, 2013
Thomas Hagan answered:
Give me a call in the am ill find out about it I know the area well thanks
Tom Hagan 954-553-0847
0 votes 3 answers Share Flag
Wed Apr 17, 2013
Kathleen Laufer & Rita O'Brien answered:
Dear Eduardo,

There are may other factors that will determine your ability to qualify for a mortgage. Please give us a call. We will be happy to put you in touch with a local mortgage representative that can walk you through everything. We are life-long residents of Merchantville and would be happy to work with you!

Rita Boyle O'Brien & Kathy Boyle Laufer
The Sister Sales Team
Your Exclusive Merchantville Representatives
Broker Owners
Garden State Properties Group
Cell: 856-448-3800 or 856-304-3839
... more
0 votes 4 answers Share Flag
Mon Aug 5, 2013
Rodney Phenice answered:
Stoney mountian, and Mc Sweeny homes tracks are a couple of good ones. But there are others as well. Call anytime for help (951)306-7501
0 votes 7 answers Share Flag
Tue Apr 23, 2013
Alison Hillman answered:
Hi Tracey-

Check out the local community info here:

Ali, Community manager
0 votes 1 answer Share Flag
Wed Apr 17, 2013
Maureen Mason answered:
I'm a little confused about your process. All the short sales I've been involved in work like this:
a buyer makes an offer that a seller accepts
the seller's lender then provides written agreement of that accepted offer or counters that written offer
the buyer then agrees to the seller's lender written counter or counters that counter
then the buyer either continues in the escrow with the seller's lender providing a written approval or the buyer drops out if the buyer cannot reach an accord with the seller's lender/
After the original agreed upon contract between the buyer and the seller all other negotiations are carried on by the seller's lender and the buyer.
So, how can the seller be threatening you to cancel the sale if you don't pay him a certain amount of money? Only the seller's lender can be having that negotiation with you.
It is very typical for the seller's lender to counter your agreed upon price. If you can't reach an agreement about the price when the seller's lender is countering the offer then you will be forced to quit the transaction. Remember the "short" sale means that the seller's lender is getting less than owed. They're the real sellers in any short sale.
You must have signed a short sale addendum when you wrote your offer. It describes the process very clearly.
Sorry for you're in such obvious distress. Please talk with your agent to get more details about your specific contractual rights.
I hope things work out for you.
Maureen Mason
... more
0 votes 4 answers Share Flag
Mon Apr 29, 2013
Bill J Deligiannis answered:
Plenty of options are available for you depending on your budget and size requirements.

Do you need a specific elementary school or middle school?

Feel free to contact me, I'd be glad to assist you with your search.

Be prepared to provide your work and past rental history in addition to your credit history.
... more
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