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Mortgage All Locations : Nationwide Real Estate Advice

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  • Home Selling45K
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Mon Apr 15, 2013
Bob Savage answered:
Was the listing a short sale? If so, the most likely explanation is that the buyer got tired of waiting or found a more available property or the seller's lender did not approve a price that the buyer found acceptable. This is just speculation, however. My best advice is to ask your real estate agent to make an inquiry of the listing agent. ... more
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Wed May 1, 2013
Kary Krismer answered:
First, I would totally ignore Zillow. It is not very accurate, so not something you should base any decisions on. Your ability to negotiate price will depend much more on the market in that particular area for that type of house.

Second, I can't tell what you're asking about with a dual agent from the facts you're giving. In Washington unless you've signed a buyer's agency agreement with an agent, it's very unlikely you really have dual agency (as opposed to the agent incorrectly thinking they are a dual agent.) If the agent has a listing agreement on a house, then chances are they would always be the seller's agent. If the agent does not have a listing agreement, then chances are they are the buyer's agent.
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0 votes 8 answers Share Flag
Fri Apr 19, 2013
answered:
hi there,

I am very familar with all the areas you have mentioed and could help you. I can help you with very competetive mortgage financing as well.

I would love the opprotunity to connect with you, so feel free to contact me anytime. ... more
0 votes 9 answers Share Flag
Thu Apr 25, 2013
Andrew Wilkinson answered:
Hi there,

This is a great question, however I'm sorry that it hasn't had any new answers. It might be because this question lends itself more to "Home Buying" than "Financing".

I'd recommend that you repost this question in this section: http://www.trulia.com/voices/qa/Longview-Home_Buying-10002-22570

Good luck with your search!

Andrew
... more
0 votes 3 answers Share Flag
Tue Apr 16, 2013
Minna Reid answered:
You may want to consider a short sale, loan modification or deed in lie - all of which have less impact to your life than a foreclosure.
0 votes 4 answers Share Flag
Wed Apr 17, 2013
Alison Hillman answered:
Hi Sammy,

I would recommend working with an agent: http://www.trulia.com/voices/directory/Prospect_Lefferts_Gardens-agent--85332

Ali, Community Manager
0 votes 4 answers Share Flag
Wed Jul 3, 2013
CH Naamad answered:
I am sure there is. There are several mortgage brokers and others in related fields that look at all these questions and hopefully one of them will respond to you.
Best of luck.
0 votes 7 answers Share Flag
Mon Aug 26, 2013
Nick Rafello, V.P. answered:
Pre-forclosure is more than likely going to stay with you for 10 years. If you're credit is run, it'll show that you didn't pay your mortgage. This will be a red flag. But keep in mind, if you are caught up and pay everything you owe (i.e. credit cards, mortgage, taxes, etc) for the next 2 years you're credit score will be in good standing and it more than likely will not be an issue. I know this as a family member of mine with through the exact same thing. After two years of struggling to get everything back, they were able to get a car and begin again on a good path.

Good luck.
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Sun Apr 21, 2013
Anna M Brocco answered:
Good is subjective, therefore consider researching on your own beforehand, by visiting areas of interest more than once; real estate professionals are prohibited from steering, enticing a buyer to purchase, or not, in specific neighborhoods. ... more
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Mon Jul 22, 2013
Anna M Brocco answered:
In order to determine a fair price, review comps with your agent, recently sold similar properties in the immediate area, see what the data suggests and go from there....
0 votes 7 answers Share Flag
Thu May 23, 2013
answered:
As long as when the appraisal is done, the house meets FHA or Fannie Mae guidelines it will be fine. Your Realtor should be able to tell you if it needs any work to meet loan guidelines when selling. If it does meet guidelines for getting financing on it, the seller credit will definitely help with the selling process. Please call anytime with further questions.

Mike Cross
Tristate Mortgage
Yalesville, CT
203-704-7762
... more
0 votes 11 answers Share Flag
Mon Apr 15, 2013
Kord Golliher answered:
Mnina,

Depends on your situation. Sometimes if we can find a home you really like and if you can put down a big enough amount the seller will do a rent to own or a land contract. Give me a call and we can discuss details.

Kord Golliher
Carpenter realtors
317-430-7885
... more
0 votes 3 answers Share Flag
Tue Apr 23, 2013
Scott Godzyk answered:
The bets way will be to re-establish your credit and then save some money for a down payment. Most loan programs call for it to be 2 years after your foreclosure.
0 votes 9 answers Share Flag
Mon Apr 15, 2013
Stephen McRory answered:
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Its very likely there are serious issues going on with a 550 score that will take time to overcome.

It may be best, if possible, to put 35% down and buy now at these low prices, re-establish credit and then do a low cost refi with only the cost of an appraisal out of pocket in 18 to 24 mo.

Waiting to purchase may be the biggest missed opportunity of a lifetime!

Email me and I'll send you an info sheet to complete and return so I can take an X-ray of what's going on with your credit and advise.

Steve@pro-option.com

www.pro-option.com

==
... more
0 votes 6 answers Share Flag
Sat Apr 20, 2013
Scott Godzyk answered:
It is not difficult but does require you to learn and understand how the auction works. Find out of the bidder is responsible for any back taxes, HOA fees or liens? Find out if the home is occupied and if the high bidder will have to evict the occupant. You then need to assess what the home is worth and deduct for liens, evictions and the risk of not seeing what damage could exist in the interior ... more
0 votes 12 answers Share Flag
Fri Aug 23, 2013
Gary Lott answered:
Good morning! We'd need bit more information to get you going but we would love to help you out. Give us a call at 928-530-3445 or our team member Storm at 928-530-4545 and we�39;ll help you find you a home! ... more
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Mon Apr 15, 2013
Bill Eckler answered:
James,

"Smart decision" about what?

Buying real estate vs. a new car or buying property with a mobile home in need of repair?

Absent additional vital information either choice could be good or bad! This is decision making 101....and likely will require you to weigh the pros and cons of each before coming to a conclusion.

Good luck,

Bill
... more
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Mon Apr 15, 2013
Bill Eckler answered:
Hi Mary,

You are absolutely correct....

All agents have the capability of accomplishing this via their multiple listing system. You might want to consider contacting one on this matter.

Good luck,

Bill
... more
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Sat Jan 10, 2015
Cindy Davis answered:
how bad is a sexual crime? for real?
0 votes 7 answers Share Flag
Sun Apr 21, 2013
Simon Campbell answered:
If you are looking for a website that offers up to date foreclosure listings, I would like to recommend www.bankforeclosuresale.com. This is a site that requires membership but you can peruse through the listings in your market area first before signing up.

Our database contains over two million foreclosure homes, including bank foreclosures, government foreclosures like VA homes and HUD homes, distressed properties and commercial properties that are for sale all across the nation. All of the listings have had any outstanding liens eliminated and the title is free and clear. We also update our extensive collection of listings every day.

I did a quick search of distressed listings in and around Los Angeles and there are 2,498! Have fun shopping!
... more
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