Name On Home Deed But Not Mortgage All Locations : Nationwide Real Estate Advice

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Showing results for Name On Home Deed But Not Mortgage [Clear search]
Dan Chapman, Real Estate Pro in Valencia, CA
Dan Chapman answered:
If my name was on the title (not on mortgage) of a home now going into foreclosure, can I get a mortgage? ...
Yes because you are not on the loan and have no liability to make payments to the lender as You did not borrow money. Now Washington is a community property state so consult a tax pro o ... more
0 votes Share Flag Mon Apr 29, 2013 Financing in Seattle
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
entitled to half of the house if my wife is the only person on the mortgage but i make all monthly payments. ...
You would need to consult an attorney for any legal advice.
0 votes Share Flag Thu Nov 1, 2012 Home Buying in 30097
Mark Trompet…, Real Estate Pro in Jersey City, NJ
Mark Trompeter answered:
In the Jersey City area this fall I plan to purchase 1 or 2 properties and convert them into rental units. Should I form an LLC as a landlord?
Yes garrett, llc is the best iidea. To form a llc, u get the gest tax benifits from it
0 votes Share Flag Fri Oct 19, 2012 Home Buying in 07302
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
I have a situation where Only my Name is on the deed and my Father's is on the loan (mortgage).
Sounds like you've lucked out. Your current arrangement is just about perfect for this situation. The hospital can only put a lien on assets that your father owns. If he's not on the ... more
0 votes Share Flag Sat Sep 29, 2012 Home Buying
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
Does anyone know a mortgage lender (name, please) that will approve a loan for someone that had a foreclosu ...
If it has been 5 years ago I might not have any impact on your loan approval.

Contact my office today where I can show you many amazing homes work with your family specifications.
... more
0 votes Share Flag Thu Oct 4, 2012 Home Buying in Dallas
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
Do I have to put my wife on the mortgage, or can I just use my name?
Good afternoon Tbryan23,

Your question begs answering by your Mortgage Banker who is Prequalifying you for mortgage financing. Only your Mortgage Banker can answer this question bas ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in Canton
Tina Lam, Real Estate Pro in San Jose, CA
Tina Lam answered:
Name on deed but not on mortgage
If the mortgage is in your ex-husband's name only, you can just stop making payments. The loan is his obligation to fulfill. If he doesn't pay for the mortgage, then you would both lo ... more
0 votes Share Flag Sat Sep 22, 2012 Home Buying in Missouri
Cameron Piper, Real Estate Pro in Vadnais Heights, MN
Cameron Piper answered:
Home Titles/Names on title

It all depends on what the agreement your husband works out with his parents says. Since they are loaning the money, they have the right to demand to be put into title, bu ... more
0 votes Share Flag Thu Oct 11, 2012 Home Buying in Rochester
Tim Zielonka, Real Estate Pro in Bannockburn, IL
Tim Zielonka answered:
Our shortsale is terrible and noone has any sort of clear answers. What can we do?
Consult an attorney right away! A Realtor should never advise you to stop paying your mortgage. You're in a very dangerous situation. Walking away from the property and doing a forec ... more
0 votes Share Flag Mon Jan 27, 2014 Home Selling in Chicago
Danielle Sha…, Real Estate Pro in Cape Coral, FL
Danielle Sharp answered:
If we have a separate contract on the ownership of the new property would a bank or the courts recognize ...
Sounds like you need legal advice. Contact an attorney that specializes in real estate law.
0 votes Share Flag Sun Feb 10, 2013 Home Buying in 33472
Rashard Scott, Real Estate Pro in San Diego, CA
Rashard Scott answered:
Had a foreclosure about 2yrs now is it possible to qualify for a home loan? My credit score is around 73 ...
Please give me a call and I will connect you with some lenders that may be able to assist you. Generally 3yrs after is the norm but it won't hurt to contact a lender about your particu ... more
0 votes Share Flag Tue Jul 2, 2013 Financing in 91911
Luis Antonio…, Real Estate Pro in HOLLYWOOD, FL
Luis Antonio Bido P.A. answered:
I'm not in the US and I want to buy a property in Miami: How do I know if the Realtor is serious a ...
Real Estate Licenses can be verified at As for the other issues: it may be a good practice to hire a Real Estate Attorney to assist in the related matters. I w ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in Miami
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Is there any rent to own programs out there to help us get in a home while we are building our scores? ...
My advice?
Build your scores first - then make sure you will qualify for a loan.......and then go and buy a home.

Rent to own is not necessarily good for the buyer - usually, t ... more
0 votes Share Flag Sat Mar 2, 2013 Home Buying in 36535
Susan Alvarez, Real Estate Pro in Longmont, CO
Susan Alvarez answered:
Should a soon to be estranged spouse be on any mortgage documents on a home I'm purchasing alone? ...
You should take advice from your divorce lawyer on this one.
0 votes Share Flag Tue Sep 11, 2012 Home Buying in Colorado
Andrew Calla…, Real Estate Pro in Kenosha, WI
Andrew Callahan answered:
What is the difference between renting your home vs. someone getting a land contract on it?
The quick and easy answer is that the difference is that someone with a land contract on it is looking to purchase the home at the end of a term of renting it, whereas renting your home ... more
0 votes Share Flag Tue Sep 11, 2012 Home Selling in 53140
Patrick Fiel…, Real Estate Pro in Plano, TX
Patrick Fields answered:
l have no morgage in my house but is only in my name can .can my wife get a loan to buy a house in diferent ...
It would appear that you live in California already where you also own a home. If I understand correctly, you are asking whether you current wife can buy a home in her name in a state o ... more
0 votes Share Flag Sat Sep 8, 2012 Home Buying
Spirit Messi…, Real Estate Pro in Tucson, AZ
Spirit Messingham answered:
I lost my home to forclosure 2 years ago after my husband died. I have the money for a good downpayme ...
Most likey yes. Please talk with a lender to get pre-approved & then click on the profile(s) of the agents that take the time to answer your question. You can read past reviews w ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in Tucson
Don Sherman, Real Estate Pro in Philadelphia, PA
Don Sherman answered:
I'm currently renting a home from my uncle, with the intentions of buying the home. What would be ...
Your uncle can become the bank & lend you the money .He will then be the one you send your mortgage payment to every month.Your will also need snow agreement of sale, title insuranc ... more
0 votes Share Flag Mon Sep 10, 2012 Home Buying in Philadelphia
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
Do I need more homeowners insurance than what is covered with my blanket association policy?
Yes, you should have received title insurance when you bought your townhouse (or is it organized as a condo?). Look at your HUD-1 Settlement statement if you cannot locate your copy of ... more
0 votes Share Flag Mon Oct 29, 2012 Home Insurance in Tampa
Kimberly Hoo…, Real Estate Pro in Pompano Beach, FL
Kimberly Hookway answered:
bad break up my names first on mortgage i want it off please help
First seek legal advice from a licensed attorney in your local area as all law is different in all states, its costly but worth every penny. You can remove yourself the obiligation thro ... more
0 votes Share Flag Sat Sep 1, 2012 Home Buying
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