How To Take Over Mortgage Payments All Locations : Nationwide Real Estate Advice

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Kate Speigle, Home Buyer in Fort Lauderdale, FL
Kate Speigle answered:
Everyone seems to have an opinion, but how do I decide which lender is right for me?
Also, what is a credit bureau score and how do lenders use them? I might ask again in a different conversation, but I might as welll try here right?
0 votes Share Flag Sat Sep 21, 2013 Home Buying in Fort Lauderdale
Kevin Sechel…, Real Estate Pro in Houston, TX
Kevin Sechelski answered:
Buy or Rent a property in Houston, Tx
Things could have changed since you have lived here. Maybe go month-to-month renting while you are searching for a place to live. This way you don't have to break a lease if you find ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Houston
Tommy Burris, Real Estate Pro in Baton Rouge, LA
Tommy Burris answered:
need to know if I am qualified to get loan now
How long have you been overseas? Do you maintain U.S. credit?
What will you be doing when you get back?
Will you have the same line of work lined of here?

Tom Burris
Mortgage Ban ... more
0 votes Share Flag Thu Jun 13, 2013 Home Buying in McKinney
Donald James, Real Estate Pro in Edina, MN
Donald James answered:
the home i want to but is a fannie mae, the mls report say they only accept cash / rehab loans. i have a co ...
Talk to your professional Realtor and / or mortgage professional. With rehab loans it is very important to deal with professionals who have done many of these. Call me if you have any ... more
0 votes Share Flag Thu Jul 16, 2015 Financing in 55407
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
hello my name is brian, looking to becoming a first time home buyer
Hi Brian,

Congratulations on making the decision to purchase a home!

The first step is to get pre-qualified for a loan, unless you are an all cash buyer, then you can ignore the n ... more
0 votes Share Flag Sat Sep 17, 2016 Home Buying in Santa Clarita
John Mondo, Real Estate Pro in Cary, NC
John Mondo answered:
Where to start in order to buy our first home?
Hi There,

I would sit down with a lender in your area. They can also "coach" you on getting your credit where it needs to be to buy your first home. They can steer you on the right t ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in Waldorf
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
If I sell my house in Brentwood as a short sale, can I buy another one? How long do I have to wait for my cr ...
Depends on the circumstances that are leading you to the short sale path; generally it can take two to three years, and much will depend on your credit, income, etc. If purchasing in ca ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Brentwood
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
Please assist re short sale weirdness...
Short sale weirdness is almost redundant. There is no such thing as a "normal" short sale, it's always a degree of weirdness.
To answer your question, the only site that ma ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Washington
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
Should I sell my house or rent it out?
Renting can take a lot of work. Sale would require a short sale process. I would think cutting all ties by selling might be best.
0 votes Share Flag Wed Feb 27, 2013 Home Selling in 01588
Manuel Brown, Real Estate Pro in Chicago, IL
Manuel Brown answered:
Any feedback on CREDENCE LAW GROUP?
Dear Loan Mod Searcher,

I am not finding anything negative on line. Your best bet is to also check with the Better Business Bureau.
0 votes Share Flag Thu Jun 5, 2014 Foreclosure in Chicago
Kenneth "Kenny" Bebensee answered:
self employed how much do i need to average 2 years tax return to qualify for 175000 loan
I believe you have to report at least a 1/3 of the price of the house your trying to buy. Contact any lender of your choice to get the hard facts.

Turtle Creek Realty
0 votes Share Flag Sat Mar 23, 2013 Home Buying in 75248
charles butt…, Real Estate Pro in san jose, CA
charles butterfield answered:
Can I get a conventional loan with short credit history?
Thank you for your question Katie:

You have some very strong points such as your high 780 credit score and your 10 year employment history.

I recommend that you talk with Doug Jon ... more
0 votes Share Flag Thu Oct 31, 2013 Credit Score in San Jose
Brian Diehl, Real Estate Pro in Verona, NJ
Brian Diehl answered:
My husband and I are looking to buy our first house. What do I need to do first? We are clueless.

The first step is getting pre-qualified for a mortgage. You can do this online (Google "pre qualified mortgage") or you can contact a Realtor who will set ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Jackson
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I want to find a real estate pro who can help me and my wife aquire a loan
What you need first is a mortgage pro. Find a well-ranked local mortgage broker and meet with him or her to discuss your options. Best of luck.
0 votes Share Flag Mon Jun 15, 2015 Credit Score in Rio Vista
Ann Ryan, Real Estate Pro in Doral, FL
Ann Ryan answered:
What can I do? The seller had accepted two contracts at the same time.
Kevin, clearly something went very wrong here. You probably should consult a lawyer, but that won't put a roof over your head.

Start by explaining to your landlord that your contra ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Miami
Roger Nakaza…, Real Estate Pro in Vienna, VA
Roger Nakazawa answered:
I want to rent out my current home and use that income to buy a new house. Is there any lender out there onl ...
I do not know of any lending institutions that would need to see the lease only. The lending criteria has become very strict over the last seveal years. I believe they would need to see ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in Sterling
Ron Jensrud, Real Estate Pro in Fridley, MN
Ron Jensrud answered:
When is the best time to do a pre-qual on an FHA loan?
It's best to speak with a lender about that. I wouldn't consider an FHA loan at the moment. Too Expensive. Look for a Conventional with minimum down.
0 votes Share Flag Thu Apr 11, 2013 Home Buying in Minneapolis
Rich Montgom…, Real Estate Pro in Myrtle Beach, SC
Rich Montgomery answered:
What if I have poor credit but want to quit renting?
Brian, the best step to take is to speak with a representative from your bank and complete the prequalification process to see if you qualify for a home loan and how much you qualify fo ... more
0 votes Share Flag Tue May 27, 2014 Home Buying in 29577
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I filed for chapter13 three years ago and I have the 20% down payment . Will I f ... what to give me a lond? ...
Was the bankruptcy discharged...For a personalized answer visit with any licensed loan officer; generally it can take take anywhere from two to four years for a mortgage qualification.. ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Bronx
Shelly Wagner, Real Estate Pro in Shreveport, LA
Shelly Wagner answered:
Can someone please tell me how I can get my score to go up??
I have always been told that it is best to keep your credit card balances below half of the credit limit. Example: If you have a Dillard's card that has a $2000 limit, keep the balance ... more
0 votes Share Flag Wed Aug 7, 2013 Credit Score in Shreveport
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