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Karen Paytas, Real Estate Pro in Clinton Twp, MI
Karen Paytas answered:
Hey all, I'm looking for some help regarding my closing costs. I'm looking at a condo for $85,000. I've asked me lender for a good
It will depend on the type of mortgage you are getting. The good faith estimate usually includes any down payment your are doing.

If you would like me to explain the costs on your g ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Warren
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
If we are planning on relocating asap to NC, based on our own home selling in MA, can we apply for a primary residence mortgage in NC?
Sure you can. As soon as you get a non-contingent offer on your house you can then write an offer as non-contingent on a property here. Start speaking with a local lender to get a preap ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in Charlotte
Adolfo "A.D." Diaz answered:
Does anyone know how to obtain financing for 6-appartment building in Cape Coral?
Will the property be owner occupied or strickly investments? I have used Premier Mortgage Consultants for many of my commercial deals, great guys and great at what they do. Worth a cal ... more
0 votes Share Flag Sat Mar 16, 2013 Home Buying in Cape Coral
Frank Mediate, Real Estate Pro in Brooklyn, NY
Frank Mediate answered:
I have a score of a 625 and I am looking to buy my first home. How much more do ... score in order to do no money down? ...
Even if you had a 999 Credit Score the traditional Lending Institutions want you to put down money so that you have something to risk, they call it; "Equity In The Game".
... more
0 votes Share Flag Mon Mar 31, 2014 Home Buying in Cantonment
Katia Piment…,  in Miami, FL
Katia Pimentel answered:
Can i buy a house with a credit score 623?
Hi David,

Yes you can qualified for a mortgage loan to buy a house with 623 score.

Katia Pimentel
0 votes Share Flag Wed Jul 31, 2013 Home Buying in Homestead
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Hi, I'm in contract for YES, a short sale. The bank has accepted. Now Agent and Seller are coming back with "Counter 2".
You are not a victim.
You are not without fault.
You tried to do this without your own agent; why?
At this point, maybe talking to the Agents' Broker would simplify things:
Understa ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Buckeye
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
I have about 700 credit score but have very limited funds for downpayment and fe ... loans out there that still have no money down option ...
Congratulations on having great credit. There are some options generally available, but they have some strict qualifications. VA is the most universal, if you were a veteran. ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Bucks County
Baruch Rosen…, Real Estate Pro in San Diego, CA
Baruch Rosenberg answered:
I'm not sure how to price my home to sell. I've done an appraisal.
Hi, That's a great question. It all depends on your goals and the outcome you are looking for. It will be based on your current competing available listings, current pending sales and w ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in Pacific Beach
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
My husband has a score of 643, mine is a 550 and we want to apply for FHA loan. Should he apply without me?
Asking us might get a guess or two, so why not call or go see a lender and ask them? You can ask what they suggest and get a real answer. I would suggest going to see a couple to see wh ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Merritt Island
Susan Gobrial, Real Estate Pro in Boca Raton, FL
Susan Gobrial answered:
Looking for a mortgage w//a 686 credit score A car loan charge off & delinquent payment on cc. Need a pre-qual letter
I'm a Real Estate agent who workes in Broward and I can referr you to a very good Mortagage Broker. Just call me and I will give you his number. Good luck
0 votes Share Flag Sun Mar 10, 2013 Home Buying in 33024
Tony Brula,  in Manassas, VA
Tony Brula answered:
Refinance or not ?
I would be more than happy to talk with you about your situation. My name is Tony Brula and I work for Access National Mortgage, a Direct Lender and Division of Access National Bank. ... more
0 votes Share Flag Fri Feb 22, 2013 Financing in Gainesville
Rich Homer, Real Estate Pro in NAPLES, FL
Rich Homer answered:
how could 343 n barfield sell for over 1,500,000.00 in 2007, and now be for sale for 595,000.00
Contact us direct and we can provide all the details. www.naplesrealestateguys.com/blog/
0 votes Share Flag Sat Feb 23, 2013 Market Conditions in Marco Island
Brian Mahoney,  in Orlando, FL
Brian Mahoney answered:
Has anyone had any luck getting approved with a low 610 credit score?
Absolutely, today it is more about the total picture than it is about just your number. I recently closed on a home where the buyers did a short sale in early 2011. So yes there are a l ... more
0 votes Share Flag Sat Feb 23, 2013 Home Buying in Orlando
Michael Brow…, Real Estate Pro in Allen, TX
Michael Brownstead answered:
Is there anyone in the DFW area who will do a mortgage for under 30k?
May not be cost-effective!
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Dallas
Krystal Vill…, Real Estate Pro in Houston, TX
Krystal Villarreal De'Newton answered:
I am looking purchase a rental home in Houston. Can I get a loan with 20% down and a mid score of 620?
I have a lender that can usually go down to 620. I also specialize in investment properties, so feel free to give me a call. Thank you.


Brandon Newton, Master Cert ... more
0 votes Share Flag Sun May 12, 2013 Home Buying in Houston
Suzie Marqua…, Real Estate Pro in Las Vegas, NV
Suzie Marquardt Dave Fahrny answered:
Trying to find a NOO loan for a 100K property in Vegas.
I have a great lender that can run the numbers. I don't know If she can do the loan but she is good. I have been using Dorothy for many years. I can't put her,contact information in thi ... more
0 votes Share Flag Thu Feb 21, 2013 Financing in Las Vegas
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Agent-Buyer privilege in real estate
Absolutely - the personal information should be kept confidential. That said, I don't think our standards in real estate are quite as firm as with a doctor or lawyer. Most professionals ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in 94539
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
It is mid score of all 3 credit reports

#1 - 650
#2 - 625
#3 - 575

The lender will pick the "middle score" ...

Lynn911 Dallas Realtor & Consultant
Multimilli ... more
0 votes Share Flag Sat Feb 23, 2013 Home Buying in San Antonio
Matt Christe…,  in Prior Lake, MN
Matt Christensen answered:
I am planning to buy a new house. I am not sure whether I should enlist a real estate agent . Any advise/suggestions ?

I always recommend that a buyer have representation from an agent. Realtors work with negotiations all the time and know what is reasonable, what areas you can negotiate for ... more
0 votes Share Flag Mon Jan 27, 2014 Home Buying in Minneapolis
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