If you would like me to explain the costs on your g ... more
Even if you had a 999 Credit Score the traditional Lending Institutions want you to put down money so that you have something to risk, they call it; "Equity In The Game".
Yes you can qualified for a mortgage loan to buy a house with 623 score.
You are not without fault.
You tried to do this without your own agent; why?
At this point, maybe talking to the Agents' Broker would simplify things:
Understa ... more
Congratulations on having great credit. There are some options generally available, but they have some strict qualifications. VA is the most universal, if you were a veteran. ... more
Brandon Newton, Master Cert ... more
#1 - 650
#2 - 625
#3 - 575
The lender will pick the "middle score" ...
Lynn911 Dallas Realtor & Consultant
Multimilli ... more
I always recommend that a buyer have representation from an agent. Realtors work with negotiations all the time and know what is reasonable, what areas you can negotiate for ... more