Wells Fargo Bank Reo All Locations : Nationwide Real Estate Advice

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Rachel Damma…,  in Westminster, CO
Rachel Dammann answered:
When should one get pre-approved for a mortgage? And typically how long does the pre-approval last?
You should contact a lender now to make sure your credit, debt to income ratio, and income meet the underwriter's requirements. The lender will also take into account the property ... more
0 votes Share Flag Tue Oct 18, 2011 Home Buying in Boynton Beach
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
Is there an incentive for the buyers realtor to sell a foreclosed or get an auctioned home for the buyer?
For any property home, condo, townhome, duplex, OR commercial property the seller always pays the listing / buyer agent fees.

When you go and sell any property you will also pay for ... more
0 votes Share Flag Sat Aug 18, 2012 Home Buying in 33496
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
To agents:As licensed and hard working agents, what are the feelings about s ... offering splits of 2.5-3% reduced to 2% by bank? ...
First, make sure you know if it is a HAFA short sale. If it is, the bank is not allowed to reduce your commission as long as it's not more than 6%.

Second, try using the  ... more
0 votes Share Flag Sat Oct 15, 2011 Foreclosure
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I want to buy a house for $180000 and I have 16k saved up is it enough for down payment and closing costs
There are other factors besides downpayment that determine mortgage qualification, such as income, credit, debt, etc.; therefore you really need to visit with any loan officer(s); be aw ... more
0 votes Share Flag Thu Jul 25, 2013 Financing in Huntington Beach
Rich Homer, Real Estate Pro in NAPLES, FL
Rich Homer answered:
How long does it currently take for a buyer to receive a response from Wells Fargo about their short sal ...
Could be months, no set rules. A word of caution on short sales, Three signatures (bank, seller, buyer) are required for short sales. Bank has no obligation to accept a contract between ... more
0 votes Share Flag Tue Nov 1, 2011 Home Buying in Columbus
Michael Abram, Other/Just Looking in Los Angeles, CA
Michael Abram answered:
Can Bank of America close a loan in 30 days? I was told that they cannot, is it true?
Hello PQ,

There are a lot of factors that go into making the loan process go smoothly and quickly. Make sure to provide all documention to your loan officer in a timely manner so th ... more
0 votes Share Flag Thu Dec 18, 2014 Financing in 95051
Steven Ford, Real Estate Pro in Memphis, TN
Steven Ford answered:
Should I buy an REO from a bank that practices greed and deception when doing so condones such practice? ...
Principles are important and you have to do what is right for you. No one would judge you for taking advantage of an opportunity to buy a home at a discount, but if it makes you feel be ... more
0 votes Share Flag Sat Oct 1, 2011 Home Buying
Adrian Diaz, Real Estate Pro in Goodyear, AZ
Adrian Diaz answered:
Once an offer is put in on a short sale property, how long are banks (or Wells Fargo in particular) taking t ...
Depending on the relashionship the agent has with the bank. Wellfargo has a rep in town that can get you and answer witthin 48 hours.
0 votes Share Flag Sun Apr 22, 2012 Market Conditions in Goodyear
Biggs Stepha…, Real Estate Pro in Jefferson City, MO
Biggs Stephanie answered:
Is it advisable to be pre-approved from more than one lender?
By talking to several lenders you might get a better rate. You may also receive more information about different loan programs.
0 votes Share Flag Mon May 28, 2012 Home Buying in Lake Forest
Jen Pfeffer, Real Estate Pro in Charleston, SC
Jen Pfeffer answered:
Can anyone explain what are the requiremnts for buying a house with a FHA 203k loan. I saw a house for sale..no kitchen/bath.. .but perfect location.
That's great! It looks like you've already hit the ground running by taking the first step in getting pre-approved. From what it sounds like, this is the perfect case to use a ... more
0 votes Share Flag Sun Sep 25, 2011 Home Buying in 33445
Jeanne (Geni…, Real Estate Pro in Virginia Beach, VA
Jeanne (Genie) Barfield answered:
Would 10,000 be enough for downpayment and closing cost?
Dear Brenda,
$10,000 is not very much if you need to use it for the down payment and the closing costs, but with the right loan and (because it is a buyer's market) the seller con ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in 93635
Emily Knell, Real Estate Pro in Huntington Beach, CA
Emily Knell answered:
Walked away from my house 3 yrs ago and filed BK on it which cleared. It's gone to auction 3 times now BofA wants us to have vacancy ins. Any?
I don't know why the property has 'gone to auction 3 times' without the property reverting back into the banks' own inventory, that sounds odd to me.

If the bank ... more
0 votes Share Flag Sun Sep 11, 2011 Foreclosure in 90403
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
what is the best way to get a foreclosure house for investment purpose? From which source?
From your favorite Realtor,
who has access to the Listing of the REO's.
Just give them your parameters and let them do the work.
A Buyer's Agent costs you nothing but not h ... more
0 votes Share Flag Fri Sep 2, 2011 Foreclosure in Maryland
Sid Walker, Real Estate Pro in New York, NY
Sid Walker answered:
My name is Luis and my credit score is around 560 the last time I checked. I want to be a buyer in that 45-60k range. My income is in that 45-50k
Luis I believe Wells Fargo has a program that may be helpful to you if you have a downpayment of at least 10% of the purchase price. Email Marc Giles at Marc.Giles@WellsFargo.com for a ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in Peekskill
Steve Mun, Real Estate Pro in Campbell, CA
Steve Mun answered:
Hey, I am in a dire need to relocate.
Your requests are quite reasonable. Please feel free to contact us and we can discuss your particular needs and work out a plan to get you into a home that fits your needs.
0 votes Share Flag Mon May 13, 2013 Home Buying in San Jose
Jeanne (Geni…, Real Estate Pro in Virginia Beach, VA
Jeanne (Genie) Barfield answered:
Looking for a short sale expert in the San Jose Bay Area.
Contact this agent.

0 votes Share Flag Mon Dec 12, 2011 Foreclosure in San Jose
Michele Pete…, Real Estate Pro in Rocklin, CA
Michele Peterson answered:
Does anyone know if it's possible to obtain a VA or FHA mortgage 2 years post bankruptcy?
I have the perfect lender for you to call.
He will walk you through each and every step and tell you "WHY" he is asking
or setting up the loan that way.

Please call ... more
0 votes Share Flag Tue Apr 9, 2013 Financing in Folsom
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
What does it mean when REO listing says "pre-qual req'd thru seller's lender"? Is my ...
The Bank that has the Loan on this Foreclosure wants to have a chance to keep the LOAN:
They want you to get Pre-Approved thru them in that hope.
You will not have to use them, but yo ... more
0 votes Share Flag Mon Feb 17, 2014 Home Buying in Phoenix
Oliver Alexa…, Real Estate Pro in Atlanta, GA
Oliver Alexander answered:
Does any one know of any good lenders for 230K loan? Any information or tips about this loan about would be helpful. Thanks
I can assist you with a lot of the information you will need for your 203k project. I have a lender that can close a 203k loan in about 30 days. I even have a reputable contract ... more
0 votes Share Flag Mon Aug 8, 2011 Home Buying in Atlanta
Allan  Dajano, Real Estate Pro in Milpitas, CA
Allan Dajano answered:
I am looking to buy a foreclosure home in Mountain view area. How can I get in touch with the trustee sales listings? Thanks
Hi Mira,
Any local real estate agent can identify foreclosed properties for you that match your criteria. If you want to send me what you are looking for I would be more than happy to ... more
0 votes Share Flag Mon Feb 20, 2012 Foreclosure in 94043
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