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How Much Can You Negotiate On A House All Locations : Nationwide Real Estate Advice

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Showing results for How Much Can You Negotiate On A House [Clear search]
Mon Mar 25, 2013
Tina Lam answered:
On a pure financial cost basis, you'll pay less interest with the 15 year option. However, you gain additional cash flow flexibility with the second option. As for which is better, that's up to you. ... more
0 votes 10 answers Share Flag
Fri Mar 22, 2013
Simon Campbell answered:
If your purchase agreement was subject to a mortgage commitment, then you can be released right away. You will need to provide a written letter to the seller or the seller's agent stating that you are cancelling the contract and the reasons why (refusal to sign a driveway easement letter). You could give the seller 24 or 48 hours to resolve the issue if you really want the house. If not then have the date of the letter be the cancellation date. You have a very good case here to be able to get back your earnest money deposit. ... more
0 votes 6 answers Share Flag
Fri Mar 22, 2013
Simon Campbell answered:
The purchase of your home is one of the largest purchases you will ever make. So, do not worry about taking your time to find just the right house. Your real estate agent is working for you. As long as you have been upfront with exactly what you are looking for, then your agent should not get annoyed.

They are probably frustrated that they cannot find you a good home. Maybe they are even hoping you will not get annoyed with them.

Continue to work together and you will find the right home. You could look at FSBO's, many will accept are realtor's offer and pay 3% commission to them.
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0 votes 9 answers Share Flag
Tue Aug 20, 2013
Jean Paul Ho answered:
Thank you for your questions! We can definitely help you! Please call us at the office @ 1-718-875-8899 so we can schedule an appointment ASAP. We are open 7 days a week Monday Through Friday 9:00 AM to 9;00 PM Sat & Sun 10:00 AM to 7:00 PM We are member of Brooklyn New York MLS & Manhattan REBNY MLS
For more listing visit:,

Office 1-718-875-8899
Brooklyn Real Property, Inc.
Downtown Brooklyn Office
389 Atlantic Avenue (Bet: Bond & Hoyt Street)
Brooklyn New York 11217
Canarsie Office
9201 Flatlands Avenue (Corner of East 92 Street)
Brooklyn New York 11236
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0 votes 3 answers Share Flag
Thu Mar 21, 2013
Hi Jocelynn,
All loan programs today require a verified continuous 24 month employment history in the same line of work, but not necessarily with the same employer. There are only a very few of exceptions to that rule. Those exceptions are as follows:

1. If you are a recent college graduate, you can use your time spent in college to make up part up the 24 month history. A copy of your college transcripts and your college diploma will be required.
2. If, within the last 24 months, you have had a 6+ month gap in employment, then you must be employed at least 6 months since that gap ended.
3. For someone with a longer break in history, the same 6 month rule is followed, but a full 24 month employment history from previous employers must be verified.

For someone who is salaried or hourly, you generally must be employed at least 30 days with the current or new employer. This is due to the fact that a pay stub reflecting at least 30 days of YTD income is going to be required prior to closing.

If you are paid by anything other than a W-2 (i.e. a 1099, self-employed, etc), then you must have 24 months of receipt of that type of income. Some exceptions are possible if your current employer switched your compensation from W-2 to 1099 or commission.

Closing on a mortgage prior to starting a new job with a new company is only considered on a case by case basis for certain fields. Generally, a non-revocable employer agreement confirming your new salary, position, and start date will be required.

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options. To get Pre-Qualified for your purchase, you can submit your request online at

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
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0 votes 6 answers Share Flag
Fri Mar 22, 2013
Matt Laricy answered:
If she had a signed agreement with them, then when a sale occurs, the money is due. Someone will have to pay the agent. I would have your attorney look into the issue though asap.
0 votes 15 answers Share Flag
Wed Jan 22, 2014
Patrick Jackson answered:
Hi KK,

In case you can't tell from the responses, this is one of our favorite questions and yes, we all recommend ourselves. You can search agent profiles on Trulia. Each profile gives you access to the agent's information, questions that the agent has answered for other buyers and sellers, and recommendations that the agent has received from clients. Just click on the agent photo to access their profile. Read some profiles and see who might be a good fit for you. Then interview a few agents by phone.

You can search for agents in frisco at: The Pro agents on this list paid Trulia to be at the front of the list, but don't hold that against them.

Good luck on your search for your new home!
Patrick Jackson
... more
0 votes 37 answers Share Flag
Sat Mar 23, 2013
Bill & Elijah Fletcher answered:
That's a good question. I believe in hiring a home inspector to Do a thorough inspection of any property before purchasing it. The info you get from the HI will tell you what you need to know. ... more
0 votes 10 answers Share Flag
Tue Mar 26, 2013
Vanessa Swanberg answered:
No, if you are paying for this house with a mortgage, you can not have both. The lender won't allow it. I would ask the sellers to pay for the roof themselves, not credit you.
0 votes 10 answers Share Flag
Mon Mar 25, 2013
Fultoncrazy answered:
hmm. This is not in zip code 30022. Are you sure?. You mean McGenny Ferry road where lot of construction is happening? it must be 30024 . Is it fulton/forsyth Please check.

As to your questions, I have no idea and will let the good folks here speak ... more
0 votes 16 answers Share Flag
Fri Mar 22, 2013
Justin Lindsey answered:
Well first, what are your other scores are. Your median score will be what really matters. Lenders also will view your credit score through the eyes of FICO, which can have significant impact on your results.

Considering the amount that you are going to put down, call some lenders and see what they can offer you. Believe it or now some programs do exist with scores in that range.
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0 votes 10 answers Share Flag
Wed Mar 20, 2013
Cindy Davis answered:
None of us can honestly tell you until you speak to a lender of choice!
0 votes 4 answers Share Flag
Fri Oct 11, 2013
Stephen McRory answered:
YES, its always best to have an Attorney in your corner, especially if it can be paid for you!

Click here to see:

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0 votes 18 answers Share Flag
Mon Jul 18, 2016
Roland Vinyard answered:
It's legal. And it is not uncommon in some areas during certain market conditions. Where I am, the buyer would just walk away, shaking their head, wondering how he ever met such a crazy person as this. The seller should understand that in the case of a buyer making a full price, non-contingent offer, that they could be liable for a commission to their agent even if the offer was not accepted and there was no closing. Always read the fine print; that's one of the things attorneys do. ... more
0 votes 24 answers Share Flag
Tue Oct 8, 2013
Geoff Ommen answered:
Many of the questions you should be asking your candidates have to do with how they will work with you. Realtors need to be proficient at marketing, negotiating and communicating. Some are much more technologically saavy than others. Just like with any service provider, determine in advance what is important to you. Ask the appropriate questions to get the responses you are looking for. Realtors can cover large geographic areas and multiple units. Someone who is stretched too thin may not be a good fit either.

Some sellers will accept a home sale contingency, but most will not. It completely depends on the situation and how the offer is presented to the seller. If your agent just sends a contract, it has little chance of sticking. If they do their due dilligence and present a good case for the seller as well as the market for your home, you have a better shot.

Geoff Ommen
Broker Baird&Warner
... more
0 votes 11 answers Share Flag
Mon Mar 18, 2013
rimo911 answered:
house price is below average but main concerned income may not qualify mortage credit is excellent

Can lender use co signer income and first person credit
0 votes 5 answers Share Flag
Tue Aug 20, 2013
Anna M Brocco answered:
Check or work with an agent; or check local print media for by owner rentals, always verify ownership before exchanging any money, word of mouth, etc.
0 votes 7 answers Share Flag
Mon Mar 18, 2013
Stelios Stylianou, P.A. answered:
Hello Brandon,

I would definitely be able to further assist you in your search and to guide you in the right direction with the most up to date knowledge on our local market.

Please, call me at your earliest convenience anytime after 8:00 a.m. 7 days per week so we can talk further on moving forward to new home ownership.

Congratulations on your new baby to come and for making the decision to own your very own piece of paradise. . .

Best Regards,

Stelios Stylianou, P.A., Realtor®, CDPE, CIPS, RSPS
Palm Beach Florida Properties
"Paradise Living"

Direct: 561.542.4131
Short Sales/REO: 561.463.6004
E-Fax: 1.866.314.2556
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0 votes 5 answers Share Flag
Thu Mar 21, 2013
Tina Beasley answered:
If you have never owned a home in Maryland, you get a credit on the recordation taxes as a first time buyer on your first purchase in the state. I am not sure why you are concerned about this issue. Please feel free to contact me here to discuss. I would love to help you. ... more
0 votes 13 answers Share Flag
Sun Aug 4, 2013
Ron Thomas answered:
Why would you assume that the ASKING PRICE is reasonable?
And why would you assume that houses were selling BELOW that price?
0 votes 14 answers Share Flag
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