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Florida Beach Homes For 200k All Locations : Nationwide Real Estate Advice

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Showing results for Florida Beach Homes For 200k [Clear search]
Mon Mar 29, 2010
Hi Peggy
It's all relative to the CURRENT value of the home. My sources tell me 85-95% of the current market value is considered a fair offer. Now bear in mind that depending on the homeowner's loan situation that could actually be $.40-.50 on the dollar. If a true hardship exists and it's likely that the home will go into foreclosure then the bank has to weigh the benefit of approving a short sale or just taking the home back and selling it later.

Every short sale situation is different and there are a number of factors that come in to play. Second mortgages/equity lines, the presence of PMI, and owner ability to absorb some of the loss may greatly impact a lender's willingness to accept an offer as well. The more layers there are the more difficult.

Hope this helps!
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Mon Mar 8, 2010
Ralph Windschuh answered:
Jessyca: This is a question that realtors are not legally able to answer. However, if your searching in Sugar Land (or any other area in Texas), I would be happy to refer you to a qualified agent. Please feel free to contact me. Good luck with your home search.

Ralph Windschuh
Certified Buyer Representative
Senior Real Estate Specialist
Associate Broker
Century 21 Princeton Properties
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Wed Jan 22, 2014
Carrie Roberts answered:
Dear Karen,
Have you considered purchasing in Sarasota? It is located north of Naples, has the best beaches in the country voted #2, Siesta Key Beach in the USA. We have the well known Ringling Museum, St. Armands Circle, plenty of restaurants and shopping. I know you can purchase a condo for $150K close to the beaches. If this is something you would like to explore further, please contact me at your convenience.

Best of Luck,
Carrie Roberts
Michael Saunders and Company
Sarasota, FL
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0 votes 31 answers Share Flag
Wed Apr 21, 2010
Nadine Mauro answered:
Hi Cat,

I just want to say Congratulations on being able to be such young retirees. Enjoy the Florida lifestyle, and our wonderful weather.

Nadine Mauro
Realty Hub, Inc.
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0 votes 17 answers Share Flag
Mon Jan 24, 2011
Philip Stoetzner answered:
Hi Kelly,

I toured Sapphire while is was being built and it is a nice property. The challenge we have here in Fort Lauderdale is that new build condo's which were priced rather high to start are selling for less than originally advertised as the market got hit pretty hard bringing sales to a halt. As such the HOA costs can be rather high and may go up as the rate of occupancy may be behind the rate of developer costs so HOA can be one of the fee's that are nebulous and in danger of escalating.

Now several savvy developers have done a great job at predicting the market and have priced their offerings at value pricing as well as fair HOA pricing. One incredible project is a bit up there price wise but its worth much more, its called Castelane Lofts II and are town homes just north of the 17th street causeway in an ideal location. The town homes are priced just below $650K but have features of something in the $800K range, absolutely spectacular! The HOA fee is only about $200K a month.

Now I live on Pompano Beach and know Aqua Lofts, nicely built properties on a side canal behind Houstons. I'd rate them close to Castelane Lofts in quality but in Pompano, not Fort Lauderdale.

My opinion on the developer/seller paying for the HOA for fees is an absolute no. The market hit bottom here 6 months ago and is on the rise, you will not see the kind of incentives people are hoping/wishing for. The press is totally getting this wrong, Florida is not in as bad a shape as it once was and sales are on the rise. The days of developers begging for your business is done and the deals are here and now and are predicated on a person willing to buy now. Those that dally will lose out. This is very good news for anyone willing to buy now and can take the time to do their homework.

My advice is to FIRST choose the area you really want to be in, that is always the start and most important point. Price is nothing if the area doesn't float your boat. Then use a good realtor that can sort thru the offerings based on your criteria. I wish you much luck on your search and of course, please feel free to contact me. Be well.
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Wed Sep 14, 2016
Mary Horesco answered:
Hello Jorge,
Naples has many locations that are popular with buyers, it depends upon what type of home and lifestyle you want, and what you wish to spend. There are new construction and resale homes, condos, townhouses, and so on.

The best way for you to find the perfect home is to sit with a professional like myself and review all the criteria needed for that decision. There are probably many factors you are not even aware of, so you need protection and accurate information.

I can assist you.
Mary Horesco
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0 votes 7 answers Share Flag
Sun Feb 7, 2010
Pamela Cohn answered:
Hi Mikmount,

I work mainly in Pinellas county from Tarpon Springs to St. Pete. I have a free service called “Listingbook”, which I provide for my clients. It is like a back door into the MLS which updates daily: price changes, solds & withdrawns, allowing you to really be able to follow and learn the market. I set up a basic search according to your guidelines. Once you are in, you can change the parameters as you need. If this is something you would be interested in let me know. Give me a few details to set it up: price range, size, 55+ or not, just St. Pete or surrounding area?


Pam Cohn
Broker Associate, GRI, CDM
Prudential Tropical Realty
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0 votes 15 answers Share Flag
Wed Oct 7, 2009
Sherree Thompson answered:
Myrtle Wood, It's a centeral location, has a strong golf and family draw and you can pick them up fairly cheap right now.
0 votes 7 answers Share Flag
Thu May 6, 2010
Erin Rowley Stoner answered:
The bank can set their own realtor commission, however in the short sales I have done, I have received full commission, even when I had both sides. The banks seem to do whatever they want though. The agent can try and fit it, but it's most likely a lost cause.

However, I think they (banks) are realizing that it may be a mistake to decrease commission, because there are lots of agents out there refusing to work short sales... creating a lose-lose situation. I have also read that legislators are working on a short sale initiative to standardize short sale procedure. However, it was supposed to be released in August... and well, am I really surprised??

I do not agree with your logic regarding the buyer paying the commission. The commission is paid from the funds generated by the sale, regardless of if it's from the bank or the seller. So, in the transaction the buyer is debited, the bank credited. The bank then has to pay the fees that were charged for the sale... whether they pay out of pocket and up front or from the proceeds-- is the same thing.

The purchase price is the amount the buyer is willing to In any transaction, short sale or not, the same thing would be happening.
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Thu Sep 23, 2010
John Bennett answered:
NO problems at all.

I will be getting back to you here with all sorts of information about Central Florida.

Now about Mount Dora, which should suit you to a Tee.
Both coasts about a hour away.

We have a lake system call the Harris Chain, 6 huge lakes that leads to the St. Johns river (a treat unto its self) that leads to the Atlantic ocean.

Three airports close by - Orlando is about 35 to 45 minutes away
Jacksonville about a hour and 1/2 and Tampa about the same.

As we are about 50 to 75 miles from coast, we don't have to worry with the storm surge (the worse part of a storm) and when it gets to here the storm is knocked down a good deal.

Zellwood is a huge farming area about 5 miles south.


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0 votes 11 answers Share Flag
Tue Jul 13, 2010
John McElroy answered:
There are currently 162 (2/2) townhomes/condos/villas active in St Augustine. Every complex is different. It would be easier if you pointed out what it is you are looking for in a community. For example...Close to the beach, close to I95, close to downtown, tennis, swimming pool ETC.

Ponte Vedra is a little more "upscale". The area will look newer to you and is a little more high end. It will only have one public beach access. The rest of the beach is closed off by Multi Million dollar homes.

St Augustine is more dedicated to the arts. St Augustine is an old city and will look the park. It is more touristy then Ponte Vedra. Ponte Vedra will feel more like the suburbs of Jacksonville (a big city). St Augustine has more of a small town feel.

I hope this helps. Feel free to call me if you have questions. I could write a book on all of the condos and different amenities each one has. So it really depends on what it is you are looking for. What type of life style you want and what are the things you like to do. My contact information is below. Have a great week.

It's a good life,

John McElroy
Premier Properties Realty Group Inc

John McElroy was the RE/MAX Rookie of the Year for 2007. In 2008, John finished in the top 30 Realtors for St Johns County and was awarded the prestigious RE/MAX 100% Club Award. Jacksonville Homebuyer Magazine named John a FIVE STAR Best in Client Satisfaction Real Estate Agent for 2009. John specializes in helping sellers and buyers find their way in this difficult market.
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Thu Jun 25, 2009
Richard Chatfield answered:
With layoffs and freezes commonplace in local government as well as schools systems, the final tax bill in November is always a surprise, but the last few bills have been trending downward. Since the school system is a county tax line item, the rate is the same as VB. The Save Our Homes programs is also responsible for tax inequities because folks that have lived in the same home for 20 to 30 years are paying a ridiculously low tax bill while new home owners are paying considerably more. The safest assumption for a buyer to make is to plan on paying 1.5 to 2% of the purchase price of a property. It really is a crapshoot.

As far as homeowners insurance is concerned, there are policies out there. I will tell you that my home, with an enclosed pool, CBS construction, and an age of 5 years runs $1250/year. My rentals, also CBS, no pool, and 3 to 5 years old, are costing around $850. My houses are all around 1700 sf u/a and all are in Sebastian. If you have an older frame home, you are going to pay more. I have a really good insurance broker for the rentals and there are smaller companies out there writing reasonable policies. I don't carry flood; that is an individual's choice to make.

Rich Chatfield
The Lafferty Group RE & Consulting
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Thu Apr 15, 2010
Melissa Antenucci answered:
HI Debbie,
Just a heads up on the financing side of this, if you are going to obtain a mortgage lenders do offer 10% down on 2nd homes however currently none of the PMI companies will underwrite 10% down on a second home in Florida. So you will have to put a minimum down of 20%. Happy Searcing!

Melissa Antenucci
Ameriturust Mortgage Associates, LLC
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Fri Jun 12, 2009
Shellee Guinta answered:
Contact me...I'll do a search for you once you've given me more criteria, and get all the info on listings to you that are available.
0 votes 6 answers Share Flag
Thu Oct 8, 2009
Larry Brown answered:

You have several options depending on your budget and desired proximity to downtown. Your best advice will come from a Realtor who has spent time with you to determine your preferences and priorities. ... more
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Thu Aug 27, 2009
Millie answered:
Having sold many, many short sales and preforeclosures, Everyone is a little different. There are pluses and minuses in putting in multiple offers or just one at a time. I would be happy to talk with you.

Bill Szydlowski
Future Home Realty
The Szydlowski Team
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0 votes 5 answers Share Flag
Fri Mar 12, 2010
Bill Eckler answered:

Thank you for the information and your insight........

Regardless of the state of the economy, real estate conditions, or home values the market has and will always be driven by the buyer. They will establish what is reasonable and how much the market will decline. ... more
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Thu Mar 26, 2009
Stan Omland asked:
We want to be near the beach in a quality community. I intend to buy initially, ... would like to stay in the same community for both homes, in order to roll over friendships, familiarity ...
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Mon Mar 30, 2009
Kristi Ross Martin Collins answered:
Brige -

Based on the criteria you have provided...Grand Haven, Cinnamon Beach, Hammock Dunes or Hammock Beach Club would fit your request. Depending on the price range you are looking in will be the final determining factor on which community is best suited for you.

Of the communities mentioned above...Grand Haven is the most affordable. With condos, townhomes and detached patio homes starting in the mid to high $100K's. Grand Haven is a gated community fronting the Intracoastal Waterway and features an 18 hole Jack Nicklaus Signature Golf Course, two full service clubhouses with pools, fitness facilities and sports centers.

The other communities are located on the Northern Peninsula of Flagler County and front the Atlantic Ocean.

Hammock Beach Club and Cinnamon Beach are both communities surrounded by the Jack Nicklaus Signature Golf Course called Ocean Hammock. Ocean Hammock is an amazing Jack Nicklaus signature Golf Course with several holes directly fronting the Atlantic Ocean.

Hammock Beach Club is a gated resort style environment. It features a beautiful pool area with slides and a lazy river. Condos are listed for sale starting in the Low $200K's all the way up to over $1million.

Cinnamon Beach is an exclusive gated community within the gated community of Ocean Hammock. The condos in Cinnamon Beach front either the ocean or lake with panoramic views of the gold course. The lowest priced condo currently listed for sale in Cinnamon beach is a 3 bedroom bath unit for $250K. Ocean Front units are listed for $300K up to over $1million.

Hammock Dunes is an exclusive gated community surrounding an 18 hole Tom Fazio masterpiece, The community also owns a Tent Jones course along the Intracoastal Waterway. The condos in Hammock Dunes are the most luxurious in all of Flagler County with stunning views of the Ocean. The best priced unit in Hammock Dunes at this time, that is not a multi level set up, is a 2 Bedroom 2 Bath listed for sale at $349,900.

I hope this information is helpful. If I may be of any additional service...please feel free to contact me anytime; your questions and comments are always welcome.

You may also visit my website or my blog at anytime for the most up to date market reports and current Flagler County MLS listing information.

Kristi L. Ross P.A.
Hawk Beach Realty Inc.

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Mon Mar 16, 2009
Kelli Sheppe answered:

Charlotte has many townhome/condo communities that will fit in your budget. Our neighborhoods range broadly in style and convenience. If you would like to discuss your concerns personally, Kelli and I can be reached at 704.533.2860 or via email at

We have been selling homes in the Charlotte area for over 20 years and have helped over 1000 clients find the homes that fit their needs. We work with many clients that are relocating to Charlotte from other locations and would be happy to assist you with your decision making.

I look forward to speaking with you personally. Until then, you're welcome to learn more about the Charlotte area and our communities at our website,

Stay warm,

Michael and Kelli
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