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Showing results for 635 Credit Score [Clear search]
Matt Avery,  in Arlington County, VA
Matt Avery answered:
Can I qualify for a house of 850K with an income of 75K, down payment of 30% to 50%, and credit score of ...
Hi Khoa. I would be happy to discuss your options with you and provide any assistance you may need in obtaining pre-approval. The fact that you have a solid amount of money to put dow ... more
0 votes Share Flag Tue Nov 24, 2009 Financing in 22209
Ramesh Chand…, Real Estate Pro in Arlington, TX
Ramesh Chandra answered:
What is the interest rate right now for 422,000K loan if i only have 3.5% down and my credit score is good ( ...
One of the rate sheets I got yesterday shows 5% upto 417k and 6% for loans above that.
Ramesh Chandra
703 635 8209
0 votes Share Flag Tue Nov 10, 2009 Financing in 20165
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
fha loan
Most lenders offering FHA loans today require a minimum FICO score of 620. A handful of lenders will go down as low as 580. If you have only two scores, it will be based on the lower of ... more
0 votes Share Flag Mon Oct 26, 2009 Financing in Boston
Luke Allison,  in Asheville, NC
Luke Allison answered:
where can I find bank of america's current FHA Rate?
Assuming a 700 credit score (adjustments in credit score may only affect pricing but not the rate):

30-Year Fixed FHA
No Points
No Origination Fees
$550 Lender fee

... more
0 votes Share Flag Sat Mar 13, 2010 Home Buying in McLean
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
I have more than 25% equity in my home purchased 2 years ago. I was out of work over a year and depleted much of my savings. Now I am under employed.
Well Morahlivia...I am really sorry for the situation you find yourself in. On the positive side..you now have a job, and you have equity in your home!

I wish I had a solution....... ... more
0 votes Share Flag Wed Oct 14, 2009 Financing in Potomac
Danilo Bogda…, Real Estate Pro in Reston, VA
Danilo Bogdanovic answered:
I would like to buy a property in the woodbridge dale city area

You should first speak with a loan officer to see if/what you qualify for. They would be that one that can answer 2 of the 3 questions you asked. Here's the name of one ... more
0 votes Share Flag Tue Nov 17, 2009 Home Buying in 22192
Arthur Hardy, Real Estate Pro in Beltsville, MD
Arthur Hardy answered:
I have found a short sale property and I am going through the process of a 203K renovation loan. I was hoping it would be 20k in renovation but a
That is perfectly understandable. There are specific requirements in completing this kind of renovation because it has to meet FHA standards, be checked and approved by the FHA lender ... more
0 votes Share Flag Mon Feb 4, 2013 Home Buying in 20910
Ramesh Chand…, Real Estate Pro in Arlington, TX
Ramesh Chandra answered:
How do I find a decent, ethical mortgage broker that specializes in less-than-perfect credit in MD?
Mostly by referal.
It may be hard for a newbee to find whom to ask.
If u want me to recommend somebody call me at 703 635 8209.
0 votes Share Flag Wed Sep 9, 2009 Financing in Temple Hills
Kendra,  in Jefferson County, CO
Kendra answered:
Need help understanding credit scores.
Those credit scores are more than decent...they are in the excellent category. A Bankruptcy will remain on your husbands credit for seven years, but you can purchase real estate after ... more
0 votes Share Flag Sat Oct 10, 2009 Credit Score in Aurora
Walter Rock,  in Round Rock, TX
Walter Rock answered:
How does Owner Financing work in general?
The terms for owner financing would be whatever the buyer and the owner negotiate. In general, you might expect the terms to be similar to what you would get from a bank. Like a bank ... more
0 votes Share Flag Wed Jun 17, 2015 Financing in Round Rock
Celine F,  in Louisiana
Celine F answered:
DTI ratio question
To most mortgages conventional or FHA, VA 45% or higher are not likely to be accepted. FHA loans have more strict requirements.

Considering if minimum payments of your car loan, stu ... more
0 votes Share Flag Tue Jun 9, 2009 Financing
Realtynovice, Both Buyer and Seller in Akron, OH
Realtynovice answered:
What is bond money? I live in Jacksonville Florida and I keep hearing about this. Thanx.
I'm guessing that you're going to need to be a little more specific with the circumstances in which the bond applies (you may have been given/using the wrong terminology) before you get ... more
0 votes Share Flag Wed Aug 19, 2015 Home Buying in 32244
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Rent my place to someone who has 510 credit score??
There is more to look at than credit score, check with their current landlord for one, job history and look at their credit report, first see if they are paying there car on time. witho ... more
0 votes Share Flag Thu Jul 21, 2016 Rental Basics in 08810
Dave Muti,  in 07054
Dave Muti answered:
want to buy while its a buyers market wife and i dont have good credit, are there good options?
It should be a buyers market for some time to come so I would not rush into something if your credit is bad. My suggestion is to sit with a local mortgage planner and have them run you ... more
0 votes Share Flag Fri Jun 22, 2012 Home Buying in 76021
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
Would it behoove me to enter a rent-to-own contract since my credit score is under 700 but at least 635? ...
It might. It would allow you to control a home while you're working on improving your credit score.

There are many ways to find rent-to-own properties. It depends on your neighborhoo ... more
0 votes Share Flag Wed Jul 16, 2008 Home Buying
Jeffrey Schn…, Real Estate Pro in Austin, TX
Jeffrey Schnabel answered:
We own a house that will go on the market next week. We expect to be in the 150-170K . My score is 635 aq ...

I saw this question after answering your other question. Now I know that you want to sell one home and buy another. First and foremost, sell your home before buying another. ... more
0 votes Share Flag Sat Jul 5, 2008 Home Buying
Jeffrey Schn…, Real Estate Pro in Austin, TX
Jeffrey Schnabel answered:
my credit score is 635 and I would like a 150K loan. We own a house already. Is my score high enough? ...

Yes. While your credit score is below average, it is not so far off the average that you cannot get a loan. You will likely have more expensive terms than a credit score clo ... more
0 votes Share Flag Sat Jul 5, 2008 Home Buying
Christopher…, Real Estate Pro in Hemet, CA
Christopher Walker answered:
I am thinking about demolishing an existing home I currently have financed and replacing it with a new home.
The first step is to contact your lender and inform them of your intentions. You will not be able to demolish the home without their knowledge and written permission. If they are a main ... more
0 votes Share Flag Wed Sep 24, 2014 Financing in 75062
T, Other/Just Looking in Denver, CO
T answered:
My score is 635 and improving. My income is obove 140K. I am looking to get financing on 550K?
Your score is a little low for Jumbo loans. A lot of lenders are looking for 680. Also, there are many other factors to consider: (LTV, Reserves, etc.). If you wish to learn more about ... more
0 votes Share Flag Tue Jan 27, 2015 Foreclosure in 22408
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