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Stay Of Foreclosure All Locations : Nationwide Real Estate Advice

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Showing results for Stay Of Foreclosure [Clear search]
Thu Nov 21, 2013
James and Kenisha Martin answered:
Have you talked to a loan officer? I would talk to a loan officer at the place where you bank at first.
0 votes 18 answers Share Flag
Sat Mar 16, 2013
Tim Moore answered:
Are you asking if the lawyer was wrong or lied to you? I have never met a lawyer yet that admits to lying or being wrong.

Are you saying he will charge you that much - $500/mo? I am thinking I would call another lawyer. ... more
0 votes 2 answers Share Flag
Sat Mar 16, 2013
Guy Gimenez answered:
No pay, no stay. Those are the rules you agreed too in your deed of trust.
0 votes 2 answers Share Flag
Sat Mar 16, 2013
Ron Thomas answered:
You might be able to sell for $103+; which will get rid of the mortgage.
then you can negotiate with the 2nd lienholder to keep the loan and pay it off over time.
This plan will get you out and not ruin your credit.
This might be preferable in the long run.

The key to everything, including doing a Shortsale; if whether the 2nd has a LIEN on the house:
If they do; both loans will disappear in a SS or a Foreclosure.
If they don't, that 2nd is going to follow you anyway!
... more
0 votes 1 answer Share Flag
Mon Mar 18, 2013
Bianca Bennett answered:
Three reasons why buying is the greatest opportunity for you today:

1. Interest Rates

There is never been a cheaper time to buy a property using banks money than today, which means your payment will be less.

2. Home Prices

Home prices are lower than they were during the “Boom”, as low as it was in 2002 – 2003 Nationwide.

3. Inventory

There are more homes for you to choose from than ever, there are so many options! If you remember 8 – 9 years ago you had a choice of 2 or 3 homes and you had to choose one of those 3, today you have a choice of 100. And lets not forget you can jump on some good opportunity, some good deals such as Bank Owen, Foreclosure and Short Sale properties.
... more
0 votes 10 answers Share Flag
Tue May 21, 2013
Barry Shapiro answered:
Hi Valerie...Can you keep a secret? [Leisure Village in Camarillo] After you study the demographics of the aging baby-boomer generation, you will connect the dots and realize this gated senior community is poised for long-term appreciation. Yesterday, apx.10,000 aging baby-boomers celebrated their 60th birthday, as they did today and will do so tomorrow. Promise you'll keep this a secret? ... more
0 votes 10 answers Share Flag
Sun Mar 31, 2013
Ian Halpin answered:

I am not an attorney and you should definitely think about getting one, or at least getting good counsel. But if you are pretty savvy and organized you can possibly do this on your own. Two things to do immediately:
1. Get on the phone with your bank ASAP. Your silence will lead them to believe you do not care. Open up a dialogue and see what options are available to you. A loan modification is quite a process but can be done. If you only owe a few months they may put it on the back end for you if you can prove ability to pay. Banks do not want to own real estate if they don't have to. If you can get to a branch that may also be a good start. Always helps to talk to real person. Can't hurt.
2. Absolutely keep the court date. It takes over a year for a foreclosure to go through. So get in front of the judge and tell him you are working it out. Time is on your side.

I wish you luck. If you are persistent you should prevail.

Ian Halpin / Broker
Jameson Sotheby’s International Realty
425 W. North Ave. / Chicago, IL 60610
O: 312.335.3220 / F: 312.229.9190 / C: 773.531.4479 |
... more
0 votes 16 answers Share Flag
Tue May 23, 2017
Marc Comisar answered:
If you are looking for boating you should no doubt at least consider Cape was built for that! If you would like some assistance we can help.
... more
0 votes 50 answers Share Flag
Wed Mar 20, 2013
Scott A. Nelson answered:
You'd best speak with an experienced real estate attorney (if you've been this far and close to closing using a mortgage you should already have one unless it's the banks attorney). If you don't have one for one ask friends, family, colleagues for names of a real estate attorney they've used recently. You can also call the Mass Bar Association to ask for a referral for this. Save every document, email, voicemail etc. and have them review the situation.

Hope that helps,
... more
0 votes 5 answers Share Flag
Fri Apr 5, 2013
Tim Moore answered:
Thu May 2, 2013
Mitchell Feldman answered:
Dear Earthchld1:

Assume you will never get it back and move on. At least you have internet access, some poelpe do not even have that. Always look at the bright side of life and live life with vigor and vim.

Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
... more
0 votes 7 answers Share Flag
Sun Mar 17, 2013
Cindy Davis answered:
I can't even find it on the mls. I wish there were laws to affect timelimes, but there aren't. In the meantime, it sounds like you are in some dire straits...I would encourage you to explore other options.

Take care.
... more
0 votes 6 answers Share Flag
Sat May 4, 2013
Lance King answered:
probably because they want to make sure that you will be able to afford the property including all costs, especially if you are looking at places with high HOA fees.
0 votes 24 answers Share Flag
Tue Mar 12, 2013
Mitchell Pearce answered:

If your rent is paid up, you have a right to stay till the end of the paid up period. But no, they cannot just change the locks and lock you out of your home. I expect someone from the bank will drop by to check on the property. At that pint you should get some official contact this person type of note telling you who to contact. Might be a good time to see if you can buy the property. Maybe we should meet to explore such options?

Mitchell Pearce
... more
0 votes 8 answers Share Flag
Mon Jul 1, 2013
Tony Grech answered:
Have you been in touch with your realtor or the title company? that would probably be the best first step, because yes as part of the title commitment they should have researched the taxes and any amounts due should have been paid so that you could take over clear title.

If neither your realtor or the title company can provide a solution then you should contact a real estate attorney
... more
0 votes 10 answers Share Flag
Mon Mar 11, 2013
Kary Krismer answered:
This is a legal question that really requires that you find an attorney to review your specific situation. I would also note that in Washington there is both state and federal law which affects the answer, but your post indicates you are in California, so it would be important to know if you're talking about property in California or the 98321 zip code. I would guess that California also has it's own legislation. ... more
0 votes 3 answers Share Flag
Thu Mar 14, 2013
Leigh-Jo Anzures answered:
Hello Marci,

First, your credit score is better than you may imagine. Generally, a minimum 620 credit score is necessary to buy a home. Although there are some additional factors, you're already in a better position.

Now, to determine your options on selling, I would need to valuate your home and compare it to activity in your immediate area. If you'd like, I can prepare a discreet and FREE home valuation for you. Simply go to and input your property information.

What specific problems are you having with the HVAC and electrical system? Also, have you had the roof looked at to determine if a patch will resolve the issue or if the roof needs to be replaced? Every home has a buyer, even homes that are in need of repair. These type of issues can always be negotiated with a buyer.

Is renting an option or selling with owner-financing? Do you have money saved for a down payment?

There is much to discuss. Feel free to connect with me.

Syan Real Estate
Call/Text: (505) 730-8181
... more
0 votes 7 answers Share Flag
Thu May 16, 2013
Roland Corral answered:
Hi, I can help you as I have access to a very customizable search engine that can help us find something close to the school. Please call me when you have a moment so I can email you the results. I need to know some other parameters as well, such as bedrooms, bath etc. You can click on my photo and get more contact and background info on me or call my cell at 909-917-6176. It is now Sunday morning 11am 3/10/13. ... more
0 votes 4 answers Share Flag
Wed Jul 31, 2013
Patrick Kernan answered:
Your friends are correct.
0 votes 15 answers Share Flag
Tue Dec 3, 2013
Michael Cheng answered:
It's nice to have such an addendum on paper. However, by itself it doesn't ensure anything. If the seller doesn't vacate as agreed, then you'll have to file a notice to perform and hope he complies. Or, you can retain a lawyer who can discuss your options available. ... more
0 votes 16 answers Share Flag
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