Name On Home Deed But Not Mortgage All Locations : Nationwide Real Estate Advice

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Showing results for Name On Home Deed But Not Mortgage [Clear search]
R. Eric Axel…, Real Estate Pro in Sewell, NJ
R. Eric Axelson answered:
Credit scores and mortgage applications - my credit score is good 750 , my husbands is not great 620 ish ...
They will go with HIS middle score. I use a VERY respectable and trustworthy mortgage broker. I would love to put you in touch if you will allow me to. He will give you all the options, ... more
0 votes Share Flag Tue Jul 21, 2015 Credit Score in 08002
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
We are in a short sale. My husband was never on the mortgage, but we were just served papers saying that he h ...
Lawyer time. That does not sound right at all unless you asked the mortgage company how you could stave off the foreclosure. But it still makes little sense. You need to ask questions a ... more
0 votes Share Flag Thu Jan 31, 2013 Financing in New Jersey
Monica Ruiz,  in San Antonio, TX
Monica Ruiz answered:
Want to sell my home located in san antonio TX to my sister. I am married but home and mortgage is in my nam ...
What a wonderful opportunity to keep your home in the family. This is a delightfully easy transaction! Contact me on my cell phone @ 210-325-0657. We can meet tomorrow for an in per ... more
0 votes Share Flag Tue Jan 29, 2013 Financing in 78247
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
What do I do now?
Look at the bright side, you have had a home for 4 years at no cost to you at all. How many people out there can say that?
0 votes Share Flag Mon Jan 28, 2013 Home Buying in Ocean County
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Short sale credit rating effect on a divorced couple.
The names on the deed are meaningless other than to say who owns the home. The names on the mortgage are the one that will be damaged by foreclosure or short sale which are both default ... more
0 votes Share Flag Mon Jan 28, 2013 Credit Score in South Carolina
Steve Kittre…, Real Estate Pro in Bakersfield, CA
Steve Kittrell answered:
Short sold our home two years ago. We are looking at another home and are able to put 20 % down. We cann ...
First question. Why have you been turned down. Are thet requiring another year?
Second, you may want to do a lease to own on that home until you can qualify for a loan. Give them a co ... more
0 votes Share Flag Sat Mar 1, 2014 Home Buying in 93308
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Does one need a lawyer to buy a home?
No, not really but it is a lot safer to have one draw up the correct deed and do the recording to make sure it is done correctly. In many states I, as a Broker, can close a sale but I n ... more
0 votes Share Flag Fri Jan 25, 2013 Home Buying in Progresso Village
Kenneth Burr…, Real Estate Pro in Stateline, NV
Kenneth Burrows answered:
The mortgage on my house is in my boyfriends name but the deed is in both of our names. He is moving ou ...
You both would need to sign at the court house to take his name off.
0 votes Share Flag Tue Apr 9, 2013 Home Buying in 33328
Danielle Sha…, Real Estate Pro in Cape Coral, FL
Danielle Sharp answered:
after winner a auction property how can i work it out with bank to get a mortgage in my name on this prop ...
Make application with a mortgage professional. If you won the bid this is probably something that should have been started prior to making an offer.
0 votes Share Flag Tue May 7, 2013 Home Buying in Lauderhill
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
If I buy a house and want to rent it out, is it possible to only have the names of my cosigners on the lease ...
I would think you would want someones name that is on the deed also on the lease. If the cosigners are on the deed then yes.
0 votes Share Flag Tue Jan 14, 2014 Home Buying in 88310
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
If your name isn't on the mortgage but it is on the deed, can you still sell your house?
This is really a question for an attorney, so, please double check with one who is familiar with both estate law and real estate law. I have done this here in New Jersey. In the situa ... more
0 votes Share Flag Tue Jan 15, 2013 Home Buying
Shane Milne, Real Estate Pro in South Jordan, UT
Shane Milne answered:
Foreclosure or Deed In Lieu after Chapter 7 Bankruptcy
It'll only take another hit if the mortgage reports the foreclosure/deed-in-lieu... as foreclosures & deed-in-lieu of foreclosures do not appear in the "public records" section of a cre ... more
0 votes Share Flag Sun Aug 18, 2013 Foreclosure in 92592
Leigh-Jo Anz…, Real Estate Pro in Albuquerque, NM
Leigh-Jo Anzures answered:
How can we rent a house that we have the mortgage for?
Hello Denna,

No, it's not a weird question. To keep your name off the title, you would need to be off the loan and just have your grandparents buy it in their name.

Feel free to ... more
0 votes Share Flag Sat Jan 12, 2013 Home Buying in New Mexico
Chris Connor, Real Estate Pro in New York, NY
Chris Connor answered:
We want to buy a co-op for my mom
Hi Stacy--
There may be other extenuating circumstances here that your mortgage broker is aware of, however I have closed on co-purchases similar to the situation you present, except t ... more
0 votes Share Flag Tue Jun 4, 2013 Home Buying in New York
Jose E Garza,  in El Paso County, TX
Jose E Garza answered:
Husband and I want to sell existing home and buy new one. His credit score is l ... purchase new home using just my name, and credit? ...
Yes you can, although deed will be under both names,
Also, the proceeds on the selling of your existing home could help both to pay debt and probably increase credit scores.
0 votes Share Flag Wed Jan 9, 2013 Home Buying in El Paso
Roland Vinya…, Real Estate Pro in Sprakers, NY
Roland Vinyard answered:
I have a home in my name in ga. i live in sc.can i put it in sisterinlaw name in my will.she have been payi ...
You can leave the property (via the will) to anyone you like and they will receive any equity in it that you have. If she has been paying the mortgage for 8 years, it seems only fair to ... more
0 votes Share Flag Sat Mar 2, 2013 Home Buying in 92807
Charita H Ca…, Real Estate Pro in Gardendale, AL
Charita H Cadenhead answered:
Can my wife buy property and put it in my name without me being there?
I had a client stationed in Afghanistan and he wired the money to his parents, they paid cash, and put the deed in their son's name. So, the answer is yes. If you are military, your w ... more
0 votes Share Flag Sun Mar 17, 2013 Home Buying in 35244
Marge Bennett, Real Estate Pro in Fort Myers, FL
Marge Bennett answered:
It's looking like my wife and I may separate. Should I put the mortgage in my name only (238k), allowin ...
Sounds like you are trying to be very generous to your wife. This is really a question for your attorney and/or financial advisor.
0 votes Share Flag Wed Dec 2, 2015 Home Buying in 27613
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Short sale to Foreclosure soon - does it mean I'm gonna lose the house I'm on contract with right now? ...
The owners probably know when the foreclosure procedure will start and told the agent. If they start it the process can be stopped, delayed or halted. It can also proceed and if it goes ... more
0 votes Share Flag Sat Dec 29, 2012 Home Buying in Lutz
Guy Gimenez, Real Estate Pro in Austin, TX
Guy Gimenez answered:
She will not sign to sale of the house. unless I give her half of the proceeds.
In Texas, regardless of who has been paying the mortgage, HOA, taxes, etc., all parties on title will need to sign the deed (or authorize someone to sign on their behalf using POA) in o ... more
0 votes Share Flag Sun May 17, 2015 Home Selling in 92549
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