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How Long To Get Pre Approved All Locations : Nationwide Real Estate Advice

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Showing results for How Long To Get Pre Approved [Clear search]
Wed Jul 31, 2013
Patrick Kernan answered:
It's all good. Northlake Woodlands homes are older than those in Pecan Valley and Gibbs Station. Lots are larger in NLW.

Where you should buy is a matter of budget and personal preference. Can't go wrong any of those places.

Hit me up if you want to see any homes in Coppell. ptkernan@verizon.net

26 yr. resident; 14 yr. agent.
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0 votes 12 answers Share Flag
Thu Jul 18, 2013
Jesus Soto answered:
Hello from the states! I've done this many times for clients overseas and across borders. I have dedicated resources and procedures to get this done and have helped both civilian and military.

Please email me if you would like to get started right away.

V/R,
Jesus Soto
2108436053
Exit Realty Partners II
Email: jesus@930exit.com
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0 votes 13 answers Share Flag
Wed Apr 17, 2013
Bill Austin answered:
Trevor,
I would be honored to serve as your agent/advisor. My kids are grown so now I have a grandchild to help nurture. We are all christian folks. My son teaches at a private religous school.
If you choose to give me a call. References available.
Bill Austin ~ 512-709-6343
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0 votes 17 answers Share Flag
Sun Apr 7, 2013
Karlene Grimes answered:
Hello please inbox me your email address and I will be able to give you a general market disposition of the area with no bias. Going onto Osceola County sheriff website would also be great.
Talk to you Soon
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0 votes 3 answers Share Flag
Sun Apr 23, 2017
terryriw53 answered:
Steohanie, first you need to contact an agent that is knowledgable in the market area. Second, you need to identify the specific market area you want to live in so I can do a proper valuation analysis. Call me so we can discuss your goals in greater detail. It becomes a bit too cumbersome via e-mail.

Terry Iwaniw
Residential Marketing Specialist
856-318-9098
http://www.iwaniw.com
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0 votes 54 answers Share Flag
Sat Apr 13, 2013
Dan Tabit answered:
Jamesr,
Who says they can't afford more? It will really come down to what mortgage options you have. You are looking at a Jumbo loan in either case. If you are limited to $1,100k based on down payment, could your lender or the seller set up a second mortgage for the difference?
If you are limited due to debt ratio, can you pay off some other debts to free up room or select an ARM or other mortgage product that would allow you the flexibility you need?
If you need more down, could you borrow against a retirement account?
Just to be clear, I'm not recommending any of these options, I don't know enough about you, the home, the values etc to recommend. These are suggestions to explore with your lender and or Realtor.
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0 votes 12 answers Share Flag
Wed Apr 17, 2013
Anna M Brocco answered:
Why not simply consider working with an agent of your own; for available area properties check www.mlsli.com. Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. ... more
0 votes 15 answers Share Flag
Mon Apr 8, 2013
Joseph Roraff answered:
There are a lot of expenses that are hidden when you first buy a home. I recommend talking to a mortgage lender to see what you can get pre-approved for before you start looking for a home. ... more
0 votes 16 answers Share Flag
Sun Jul 21, 2013
John Jourden answered:
Hello Shaquanna

Would love to help. Am a 13-year Marine Corps Veteran myself and can certainly assist. Feel free to review my profiles and what a few of my clients have said about my service:

Trulia.com/profile/johnjourden
Zillow.com/profile/john-jourden

Do not hesitate to contact me directly if you would like to discuss how I may help.

Looking forward to speaking with you soon.

John Jourden
The Spire Group
Licensed RE Salesperson
john.jourden@spiregroupny.com
646-841-4164
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0 votes 5 answers Share Flag
Sun Apr 7, 2013
Beth DeAngelis answered:
Yes...there are certain requirements but as long as you have a certificate of eligibility we can work out the details. If you would like to call me, I can give you the name and number of a lender I just verified the above with...she would be glad to help as would I.
Thank you for your question!
Beth
(843) 271-4254
beth@coastallivingbybeth.com
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0 votes 5 answers Share Flag
Tue Apr 23, 2013
answered:
Get preapproved by a reputable mortgage lender (not necessarily a bank) first so that realtors will take you seriously as a buyer. Until then you can use Trulia, Zillow, Redfin to search for available homes. ... more
0 votes 17 answers Share Flag
Sat Apr 6, 2013
Simon Campbell answered:
To qualify for a traditional loan, you are going to need a minimum credit score in the 620 - 640 range. USDA loans with a credit score of less than 580 are denied if you have been late on any payments. (Reference: http://www.rurdev.usda.gov/SupportDocuments/CA-SFH-GRHUnderwritingGuide.pdf)

There are other loan programs out there that may accept less. One of these is FHA. FHA's website states: "Minimum credit score requirements for FHA home loans depend on which FHA loan product the applicant needs. Generally speaking, to get maximum financing on typical new home purchases, applicants should have a credit score of 580 or better. Those with credit scores between 500 and 579 are, according the the FHA guidelines, 'limited to 90 percent LTV'." (Reference: http://www.fha.com/fha_article.cfm?id=200)
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0 votes 2 answers Share Flag
Thu Apr 4, 2013
Katie Jones answered:
What type of loan do you plan on using? Alot of it is going to depend on that, and your lender you use! Also, keep in mind that they are going to look closely at your current history and what you have done since the bankruptcy. Please give me a call so we can further discuss your options an what is best for you at this time.

Look forward to speaking with you!

Katie Jones. 910.650.9598
Keller Williams Realty
www.KatieJonesHomes.com
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0 votes 2 answers Share Flag
Fri Apr 5, 2013
Donna Burr answered:
Social Security & Disability Income can be grossed up 25%, In doing this, it will allow you to qualify and purchase more house. Adjusted income for qualifying purposes, take your base income and add
25%, that would give you the qualifying income.
Let me know if I can assist you in any way Purchasing your new home.
Donna Burr
205-460-0437
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0 votes 3 answers Share Flag
Tue Sep 17, 2013
Cory Fitzsimmons answered:
I have heard this too. Buyers are trying to get in on the bottom before the upswing! Sight unseen seems a bit risky though.
0 votes 11 answers Share Flag
Mon Apr 15, 2013
Kevin Cloutier answered:
Successfully negotiate the purchase of a piece of real estate.
It's like a lawyer representing himself in court, a doctor operating on himself.
If I thought you were being serious, I wouldn't have taken the time.
What might I ask do you do for a living I could do or any other Realtor so as not to involve you?
I welcome you to make an offer on any of my listings and negotiate with me!

Cheers!
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0 votes 12 answers Share Flag
Tue Jun 11, 2013
Andrew Smith answered:
I know there are sometimes homes that offer assistant programs.

If you qualify will depend on your credit score though.

Contact me for more information.

ajsmith988@aol.com
(214) 686-1507 ... more
0 votes 5 answers Share Flag
Mon Apr 29, 2013
Steven Young answered:
Hi Edna,

You will most likely be able to qualify, depending on what else is on your credit. However, the two collection accounts will probably have to be settled before the loan is ultimately approved.

I would recommend you contact Scott Wudarcki at Envoy Mortgage at 208-947-5555 to get more specifics on your rate and amount you could qualify for.

Once you are pre-approved, I would love to help you find the perfect home for you in Nampa or Boise. Just give me a call at 340-6268 or email at Steven@StevenTheRealtor.com!
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0 votes 10 answers Share Flag
Sat May 14, 2016
Bill Szydlowski answered:
Mike and Mary,

I would be happy to recommend one of the brokers I work with. I just got one of my clients approved in less than 20 days for an FHA loan. I am a little curious though. Did your realtor not give you a few to talk to??
Let me know and I will email my list to you.

Bill Szydlowski
813-323-4443
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0 votes 24 answers Share Flag
Wed Nov 27, 2013
Laura Coffey answered:
http://www.trulia.com/blog/laura_coffey_abr_qsc/2011/03/10_questions_to_when_interviewing_a_potential_real_estate_agent

Read my BLOG for tips on that and many more things when buying a home. ... more
0 votes 12 answers Share Flag
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