Jumbo Mortgage Rate All Locations : Nationwide Real Estate Advice

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Don Groff, Real Estate Pro in Austin, TX
Don Groff answered:
How can you tell whether a fixed rate loan or an adjustable rate loan is going to be better for you when buyi ...
It depends on how long you plan to be in the house. If you are fairly certain you will be moving and selling a property in say 5 to 7 years then an adjustable rate mortgage could save ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in 75904
Todd Foust, Real Estate Pro in Anaheim, CA
Todd Foust answered:
a realtor that knows me got me to talk to a loan officer that got me approved for $340,000.could i go to a different realtor with the same loan.thx
Yes. Just be prepared that the lender was referred by the REALTOR so they most likely will let them know you are working with somebody else. Might want to talk to the old REALTOR first ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Long Beach
DJ Zurbriggen, Real Estate Pro in Spring, TX
DJ Zurbriggen answered:
What is the best gated community in the Spring High School area? Are there any homes in the $200,000 price range with a pool in the same area?
Hi there!

I work almost exclusively in Spring and would love to help you out! Please feel free to contact me!

DJ Zurbriggen, CHMS
Better Homes and Gardens Real Estate Gary Green ... more
0 votes Share Flag Mon Apr 29, 2013 Home Buying in Spring
Malik Hussain, Real Estate Pro in Chicago, IL
Malik Hussain answered:
I'm looking for a FHA approved property. Can I search for just those?
Hey Julia,

Your in my backyard there why don't you give me a call and we can arrange a meeting in my office and we can go ahead and present you all the properties that are FHA a ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Arlington Heights
dustinlauer.…,  in Orlando, FL
dustinlauer.sil answered:
Looking to purchase my first home in Avalon Park, 32828 preferably since I'm used to the area my sister and uncle have houses there
I own out east by UCF and work with 2 Brokers doing a lot of deals out there. We have a full service mortgage company and would be glad to help you. We always start clients with the f ... more
0 votes Share Flag Fri Sep 20, 2013 Home Buying in 32828
Terri Vellios, Real Estate Pro in Campbell, CA
Terri Vellios answered:
I am buying a short sale home. The bank is extending my loan . Is there anything I can do to help increase my credit score.?
What is the real question here?

You are buying a short sale, has it been approved by the seller's lender?
Why is your bank extending your loan?
Is your bank stating that you need ... more
0 votes Share Flag Sun Mar 31, 2013 Home Buying in 95135
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I had a foreclosure back in March 2010- The bank finally sold the house in June 2010. I am looking to buy another house as a first time homebuyer?
Assuming you have re-established credit and meet the other qualifications, you can apply for an FHA loan 3 years after the date of the deed transfer. This could either be the date of t ... more
0 votes Share Flag Fri Jun 28, 2013 Home Buying in 30135
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
Is the process to get approved for a loan hard? About how long does it take?
Hi Brittany,
A 10 minute phone conversation followed by providing some income and asset documentation can provide me with enough information to pre-appove you and give you an idea of h ... more
0 votes Share Flag Wed Apr 3, 2013 Home Buying in Bangor
Josh Greenwa…, Real Estate Pro in New York, NY
Josh Greenwald answered:
Owner occupied - does this include situation where children live in the property but parents who finance the property do not?
Usually not considered owner occupied, if they're not living there and especially already have their own home they claim as primary residence.

Why do you ask? Are you looking to purc ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Providence
Todd Foust, Real Estate Pro in Anaheim, CA
Todd Foust answered:
How to negotiate a purchase contract without an agent?
Its not too late. Your agent can and probably still can help you, they just aren't entitled t a commission for their work. You could perhaps work something out with them to compensate t ... more
0 votes Share Flag Thu Mar 28, 2013 Home Buying in Brea
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
What is the "conforming" loan limit in Essex county? Also, what would ... in interest rate between a "conforming" ...
Essex County is what's known as a "high loan balance" county, and the conforming limit there is $625,500.

As far as the rate differences, there is no rule, but in general you should ... more
0 votes Share Flag Thu Nov 21, 2013 Home Buying in 07044
A. Edwards, Real Estate Pro in Royal Oak, MI
A. Edwards answered:
I would like to try to buy a house with credit score of 660 and low to no down payment.
It appears you are in Michigan, that being the case MSHDA financing would be your ticket. You can receive up to $7,500 down payment assistance, quite possibly getting you into a home fo ... more
0 votes Share Flag Wed Mar 27, 2013 Home Buying in Almont Township
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I'm buying a shortsale home closing in approx 3 months. roof is leaking and damage is continuing while i wait, what can i do.
What is your agent, and or attorney advising....is the owner willing to do a patch job....keep in mind that short sales are not guaranteed sales....
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Canastota
Michael Ryan, Real Estate Pro in Floyds Knobs, IN
Michael Ryan answered:
I am a first time buyer. Where do I start in general? I know the area I want to purchase in and around what my monthly payments need to be.
Monique, the first thing you need to do is find a loan officer that you feel comfortable working with. That will set the perimeters of what you can secure financing for. I can give you ... more
0 votes Share Flag Tue Mar 26, 2013 Home Buying in 47150
lidcolombo, Home Buyer in Miami Beach, FL
lidcolombo answered:
i am interested in buying can you please call me at 3052006390
i would like to visit this place
0 votes Share Flag Mon Mar 25, 2013 Home Buying in Flamingo / Lummus
Roswell Moore…, Real Estate Pro in Scottsdale, AZ
Roswell Moore, answered:
We found a FSBO home are wondering if we can buy home without our agent. The seller refuses to use agents.
Yes you can buy a home without an an agent, but it could be risky. Call a couple of Title companies & ask them if they help FSBO transactions. They should be able to set everything up f ... more
0 votes Share Flag Mon Mar 25, 2013 Home Buying in District of Columbia
Bill Mccord, Real Estate Pro in San Jose, CA
Bill Mccord answered:
looking to use va loan
Hi Robert,
This property is a Pending Sale. Trulia is not really an accurate way to search for active listings. If you want the most accurate and convenient way to search drop me an e- ... more
0 votes Share Flag Sun Apr 7, 2013 Home Buying in Edenvale
Olga Friedman,  in New York, NY
Olga Friedman answered:
What is the first step in home-buying? Should one work with a bank first or a realtor first?
Before beginning your search you should have a general idea of what kind of home you are looking for, taking into consideration your budget. You can speak to a real estate attorney who ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in New York
Mack McCoy, Real Estate Pro in Seattle, WA
Mack McCoy answered:
I've been told you can get several pre-approvals in a certain time period where as it only affects your credit once. Is this true?
It is true, and if your credit score is that shaky, maybe it's not ready to carry a thirty-year mortgage commitment just yet.
0 votes Share Flag Tue May 14, 2013 Credit Score in New York
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