How To Cancel A Mortgage Application All Locations : Nationwide Real Estate Advice

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Alvaro Lozano, Real Estate Pro in San Gabriel, CA
Alvaro Lozano answered:
Can I get a loan approval through a different lender, although I am 2 weeks passed my escrow closed date? ...
Dear Miss. Lopez. There is no cook recipe for a transaction, but you can take in consideration several factors, like the seller type and his preferences, as long as I can understand if ... more
0 votes Share Flag Wed Aug 24, 2016 Home Buying in Los Angeles
Morgan Larson, Real Estate Pro in Folsom, CA
Morgan Larson answered:
Loan after short sale
Elizabeth is absolutely right. Generally speaking, 24 months is protocol for a new conventional loan. There may be exceptions at 18 months. I'm not sure about VA loans, but because they ... more
0 votes Share Flag Tue Jul 26, 2016 Financing in 95818
Student Of T…, Home Buyer in Houston, TX
Student Of The World answered:
I have a credit score of 682, a few thousand in the bank, and I'm a teacher looking to buy my first hom ...
Go slow!!! Dont feel like you have to be in a house by the end of the month. There is nothing wrong with renting while you save up a hefty down payment while also growing your credit sc ... more
0 votes Share Flag Mon Dec 28, 2015 Home Buying in 91204
Nick Rafello, Real Estate Pro in NY,
Nick Rafello answered:
Has anyone experienced delays closing with Wells Fargo or Chase in NY in 2012?
Since 2008, it really doesn't matter what year it is. And now, I take the 5th.

Nick Rafello
Senior Vice President
Associate Broker
The Corcoran Group
nra ... more
0 votes Share Flag Fri Oct 7, 2016 Home Buying in New York
Dustin Fenzke, Other/Just Looking in Temecula, CA
Dustin Fenzke answered:
What is the best website to check your credit score?
Many people don't realize this, but the actual credit companies allow you to request your own credit report, FOR FREE, once a year! TransUnion, Equifax, & Experian. So if you ... more
0 votes Share Flag Fri Sep 25, 2015 Financing in Atlanta
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Hi everyone. I am frrom Vietnam. Not quite sure if I can buy a home in US, California. Can I apply for bank ...
The short answer is yes. The long answer is probably..
For a bank loan for a personal owner occupied residence or an investment property up to four units, I think you will need to have ... more
0 votes Share Flag Tue Aug 13, 2013 Home Buying in Airport
Cyrus Zafara…, Real Estate Pro in New York, NY
Cyrus Zafaranloo answered:
Do you have a step by step guide to condo or coop buying in NY?
Being that this is usually the single largest purchase most people ever make I STRONGLY suggest you read "The New York Co-op Bible". I give all my clients a copy. You can do a ... more
0 votes Share Flag Wed Nov 12, 2014 Home Buying in 10010
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
We are buying our first home and would like some advice on how to go about it and get the best deal possible? ...
No idea what CHFA is. You should contact and speak to some agents in your local area and look for one that you can work with, is experienced with at least a few years of full-time exper ... more
0 votes Share Flag Tue Jun 26, 2012 Home Buying in 80231
Tee Williams, Real Estate Pro in Portsmouth, VA
Tee Williams answered:
In 9mths my lease will be up at my apartment . Looking to buy for the first time not rent again. How do ...
Contact me to set up a buyer consultation. I would be happy to work with you in your home purchase. 757.478.3964
0 votes Share Flag Thu Jan 19, 2012 Home Buying in Portsmouth
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
It's closing day, and Quicken Loans has not approved our mortgage. What to do?
Underwriters are doing a lot of business right now. I'm not excusing it, but times are longer for most lenders than they have been. This is in part due to all the refinan ... more
0 votes Share Flag Wed Mar 9, 2016 Financing in Warren
Paul Marchi, Real Estate Pro in LAGUNA BEACH, CA
Paul Marchi answered:
We are concidering a short sale on our home, my husband has a 401k and can we lose this, or should we file f ...
Please contact a bankruptcy attorney ASAP, they are the ones qualified to answer your question best! Good luck and blessings for a soft landing. Sincerely, Paul
0 votes Share Flag Sun Dec 18, 2011 Foreclosure
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How long does a brokerage agreement to sell a coop apartment typically last? Thanks again for your input. ...
This is one of those things that are negotiable for each Listing.
We rae seeing 90+ days for some listings, so any less than that is pretty much nonsense.
Your Realtor can speak for h ... more
0 votes Share Flag Mon Dec 5, 2011 Home Selling in New York
Tim Guderian, Real Estate Pro in Braham, MN
Tim Guderian answered:
One day away from closing and my loan officer calls to tell me we cant close becasue they do not have an F ...
Your loan officer's job is to track your file and your realtor should be asking for updates from your loan officer. It appears no one is watching over your file. The listing a ... more
0 votes Share Flag Mon Jan 25, 2016 Home Buying in Minnesota
Patrick Fiel…, Real Estate Pro in Plano, TX
Patrick Fields answered:
My credit score is 541. I have about 3 credit cards that I am about to pay out. How long will it take for ...
Hi Sheka

Credit activity is reported monthly by creditors. Each month that you are are current, continue to pay down or pay off debt, you will see improvements in your rating.

Pl ... more
0 votes Share Flag Fri Feb 3, 2012 Home Buying in Oregon
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
Last day to lift contingencies. Loan approved subject to conditions. Uncomfortable lifting contingen ...
There is no lender that is going to guarantee funding until funding. An approval with conditions is the closest you will ever get until the money is wired. Switching lenders won't ... more
0 votes Share Flag Thu Oct 27, 2011 Home Buying in Los Angeles
Gregorio Den…,  in San Diego, CA
Gregorio Denny answered:
loan app is in underwriting 4 weeks now, our contract is up in 4 days without a close date. they keep sayi ...
Let me guess, your loan is at B of A?
0 votes Share Flag Thu Oct 20, 2011 Home Buying in New York
Betty Kerr,…, Real Estate Pro in Irvine, CA
Betty Kerr, CRS,GRI,SRES answered:
If I have to do a short sale on my home, will I have to pay the difference between the selling price &am ...
If you have defaulted on your mortgage loan and can no longer afford to make your payments, you could still owe money if your house goes into foreclosure. Most homeowners believe once t ... more
0 votes Share Flag Fri Apr 27, 2012 Home Selling in Seattle
Steve Vinson, Other/Just Looking in Florida
Steve Vinson answered:
My lender is telling me I need to pay $270 for a condo questionaire to be filled out by the HOA. Is this requ ...
The Condominium Assn is probably the one requiring the fee. The questionaire is typically several pages long and requires the input of several officials such as management, and accounti ... more
0 votes Share Flag Wed Aug 10, 2016 Financing in 33301
Pacita Dimac…, Real Estate Pro in Oakland, CA
Pacita Dimacali answered:
what percent over the asking price should i offer on a reo property if multiple offers are involved?
There is not one answer to your question....there are no percentages, rules, etc regarding how much more a buyer should offer in a situation like this.

What does your realtor say?
W ... more
0 votes Share Flag Fri May 18, 2012 Home Buying in Scottsdale
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
Seller is foreign national. Valid POA not provided on closing date. Seller' ... agreeing to refund deposit and wants to litigate. ...
It seems to me you may need legal representation of your own. the apostille certification is a long, drawn-out process. How long has he been trying to work his way through the process ... more
0 votes Share Flag Thu May 5, 2011 Home Buying in 10017
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