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Jim McCowan, Real Estate Pro in Arlington, VA
Jim McCowan answered:
What is the normal contract for a Buyers Agent? I have had some differant experiences with them.
It's up to the agent. I don't have buyers sign right up front because we don't know if the 'relationship' is going to work out.
0 votes Share Flag Wed Oct 6, 2010 Home Buying in Manassas
Jane Peters, Real Estate Pro in Los Angeles, CA
Jane Peters answered:
Why are the Escrow fees so high even though we are splitting between the seller and buyer?We as a buyer alo ...
Actually, it is not 50/50 for actual escrow fees. Typically the seller's escrow fees are higher than the buyers. Also you are usually looking at around 1.5% of the purchase pric ... more
0 votes Share Flag Sun Apr 28, 2013 Home Buying in 90019
Ray Fernande…, Real Estate Pro in Cerritos, CA
Ray Fernandez-Silva answered:
How much is too much on a 234K loan?
Most important item for you is : Points:

Second: You need a breakout of all the fees....ask for a complete gfe and than we can a wise consumer and shop around with proof on ... more
0 votes Share Flag Mon Sep 27, 2010 Financing in Downtown Los Angeles
BOB Khalsa, Real Estate Pro in Newhall, CA
BOB Khalsa answered:
I am getting a loan for 300,000; is it reasonable to pay 4,200 for Title Insurance Fees (Lender)?
No, it is too high. Shop around with different title companies. If you have gone through a Realtor ask your Realtor to get you quotes.
0 votes Share Flag Sun Aug 29, 2010 Financing in Los Angeles
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Our friends are moving to Calif in the next 6 mos. and need to sell. They are debating using a lower cost brokerage (3%) vs. full service (5% - 6%)
If you pay half price, you get half of the services. you wouldnt go to a dicount doctor or a discount lawyer or a discount auto mechanic, so in real estate when you are selling your la ... more
0 votes Share Flag Tue Oct 19, 2010 Home Selling in Brooklyn
Fred Glick, Real Estate Pro in Mountain View, CA
Fred Glick answered:
Hello! Like many in California, I was part of the sub-prime bubble and now I have a year left on my ARM ...
I would find a local office of Princeton and go there and talk with someone.

Also, just because you have an ARM, it does not mean it will go up. As a matter of fact, the LIBOR index ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in Campbell
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
A Real Estate agent obtains a listing for his/her Broker. The listing is for a property to be sold by means of short sale, lender approval
Rkowantz, Did they reject paying any commission at all or just cut it back from 6% to 5% or another number? It's not uncommon for banks to want agents to share in their pain, but ... more
0 votes Share Flag Sat Mar 20, 2010 Home Selling in Arizona City
Ute Ferdig -…, Real Estate Pro in New Castle, DE
Ute Ferdig - Atty. Negotiator answered:
My husband and I are in the process of purchasing an REO in West Sacramento. In the bank's addendum it states that "Seller to pay customary
You have several issues here. The interpretation of the contract as far as what is "customary" and whether the bank was supposed to dictate the escrow company and if they wer ... more
0 votes Share Flag Sat Mar 27, 2010 Home Buying in Sacramento
Erich Whitem…, Real Estate Pro in FL,
Erich Whiteman answered:
AC unit stolen before closing, what I can do? I'm buying a short sale property, I just discovered the AC unit was stolen.
Even on an As-Is sale, the seller is obligated to maintain the property in the same condition as when it was shown. Other items to look out for are appliances, cabinets, etc that can be ... more
0 votes Share Flag Tue Aug 5, 2014 Home Buying in 33312
Nick Rafello,…, Real Estate Pro in NY,
Nick Rafello, V.P. answered:
Hello all, i own a coop apartment. Im looking to get rid of my property home owners insurance that i am paying for every month. in case of a fire or
The building has it's own insurance to cover the building, not your apartment per se'. You need insurance to protect you.
0 votes Share Flag Wed Feb 10, 2010 Home Insurance in New York
Erica Ramus,…, Real Estate Pro in Pottsville, PA
Erica Ramus, MRE answered:
Seeking opinions (Pro's and Con's) about 1% realtors (Redfin etc.) for Selling a owner occupied home
Truthfully, all realtors are NOT all alike, and not all are equal. However, it has nothing to do (or very little) to do with how much they charge! I know very good agents who are " ... more
0 votes Share Flag Wed Mar 26, 2014 Home Selling in 95129
Mary Ann, Home Buyer in Elk Grove, CA
Mary Ann answered:
First-time homebuyer questions and heartbreaking comments...
(PART 2) I must share that in a way it does bother me that the seller requested that I be pre-approved through the bank of their choice, especially if they may not have been serious in ... more
0 votes Share Flag Sat Mar 20, 2010 Home Buying in 95624
Patrick Thies, Real Estate Pro in Anytown, IL
Patrick Thies answered:
Included appliances in contract - Pls guide me
Not sure if you are talking about your purchase or the sale of your home. Appliances are not fixtures unless they are built-ins and are always negotiable.

If you are referring to y ... more
0 votes Share Flag Thu May 15, 2014 Home Buying in Fremont
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
We're in escrow. Our agent and the buyer's agent are from the same office. May I renegotia ...
May you renegotiate the commission? No.

You have a listing agreement, and that was agreed upon upfront. Besides, brankly, the other agent (as well as yours) deserves the commission. ... more
0 votes Share Flag Wed Oct 7, 2009 Home Buying in Los Angeles
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Do agents look at the commission %? If you saw a house that had 4% instead of 3% would you show it more?
NO, I wouldn't show it more
0 votes Share Flag Wed May 30, 2012 Home Selling
Dp2, Other/Just Looking in Virginia
Dp2 answered:
Is paying a 6% commission to an agent smart when my house shows very well and its in a very desirable area?
The further away that your home deviates from the median home, the more likely you'll probably benefit from working with an agent.
0 votes Share Flag Sat May 16, 2009 Home Selling in East Brunswick
Dyanna,  in California
Dyanna answered:
I see a couple of reo foreclosures that I want to buy but can't figure out how! Please help! Thanks, Ronnie
Hello Ronnie. In order to purchase these properties you would need to go through an agent. It is always better to go through your own agent, representing your best interests. Whatever a ... more
0 votes Share Flag Fri Jun 28, 2013 Foreclosure in Hollywood
Ute Ferdig -…, Real Estate Pro in New Castle, DE
Ute Ferdig - Atty. Negotiator answered:
commission rebates or shared with buyer
Hi Mike. There are definitely agents in Sacramento that are open to discussing this kind of an arrangement. It's a hot button for some agents and I can understand it to a degree as a ... more
0 votes Share Flag Tue Mar 31, 2009 Home Buying in Sacramento
Jim Cavoto, Real Estate Pro in Denver, CO
Jim Cavoto answered:
When to refinance a recent home purchase?
You can refinance anytime - here is the catches
1. During the 1st year they will use the purchase price as value- even if the appraisal says it is worth more
2. Depending on what yo ... more
0 votes Share Flag Mon Dec 22, 2008 Financing in Auburn
Jonathan Bow…, Real Estate Pro in Stoughton, MA
Jonathan Bowen answered:
I made an offer on a home with the agent that is selling the property. The agent told me it was a company
The agent probably should've called you back and told you what the situation was. Furthermore, he/she should've asked you for your highest and best offer since it was a multiple offer s ... more
0 votes Share Flag Tue Jan 6, 2009 Home Buying in 02119
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