How To Buy A Home Without A Realtor All Locations : Nationwide Real Estate Advice

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Lance King, Real Estate Pro in San Francisco, CA
Lance King answered:
Whats the lowest commission a real estate agent can take? Is the percent negotiable?
Commissions are always negotiable, but keep in mind that agents cannot reduce their commission rate without their broker's permission.

And I would add that hiring an agent based sol ... more
0 votes Share Flag Mon Sep 26, 2016 Home Selling in Oceanside
Dean Gupta C…, Real Estate Pro in Minneapolis, MN
Dean Gupta CRS answered:
Can the FHA Loan (have pre-approved letter up to 200k Loan) buy the 3-unit or 4-Unit home (the one sale pric ...
Yes there few things can be in your favor. First live in the building yourself--so it is owner occupied. 2) then if you can show the Rental leases from 2 or three unit, then 60-70% o ... more
0 votes Share Flag Thu Apr 18, 2013 Home Buying in Minneapolis
Stephen McRo…, Real Estate Pro in Tampa, FL
Stephen McRory answered:
Need advice on buying a second home in Naples, FL with excellent credit but not the required 20% down pay ...
I'd buy it with 10% down and NO PMI!

See program #6 below, then contact me to talk about how to minimize payments and reduce out of pocket costs.

1) 100% LTV- VA / (VA Jumb ... more
0 votes Share Flag Tue Jul 21, 2015 Home Buying in Naples
Rich Homer, Real Estate Pro in NAPLES, FL
Rich Homer answered:
I am new to the whole home buying thing could you recommend a good place to get information a new home buye ...
Best next action is to ask a local Real Estate Broker by clicking "Find a Pro" in the main menu at the top of this website.
0 votes Share Flag Wed May 14, 2014 Home Buying in 97030
douglasfenton, Home Buyer in Las Vegas, NV
douglasfenton answered:
The house door is a fannie ma, the owners moved out of state. It has been empty for a year. Cooper Castle La ...
Correction - Auctioned - the home has never been listed - Is it normal for homes to be auctioned without being listed first ? The house needs a big clean up.
0 votes Share Flag Wed Mar 11, 2015 Home Buying in 89123
Liza Asbury, Real Estate Pro in Phoenix, AZ
Liza Asbury answered:
Need a jumbo loan after a short sale!!
Hi Kurt,
Call Glen Nielsen, 602.369.1520. He's excellent and would be happy to assist you!

Liza Asbury
Realtor | Realty ONE Group
0 votes Share Flag Wed Jun 22, 2016 Home Buying in 85254
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
This has Chinese Drywall.
The proper way to approach this, is to have an Inspection:
Realtors probably do not know if has or not.

You can make an Offer CONTINGENT upon the Inspection; and then decide.
This ... more
0 votes Share Flag Mon Apr 15, 2013 Market Conditions in Lehigh Acres
Out and About, Home Seller in New Jersey
Out and About answered:
considering buying vacation/investment condo
and what kind of rent can we expect to receive?
0 votes Share Flag Fri Aug 16, 2013 Home Buying in Miami Beach
Dena Schlutz, Real Estate Pro in Boulder, CO
Dena Schlutz answered:
I don't have a high income on the books for the last two years, but have ab ... payment with credit of 710. How hard is it to get? ...
Hi Geneviere!
What you need to do is first find a Realtor you trust and then they can match you up with a lender who specializes in the type of loan that best meets your needs. Many ... more
0 votes Share Flag Sun Apr 14, 2013 Home Buying in New York
Donald Mituz…, Real Estate Pro in Kaatonah, NY
Donald Mituzas answered:
I had a short sale in July 2011. Is there anyway to purchase a home using VA before the two year wait peri ...
Did you pay your mortgage up until the day of the closing without being late?
0 votes Share Flag Thu Apr 25, 2013 Home Buying in Clearwater
Linda Lorenzo, Real Estate Pro in McKinney, TX
Linda Lorenzo answered:
1st time home buyer...fair in credit rating...both husband and wife working, is ... to own a house without any down payment? ...
Both VA loans and USDA loans don't require a down payment. There may also be first time buyer grants available in your area but you really need to contact a local lender they will be a ... more
0 votes Share Flag Sun Apr 14, 2013 Home Buying in Inverness
Andy Matejka, Real Estate Pro in Greensboro, NC
Andy Matejka answered:
Is it possible to leverage the equity in my current home to purchase a new home in a different city (before t ...
Do you have continuous employment?

Banks won't approve you for a mortgage without proving stability of employment and income.
0 votes Share Flag Tue Jun 18, 2013 Home Buying in Charlotte
Marcie Sands, Real Estate Pro in Poway, CA
Marcie Sands answered:
Need help finding a rental, moving back to RB from living/working abroad for the past 5 years

It will be difficult to find a furnished rental for only one month. You may want to consider other options until you can secure a yearly lease. Is it just you and y ... more
0 votes Share Flag Sat Nov 9, 2013 Home Buying in San Diego
Elena Talis,  in Palo Alto, CA
Elena Talis answered:
What are some tips for first time home buyers to compete with the powerful investors in the San Jose mark ...

Still relevant.
0 votes Share Flag Thu Jun 25, 2015 Home Buying in Almaden
Sharon Home…, Real Estate Pro in Livingston, NJ
Sharon Home Team answered:
Is livingston in a flood zone? Also, what does the town have to offer?
Livingston is a great town. Some homes require flood insurance but most don't. It has a great downtown with lots of stores, restaurants, little boutiques and an easy commute to NYC ... more
0 votes Share Flag Sat Apr 13, 2013 Home Buying in 07039
Charles Bagl…,  in Atlanta, GA
Charles Bagley answered:
Can you become a homebuyer without great credit or a big down payment?
The simple answer is maybe. The only way to know is to contact a competent loan officer.
0 votes Share Flag Mon Apr 15, 2013 Home Buying in Atlanta
Craig Reger…, Real Estate Pro in Beaverton, OR
Craig Reger Group answered:
Moving before selling
Some people are lucky enough that they can afford more than one home at a time, but a majority of people are like yourself and will not purchase a new home until they are able to ... more
0 votes Share Flag Sun Apr 14, 2013 Home Buying in Portland
Richard Shap…, Other/Just Looking in Framingham, MA
Richard Shapiro answered:
Would you buy a home that doesn't have central air conditioning if it offered every other amenity you wante ...
Do you have a listing with every amenity and no central a/c??
0 votes Share Flag Wed May 18, 2016 Home Buying in Franklin
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Our house was not on the market, but a buyer's agent contacted us saying his client wanted to buy our h ...
Someone is doing a lot of work for you, making you money, and you don't want to give them their "due"?
You do not deserve the service!
0 votes Share Flag Sat May 4, 2013 Home Selling in Orlando
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
Hello,Our home in S.L. is 2600sf. We are thinking about converting the garage (400 sf.) to a family ro ...
Garage Conversions are almost always negative.
Please don't do it.
0 votes Share Flag Sat Jan 24, 2015 Home Selling in Southlake
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