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How Long Does It Take To Get The Title Report All Locations : Nationwide Real Estate Advice

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Showing results for How Long Does It Take To Get The Title Report [Clear search]
Fri Feb 3, 2017
Janet Nation, CBR answered:
They are based out of NJ and provide financial assistance and guidance to first time home buyers. I can only speak from my experience but I find their process painfully slow, which can kill a transaction easily. Be prepared to spend many hours with them on the phone or make personal trips to NJ to get a response to your file. I wonder if it's worth the savings. What was your husband's client experience?

Janet Nation, CBR
Sailing Home Realty
Direct: 646-321-9649
Office: 516-377-4760
Licensed Real Estate Salesperson
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0 votes 72 answers Share Flag
Sun Feb 3, 2013
Tim Moore answered:
Having the repairs made and paying for the repairs is the problem as I see it. The seller is selling short so there is no money being made on the sale by them so why would they want to pay for repairs, if they even can. Will the bank, that is allowing the sale and losing money to do so, pay? My guess is they won't want to as long as the house does not belong to them so I see this as going nowhere fast. The bank might just foreclose, move the ex-owner out and then investigate when they own it. ... more
0 votes 4 answers Share Flag
Fri May 24, 2013
Shanna Rogers answered:
Hi Jacedionne,

Get pre-approved for your loan (unless you're paying all cash) - so you know what properties you should look at for purchase. And, hire a Realtor to assist you - unless you know all the Real Estate laws in your state. The seller usually pays all the commission - for both the listing agent and the selling agent (buyer's agent).

Shanna Rogers
SR Realty
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0 votes 32 answers Share Flag
Thu Feb 14, 2013
Bill Eckler answered:
Hi janigal,

There are no "stupid questions...." actually, this is a good one....

There are many terms in real estate that are confusing....there can be several different terms that actually define the same type of subject property. With this said, "apartment" is a term generally associated with rental units while condo may imply ownership. On the other hand, condos can be rented as well.

If you are buying, you should probably focus your attention on listings that are shown as condos, villas, or townhomes.

Good luck,

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0 votes 8 answers Share Flag
Wed Jan 9, 2013
Scott Godzyk answered:
You are experiencing what other buyers are which is a shortage of homes for sale in some areas. First thing is foreclosures are the best deal as they can close sooner than a short sale. A short sale can take longer and the savings are not great. The more work a home needs the better the deal you may get. The key is finfding a short sale listed by a well experienced agent that has already started the process which cuts down on waiting, ... more
0 votes 10 answers Share Flag
Mon Dec 31, 2012
Marianne Bandy answered:
Congratulations to you! I suggest that you discuss with another lender to help you determine your next steps, paying off loans or saving for down payments. But, DO NOT WAIT another year!!! Homes appreciated about 10% last year, so if that continues, while you are waiting to gather more money, your buying power is going down. Connect with me if you'd like some names of reputable lenders. ... more
0 votes 12 answers Share Flag
Tue Jan 1, 2013
Justin Henry answered:
Depending on your true debts, we can use your 627 score and this should work for approval.

Best thing would be to call me and we can handle the particulars.
0 votes 19 answers Share Flag
Sat Dec 15, 2012
Josh Barnett answered:
Cut this buyer loose and get a new one, if the buyer is pushing the roof when there is nothing wrong, you may be wasting valuable time, NOT being on the market, which will cause you to lose the REAL buyer that is out there looking for your home.

If there is nothing wrong with your roof a buyer cannot ask for a new one and this buyer is wasting everyone's time by being unreasonable.

Best of Luck,

Josh Barnett, Realtor
Metro First Realty
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0 votes 18 answers Share Flag
Thu Dec 13, 2012
Linda Baker answered:
Hi Angie,
Believe it or not, right now is a great time to sell!!
Even though December is historically slower, there are still many active buyers and multiple offers are still the rule of the day!
If your house is ready to role, take advantage of the low inventory and go now!!
If you need help, just let me know.
Linda Baker, Alain Pinel Realtors
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0 votes 19 answers Share Flag
Sun Sep 29, 2013
Jim Rooks answered:
Personally I wouldn't want a haunted house, but if I were wanting to close in February I'd start the loan approval process now followed closely behind by the house hunting process with a dedicated agent.

Good luck!
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0 votes 32 answers Share Flag
Fri Nov 16, 2012
De Vonte Williamson answered:
When you buy a foreclosure from the Bank it is already Bank Owned (The Bank owns it). When the foreclosure process is pending, and you are buying it from the Seller while the property is on the market, it is usually a Short Sale situation (Where the bank agrees to take a loss on the property) however, the Homeowner still owns it. I hope this helped...

I hope this answered your question! If you have any further questions, please feel free to contact me by the ways below.

Wishing you all the best,

De Vonte Williamson , LSA
Proudly Serving Long Island
Coldwell Banker Residential
"I Stand Behind Getting You Results!
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0 votes 6 answers Share Flag
Sat Aug 6, 2016
Danielle Sharp answered:
Most mortgages do not allow assumptions any longer. Anyone trying to assume a mortgage would activate the due on sale clause (this states that at the time of title transfer the full amount would be due and payable immediately).

I would be extremely hesitant to participate in anything like that. Contact a real estate attorney for advice.
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0 votes 17 answers Share Flag
Mon Sep 16, 2013
Kelly Ward answered:
At Allied Credit Solutions we help people removed negative information, including judgments, all day long.

Call for a free consultation.

Allied Credit Solutions
800 901-8122 x 211
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0 votes 8 answers Share Flag
Mon Apr 25, 2016
Don Tepper answered:
You absolutely need either an attorney or a Realtor. You need someone protecting your interests.

Hope that helps.
0 votes 18 answers Share Flag
Tue Oct 9, 2012
Anthony Khouri answered:
Fast close 2 weeks to three,depending on title company an property status if they are Liens
Or judgements,but quick if clear an clean

Anthony Khouri
305 300 8540
0 votes 24 answers Share Flag
Wed Oct 10, 2012
Janet Nation, CBR answered:
Sfss you clearly have not been given adequate guidance of the process. I can go on and on but it's too much.

Are you sure your attorney received an official clear to close?

No the bank does not need to honor a commitment letter. A commitment letter is basically saying they will lend your husband the money providing he satisfies certain contingencies, and the contingencies will vary slightly for everyone. Honestly sometimes they loose stuff or need updates. Also look at it another way, lets say a judgement suddenly appeared on your husband's credit report, just because the lender gave him a commitment prior, they certainly would not allow him to close unless that judgement is satisfied.

I wouldn't worry too much about it, it does seem like the poor seller made a trip prematurely though, it's routine like, your husband is still going through the process, the lender is dotting their i's and crossing their t's.

All the best.
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0 votes 9 answers Share Flag
Thu Apr 24, 2014
Sinead McAllister answered:
Commissions are always negotiable.

Sinead McAllister
McAllister Homes Real Estate
0 votes 19 answers Share Flag
Wed Oct 3, 2012
Dominick Tufano answered:
Too many other items involved in that, would have to know all the details, municipals, mortgage being put together and many other questions. Please feel free to give me a call to discuss. 914-443-7622 ... more
0 votes 5 answers Share Flag
Thu Jun 11, 2015
Gene Neal answered:
It depends on your broker and the bank you are receiving the loan from. If you continue to have problems or questions don't hesitate to contact me.
0 votes 14 answers Share Flag
Thu Apr 30, 2015
Sarina Nichols answered:
Hi, It must be requested for release by the escrow co., and if there are no disputes on who the money should be returned to, and the contract & addenda state the offer has been cancelled formally, then it should be only a matter of processing time. Some local places I've seen quickly cut a check, however, I've seen some places take up to a week to formally 'process' the check and mail it, etc. It just depends, as the escrow holder is bound to the contract terms and not who placed the money into escrow. Your Realtor should be assisting you with your return in a timely manner, OR should be explaining clearly to you what the delay is and an anticipated time frame to return it. Please let me know if you have further questions. Best of luck! Thanks!
-Sarina Nichols
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0 votes 15 answers Share Flag
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