First Step Equity All Locations : Nationwide Real Estate Advice

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Ken Allen, Real Estate Pro in Clearwater, FL
Ken Allen answered:
I live in Tampa area,looking for lease to own property, 3 bedroom, have a few credit issues, working on that now, been on job for 15 years plus,help!!
Give me a call when you get a chance or shoot me an email so we can discuss this further. . My cell is 813-624-3679.

Ken Allen
Realtor
The Toni Everett Company
0 votes Share Flag Tue Mar 19, 2013 Home Buying in Tampa
Carl Guild, Real Estate Pro in East Hampton, CT
Carl Guild answered:
Im looking into selling my condo that I purchased in October of 2011.
All you need is a market analysis to see what the current sale price is and figure out how much you will net after fees. Then you can decide whether it is better to sell or rent. I woul ... more
0 votes Share Flag Thu May 23, 2013 Home Selling in 06416
Catherine Pu…, Other/Just Looking in Silver Spring, MD
Catherine Purcell answered:
I already own a property in CP and want to buy another. I do have good credit and stable income. Can I purchase another property?
Hello Beena,

I will be happy to run numbers to see how much purchasing power you have for a new property.

Feel free to call, write or text if you have any questions!

The first ... more
0 votes Share Flag Sun Jul 21, 2013 Home Buying in College Park
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Why do so many renters not buy already?
I speak for myself that while I live in the most expensive city in the US to rent, I haven't bought yet because I don't know what my life will look like in the next five years! I predic ... more
0 votes Share Flag Sat May 4, 2013 Rent vs Buy in 92078
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Can someone please explain what mortgage insurance is, how do I know if I need it?
Your lender will decide if you need PMI or MIP which are the mortgage insurances for FHA and Conventional loans. It is all a matter of how much down payment you put down. These are ques ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Chicago
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Is it possible to get a construction to permanent loan with excellent credit/less than 10% down in GA or do we need to spend a few more years saving?
For a true new construction mortgage, there are currently very few lenders even offering those. Of those who are, everyone that I have heard of requires at least 20%+ down.

Regards, ... more
0 votes Share Flag Fri Aug 15, 2014 Financing in 30127
 dave, Real Estate Pro in Charlotte, NC
dave answered:
Homeowner looking to purchase another home. We have a few things on our credit and need some direction on what to do to buy our next home.
Tieratcook,

I have a mortgage lender that can walk you through the process of cleanign up and fixing the issues to purchase another home. he does nto charge a fee for his services ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Charlotte
Leigh-Jo Anz…, Real Estate Pro in Albuquerque, NM
Leigh-Jo Anzures answered:
My husband and I are looking to downsize to a smaller home but owe more than our home is worth.What are the chances of this happening in this economy?
Hello Marci,

First, your credit score is better than you may imagine. Generally, a minimum 620 credit score is necessary to buy a home. Although there are some additional factors, ... more
0 votes Share Flag Thu Mar 14, 2013 Home Selling in Albuquerque
Jessica Tracy, Real Estate Pro in North Windham, CT
Jessica Tracy answered:
Where to find FHA loan information for first time buyers?
You can go online at http://portal.hud.gov/hudportal/HUD?src=/buying/loans and click on the FHA Lender list to find a mortgage broker in your area. I would also check to see if any loca ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in Minneapolis
Michael Cheng, Real Estate Pro in San Jose, CA
Michael Cheng answered:
THINKING ABOHUT SELLING MY HOME FOR SELL BY OWNER. ANY SUGGESTIONS?
Yes, set your price way below market to attract attention. Otherwise, many buyers and their agents tend to avoid FSBO listings.
0 votes Share Flag Sat Aug 17, 2013 Home Selling in Warner Robins
Keith Jean-P…, Real Estate Pro in East Brunswick, NJ
Keith Jean-Pierre answered:
6% or 7% commission?
Typically if split correctly, a 7% commission will make you look more desirable than the competition. Ethically a real estate agent is not supposed to look at commission first when deci ... more
0 votes Share Flag Fri Mar 22, 2013 Home Buying in Fort Myers
Donald James, Real Estate Pro in Edina, MN
Donald James answered:
the home i want to but is a fannie mae, the mls report say they only accept cash / rehab loans. i have a conventional loan. where do i go from here?
Talk to your professional Realtor and / or mortgage professional. With rehab loans it is very important to deal with professionals who have done many of these. Call me if you have any ... more
0 votes Share Flag Thu Jul 16, 2015 Financing in 55407
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I heard you can buy a home without a downpayment and your mortgage would just be higher than regular. I would be ok with that. Is that true?
Pretty much, the only way to buy without a Down Payment is VA and USDA;
Are you a VETERAN?
Is the Property RURAL, (like a farm)?
0 votes Share Flag Thu Mar 28, 2013 Home Buying in 10463
Lynne  & Sha…, Real Estate Pro in Tampa, FL
Lynne & Shawn Graves answered:
Afraid to purchase in Brandon, Riverview, Gibsonton area.....
First Thank you for your service. As far as Chinese Drywall the current owner would have to disclose that as part of the property disclosure. I see home prices rising at this time. They ... more
0 votes Share Flag Mon Mar 18, 2013 Home Buying in 33511
Sherry Sim, Real Estate Pro in Cayucos, CA
Sherry Sim answered:
I would like to get into buying some foreclosures, what do I need to do, what can I do, what should I look out for?
Dear E

Preparing to buy foreclosures is not very different from buying regular purchases, except you will be transacting with a bank seller, typically an institution who has pre-set ... more
0 votes Share Flag Tue Feb 26, 2013 Home Buying in 93465
Jessica Foote, Real Estate Pro in Poway, CA
Jessica Foote answered:
Looking for condo/ house/ apartment at least 2 bedrooms and 2 baths centrally located in San Diego around 300k looking for an agent to help us
We would love to help. My buyer's agent would be perfect to connect with today! Her name is Shelly O'Neil, 760-223-2588. - oneils442@gmail.com. In the meantime, feel free to check ou ... more
0 votes Share Flag Wed Mar 6, 2013 Home Buying in San Diego
Brian Mahoney,  in Orlando, FL
Brian Mahoney answered:
30k Cash need mortgage loan and a single family turn key rental property
HI Lehigh, I specialize in International and out of state investment purchases for investors. My team and I also handle the property management for these investments. From the details ... more
0 votes Share Flag Mon Feb 25, 2013 Home Buying in Orlando
CubbieFan, Both Buyer and Seller in Stevensville, MD
CubbieFan answered:
Thinking of closing open foyer (2 kids)
We are looking to stay in this home for another 8-10 years... so needing to appeal to buyer is a bit remote, but we will need to be able to sell this house someday. Just want to make ... more
0 votes Share Flag Sat Mar 7, 2015 Remodel & Renovate in 20147
Justin Henry, Real Estate Pro in Justin, TX
Justin Henry answered:
How can a home buyer sweeten their offer, without raising it's monetary value?
Close date, no repairs, as is,
0 votes Share Flag Mon Jun 29, 2015 Home Buying in Dallas
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