7500 Tax Credit For Down Payment All Locations : Nationwide Real Estate Advice

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Fran and Mark…, Real Estate Pro in Yardley, PA
Fran and Mark Redding answered:
Can any agent help me to buy a foreclosure, or are there special agents for that? Re: Realty Trac Foreclosu ...

There are currently 7 homes in Bensalem for sale under $150,000. Five are bank owned and two are individualy owned. So properties are available. The problem is getting approved ... more
0 votes Share Flag Sat Mar 6, 2010 Foreclosure in 19020
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Home owned by Fannie Mae...?
Some banks are quicker than others--therefore the agent is correct in not guaranteeing any time frame and there is a possibility of missing out on the credit.

www.fha-home-loans.com ... more
0 votes Share Flag Wed Feb 17, 2010 Home Buying in Downingtown
Maura Mcdonn…,  in Philadelphia, PA
Maura Mcdonnell answered:
How Much Money Do You Need To Have Saved To Buy Your First Home?
Hi Q --

It depends on many factors. The sale price of a home, the loan program you will be qualifying for, if there is a possibility of a Seller Assist to help you with the closing ... more
0 votes Share Flag Thu Mar 7, 2013 Home Buying in Olney
Jerry Cibuls…, Real Estate Pro in Southold, NY
Jerry Cibulski answered:
Isn't the buyer's agent motivated to get me to buy the highest priced place I can?
I am a buyers agent on the North Fork of Long Island. I never look at the listing price of a property as the target price I am trying to negotiate for my buyer. I run a market analysis ... more
0 votes Share Flag Sat Feb 25, 2012 Home Buying in Upper West Side
Ana Huffer, Real Estate Pro in Cooper City, FL
Ana Huffer answered:
Own home in Coconut Creek, FL, purchased in 2004. Conventional 30 yr - $250 k @ 5.875% for 80%. 2nd HELOC for ...
Hello Courtney,

I'm sorry to read about your situation. Have you requested Chase pre-qualify you for Making Home Affordable? Also, if you're serious about staying in you ... more
0 votes Share Flag Sun Dec 27, 2009 Financing in South Florida
Jack Wilson, Other/Just Looking in Florida
Jack Wilson answered:
I pay $765. in rent and 100 in water and lights. My income is 35,000 gross and I have one child. I have no downpayment but would like to buy a
You will probably qualify for an FHA home loan. Take 35,000/12 = 2916.66 per month x .355 = up to 1020.83 per month for Princial interest traxes and insurance. But you will need to fig ... more
0 votes Share Flag Sun Nov 29, 2009 Home Buying in Newberry
Thomas Martin, Real Estate Pro in Hollywood, FL
Thomas Martin answered:
Is Bank of America now using the $8000 towards closing costs now for FHA approved loan?
No but with an FHA home loan the Seller can pay up to 6% of your closing cost and prepaid taxes and insurance. With an FHA loan the underwriting is done from a common sense approach to ... more
0 votes Share Flag Fri Dec 4, 2009 Home Buying in Clearwater
Julie Brown,  in Buffalo Grove, IL
Julie Brown answered:
Chances on a 10% down for a house?
I am not a loan officer but I can tell you that there are many great programs available for borrowers like you with a high credit score. There are 95/5 loans as well as 90/10 loans. T ... more
0 votes Share Flag Wed Oct 7, 2009 Financing in San Ramon
Janet Guilba…, Other/Just Looking in Alamo, CA
Janet Guilbault answered:
Kristyr: I hope you will re-think this offer.

There is absolutely no guarantee that you will be able to refinance in one year. Just ask millions of homeowners out there right now stu ... more
0 votes Share Flag Thu Sep 17, 2009 Financing in California
Ulli Rieckma…, Real Estate Pro in Los Altos, CA
Ulli Rieckmann-Fechner answered:
Is Now A GOOD Time to buy a HIGH PRICE home ?
Hi Maybuy,

The answer is very simple: yes. Interest is still very low even for jumbo loans and home prices are down. Also, as most higher priced homes take longer to sell, the seller ... more
0 votes Share Flag Tue Mar 13, 2012 Home Buying in 94024
Sean Dawes, Other/Just Looking in Philadelphia, PA
Sean Dawes answered:
when i make stettlement on my new home how much do i put down on the morgage i have two car loans i am paying ...
Is it a FHA mortgage? If so you need 3.5% down for the mortgage then your closing costs to be paid at the table unless you are assisting them into your mortgage.
0 votes Share Flag Sun Aug 16, 2009 Home Buying in Pennsylvania
,,  in Jupiter, FL
, answered:
Can you combine your $7500 with someone else's for a $15000 down payment?
Well, the credit is actually $8,000, but that is very creative accountant.

If you purchase the home as Tenants in Common, it may be possible but I would contact the IRS for cl ... more
0 votes Share Flag Mon Jul 27, 2009 Financing in West Palm Beach
John Badalam…, Real Estate Pro in Wayne, PA
John Badalamenti answered:
When should I get preapproved? I'd like to know what houses are out there in my price range, but I'm not sure
Hi Hrs26:

You may want to consider speaking with a mortgage professional sometime in early 2010 if you plan on purchasing in March of 2010.

You may want to consider using a serv ... more
0 votes Share Flag Tue Jul 14, 2009 Home Buying in Philadelphia
Chris Martin, Real Estate Pro in Tulsa, OK
Chris Martin answered:
already filed taxesd for 2008. is it too late to claim the new home tax credit of 8 thou? i didnt claim it ...
Yes, the $8000 tax credit is for first time home buyers who purchased a home in 2009. The $7500 tax credit for first time home buyers is available for those who purchased in 2008. It ... more
0 votes Share Flag Wed Jul 1, 2009 General Area in Dallas
Rose Cramer, Real Estate Pro in Denver, NC
Rose Cramer answered:
What are the steps in purchasing a home?
We need to start by getting you prequalified. Your credit score is the most important part of this. There are great opportunities out there on properties, but you must know what you ca ... more
0 votes Share Flag Thu Jul 30, 2009 Home Buying in Charlotte
Brian Pakulla, Real Estate Pro in Ellicott City, MD
Brian Pakulla answered:
I'm renting a condo for 1350 in Piney Orchard which seems like a great deal for the place we live in but ...
For long term, there is probably very few investments that is as strong as Real Estate. I would highly recommend you buy vs throwing our money renting.

There are many unique progr ... more
0 votes Share Flag Fri Jul 3, 2009 Rent vs Buy in Odenton
Cicely Brook…,  in Birmingham, MI
Cicely Brookover answered:
I read on cbsnews that in 2 weeks the state of MI will be giving $25,000 to anyone who buys a home. True?
Untrue. Colorado? Was it the altitude affecting the tv? Trying not to be flippant, but trulia doesn't allow one word answers.
0 votes Share Flag Fri Jun 19, 2009 Home Buying in Michigan
Rick Aguirre, Real Estate Pro in Orlando, FL
Rick Aguirre answered:
I am 26 screwed up a credit card in my past have nothing in my name parents owned everything.
I might suggest you speak with a Mortgage professional and discuss your needs and they can assist you with how to best meet your goals.
Realtor Rick.
0 votes Share Flag Fri May 10, 2013 Home Buying in 32808
Jean Pritcha…,  in Gresham, OR
Jean Pritchard answered:
Is the $8,000 back for first time homebuyers actual cash back or is it just a tax credit? How does this work ...
The $8000 first time home buyers tax credit can be cash back when you file your taxes next year. You need to purchase a home and have the transaction closed before December 1, 2009 in ... more
0 votes Share Flag Sun Jun 14, 2009 Home Buying in Beaverton
Kris Wales,  in 48315
Kris Wales answered:
Michigan first time home owner programs could possibly equal up to $15000 for your down payment???
As of this morning you cannot use the projected First time home buyers tax credit as your down payment on a mortgage. (At least not in Michigan)

Other states may have "bridge loans ... more
0 votes Share Flag Wed May 27, 2009 Home Buying in 48306
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