In this highly competitive market, it's extremely important to have you ducks in a row. If you haven't been preapproved already, do so asap. In some cases, it's helpful to have your loan reviewed and approved by an underwriter prior to making an offer. An underwriter's approval will help your offer stand out when compared to other offers with a traditional preapproval or prequalification.
Worried about rising rates after hearing talks of inflation and strengthening employment reports, talk to us about our Lock N'Roll program which allows you to lock a rate prior to finding a home!
Please contact me if you have any questions.
Best of Luck!
This is the one of the top reasons why buyers should really work with a local agent who knows and does business in the community. That agent will have the inside track on quiet listings and construction projects within the town, that nobody else knows about. It's all about market knowledge and specialization.
I happen to focus on the Charlestown market and have been a top producer in the community for 8 years, so if you or any of your friends are interested in following the market, you should like my Sarah Anderson, Charlestown and Navy Yard Facebook page or check out my webpage.
linknet boston (an industry site)
You should know that buyer agents do not get paid by the buyers, their commission comes from the proceeds of the sale. Be weary of any buyer agent that is shopping for a fee from you. Even sellers that are not working with an agent are willing (just about EVERY time) to pay the standard 2.5% to a buyer's agent.
For neighborhoods, try looking on the back side of the hill. It is very charming and prices are considerably lower. This is the side that looks out to the Mystic Tobin Bridge and many houses have nice views of the bridge and the river.
You could check lrgboston.com for buying a condo or apartment. They have unique listings for Boston condos. I think the site will help you in finding a suitable condo in Charlestown or nearby. The best part of the site is that it lets you put in what you can afford on the home page, and then it shows pictures of the properties that meet the budget. You can also call them or email them and someone will give you personal attention to find a good home.
Have you considered the Navy Yard?? Its a really quiet area in Charlestown, though feels like is own separate community. There's a full service complex called the Basilica, which you should look into. Not sure your price point and the specifics of your search, but if you want to narrow that down were here to help you.
Also our business model is unique here in Boston, we offer full service, though charge a 5,000 flat fee regardless of the sale and the remainder of the commission on our end we cut back to you at closing (generally 2.5%). So on a 500,000 closing we take our 5,000 (flat fee) and 7,500 we cut back to you!!!
In terms of safety, check out crime statistics to find the info you need but generally speaking we represent young professionals all the time who are buying in the different areas of charlestown.
Some useful sites:
or right here on trulia:
scroll down to bottom of page and click crime stat's
As far as neighborhoods, there is Charlestown and the Navy Yard, no real micro neighborhoods as Charlestown is really small. The gas lit area is considered "the historic" part and is the nicest area - same with the navy yard - but the areas to the left and right of the monument are starting to see nice renovations ... check out the below examples. Again, not really sure what your price cap is or how many bedrooms you require but maybe these will give you an idea of alternative sections of charlestown. Also, just a suggestion, consider East Cambridge. A very up and coming area.
Here is a fabulous one that just came on the market:
A couple nice one's over $300,000
Other than MLS, you can try some of the housing related websites (craigslist trulia zillow) or try to find a foreclosure in the nice part of Charlestown (good luck), LINK is an alternative, but I don't think that it's too commonly used in Charlestown, or you can try hunting out FSBO's. I think you'll find that a serious majority of what's for sale is going to be on MLS.
Try this link http://www.cityofboston.gov/police/faq.asp Here is a section of where can get community specific crime stats.....
Feel free to contact me any time.