Property Q&A in Myrtle Beach>Question Details

Mary Ann, Other/Just Looking in Myrtle Beach, SC

how hard is it to get a loan from bank for an house like this or a trailer?

Asked by Mary Ann, Myrtle Beach, SC Wed Dec 31, 2008

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I know from experience that FHA won;t approve a mobile over 10 yrs. old and this one seems to be at least 15. the most important thing to realize about mobiles is that they always depreciate--never appreciate--like buying a car. However, this one,if the pix are accurate and it has all these amenities--seems to be a real bargain. The land alone is worth something. Talk to a bank loan officer or mortgage broker.
0 votes Thank Flag Link Wed Dec 31, 2008
Hi Mary Ann - Different lenders have different approaches on mobile homes. If you need a lender contact please let me know and I will be happy to pass along a few names. This looks like an interesting opportunity.

Happy 2009,

Randall Sandin
read my blog at
0 votes Thank Flag Link Thu Jan 1, 2009
Mary Ann,

This particular home is coming up as a withdrawn listing. I could contact the listing agent if you are interested to see what is going on and if the seller intends to relist. I do have a source that will finance manufactured homes on leased land. This lender requires excellent credit on a home on leased land. If you would like more information, please contact me directly. Thank you, Nancy Richardson

I agree with Dana, this looks like a bargain!
0 votes Thank Flag Link Wed Dec 31, 2008
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