Financing in Tampa>Question Details

Dean, Home Owner in Toronto, OH

LOOKING FOR FINANCING - Bought a home in Tampa - pre-construction. Looking for financing - closing Dec.08.

Asked by Dean, Toronto, OH Tue Apr 29, 2008

From Canada, purchasing under US LLC for either investment and/or second home -

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Check with them, they are very experienced with foreign buyers and also are an "upfront" lender who will offer you the best interest rates and lowest "lender related" fees. Unfortunately some mortgage brokers who do not actually lend money many intentionally offer more than they can deliver, only to spring the surpirse on you a day or two before you're required to close. is a valuable site, too.
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0 votes Thank Flag Link Tue Jul 8, 2008
Do you have a work visa for the United States? If so, when does it expire? The answers to these 2 question way heavily on your Loan To Value.

If you are still interested and need help, email me and I will explain.
0 votes Thank Flag Link Mon Jul 7, 2008
I still have programs that allow 30% down for foriegn nationals.


p.s The guy posting that you should contact reputable banks will have you on a wild goose chase. That is the job of a broker. Thats like me saying "go look for a house from a reputable seller" just like a realtor, mortgage brokers help find you the best deal.
0 votes Thank Flag Link Mon May 19, 2008
Thank you for your responses - Recently the landscape for Foreigner Nationals have changed dramatically - requiring 40% down, and rates of 7.4% and up...why are the banks making it so difficult for someone trying to boost the economy? Understanding that there are risks, however, as Canadians we are under the same financial umbrella as Americans, and our records are shared between the 2 countries. Has anyone heard of anything different? I am finding it very difficult to finance this deal through a US bank, and would probably default to a CAN institution instead given the new parameters.
0 votes Thank Flag Link Sun May 18, 2008
Try Saratoga Capital Finance and ask for Jesse Lena for great programs and unbeatable service. No harm in calling 1-888-985-7272

The "Eckler Team"
Venice, Fl 34298
0 votes Thank Flag Link Sat May 17, 2008
There are only a few lenders doing foreign nationals. Give me a call and I will go over there programs in detail. Thanks
0 votes Thank Flag Link Wed Apr 30, 2008
Good deal......... smart move to incorporate, give me a buzz, I'll hook you up!
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0 votes Thank Flag Link Tue Apr 29, 2008

You should check with the builders preferred lender to see what incentives they are offering and then check with reputable/National Banks. The current credit market has made financing a bit more challenging especially in specific counties in Florida
0 votes Thank Flag Link Tue Apr 29, 2008
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