Hello Rsgoldbar, the room rentals start from $940 a month rent in Santa Rosa. Are you living alone and separate from your husband? How much are you both paying in rent now? What is the maximum payment you are looking to achieve?
The rentals in Santa Rosa start from $950 a month for a studio apt and up.
The purchase in Santa Rosa start from 269k for 1bd 1.5ba condo and the single family homes start from 280k for 2bd 1ba home.
You may qualify to buy FHA 3.5% down 2 years from a BK with a minimum 580 fico score. You may consider down payment and closing cost assistance programs from a minimum 620 fico score where you can buy with minimum out of pocket expenses.
If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.
Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience