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Home Buying in Yukon : Real Estate Advice

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  • Local Info3
  • Home Buying10
  • Home Selling3
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Activity 12
Wed Sep 27, 2017
Lindsey.jonel asked:
From Oklahoma and would like to live in the Yukon/Mustang area. Any and all advice is appreciated.
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Mon Aug 1, 2016
Tabitha Wendy Smith asked:
we're working with someone at banc1st to get prequalified and hoping to get down payment assistance but she says its hard to get approved. we went with her because she answered our questions…
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Sun Jan 10, 2016
It depends. Obviously, the payment will need to be counted towards your debt-to-income ratio so that may impact HOW MUCH you qualify for. But also, the new account could impact your credit scores negatively until you establish a payment history.

If your credit scores are great and you're not one to miss any payments then I wouldn't think it would effect you much, but if you are barely qualified in the first place then hopefully it doesn't impact your scores too much.

Either way, this is a discussion for your loan officer, because it really depends on the individual. I would think though that 4 months is long enough to build your FICO scores up to where they were and maybe even higher if you take the proper steps. Good luck!
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Wed Jan 6, 2016
Kathy Burgreen answered:
Unfortunately TV doesn't translate to real life and realtors don't work with contractors like on TV. Realtors can refer contractors and lenders but no contractor will go with you to every home you visit and educate you what renovations can be done and how much it will cost.

In real life, the realtor will take you to different homes and after you choose the home you want, then you need to interview several contractors and find out what renovations can be done and how much it will cost. Look at it this way. Why would a contractor spend their work hours touring homes with you before you buy it when there is no guarantee what the scope of work is required and how much they will charge?

I agree the TV shows make it seem easy but it's part entertainment. TV reality shows never show you what happens behind the scenes. I will give you one reality fact - Drew Scott uses local realtors to process the home sales and do the closing. Drew is not licensed in NY and both last season and this season's Property Brothers and Buying and Selling are filmed in my hometown of Westchester County, NY.
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Wed Dec 9, 2015
Josh Barnett answered:
Have you purchased your home, were you able to secure your financing?
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Wed Dec 9, 2015
Josh Barnett answered:
Start looking in March, email me at and I can set you up a search straight from the MLS and get you in touch with Tom to discuss financing options.
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Tue Dec 8, 2015
Mick Vason answered:
If you have a Mortgage Lender that you work with, start there, or you can contact me and I'll put you in touch with a really great lender and/or lenders that have really good products for first time home buyers. ... more
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Tue Dec 8, 2015
Linda Johnstone answered:

Let me take out time to inform you just if you are interested in Project Financing, Real Estate Investment, Business Loans from certified private lenders We loan with Interest starting from 5% APR. We are able to fund your project

Contact us with the email below

Linda Johnstone Financial Inc
128 Concord Dr Suite 10,
Greenville North Carolina
Tel: +1 828 572 3329
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Wed Jun 12, 2013
Trent Rhodes answered:
Realtors can absoluley help with a loan modification. A lot of times, the loan modifications do not get approved, but with the right communication with your lender, the chances are better that it will. I would use a short sale as a last resort to prevent foreclosure, especially if you want to stay in your home. I would be more than happy to help you with your loan modification. ... more
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Thu Mar 14, 2013
Jennifer Blackwell answered:
Yes, there are! Are you still looking?
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Tue Jun 9, 2009
John Marquiess answered:
The property in question states that they have a counter offer waiting lenders approval. That does not mean that you and your realtor could not submit another offer. When making an offer on a short sale keep in mind that the lender is looking for 80-90% of market value of the home. So what I would do if I were you is have your realtor pull the comps on the neighborhood in Kingsridge and see what the current market value is on a home that size and go from there. If you need my help please feel free to email me at ... more
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