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Yukon : Real Estate Advice

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  • Local Info3
  • Home Buying9
  • Home Selling2
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Activity 19
Tabitha Wendy…, Home Buyer in Yukon, OK
Mon Aug 1, 2016
Tabitha Wendy Smith asked:
we're working with someone at banc1st to get prequalified and hoping to get down payment assistance but she says its hard to get approved. we went with her because she answered our questions…
0 votes 0 Answers Share Flag
Tony Grech, Real Estate Pro in Southfield, MI
Sun Jan 10, 2016
Tony Grech answered:
It depends. Obviously, the payment will need to be counted towards your debt-to-income ratio so that may impact HOW MUCH you qualify for. But also, the new account could impact your credit scores negatively until you establish a payment history.

If your credit scores are great and you're not one to miss any payments then I wouldn't think it would effect you much, but if you are barely qualified in the first place then hopefully it doesn't impact your scores too much.

Either way, this is a discussion for your loan officer, because it really depends on the individual. I would think though that 4 months is long enough to build your FICO scores up to where they were and maybe even higher if you take the proper steps. Good luck!
... more
0 votes 3 answers Share Flag
Kathy Burgre…, Home Owner in Westchester, NY
Wed Jan 6, 2016
Kathy Burgreen answered:
Unfortunately TV doesn't translate to real life and realtors don't work with contractors like on TV. Realtors can refer contractors and lenders but no contractor will go with you to every home you visit and educate you what renovations can be done and how much it will cost.

In real life, the realtor will take you to different homes and after you choose the home you want, then you need to interview several contractors and find out what renovations can be done and how much it will cost. Look at it this way. Why would a contractor spend their work hours touring homes with you before you buy it when there is no guarantee what the scope of work is required and how much they will charge?

I agree the TV shows make it seem easy but it's part entertainment. TV reality shows never show you what happens behind the scenes. I will give you one reality fact - Drew Scott uses local realtors to process the home sales and do the closing. Drew is not licensed in NY and both last season and this season's Property Brothers and Buying and Selling are filmed in my hometown of Westchester County, NY.
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1 vote 4 answers Share Flag
Josh Barnett, Real Estate Pro in Chandler, OK
Wed Dec 9, 2015
Josh Barnett answered:
Have you purchased your home, were you able to secure your financing?
0 votes 3 answers Share Flag
Josh Barnett, Real Estate Pro in Chandler, OK
Wed Dec 9, 2015
Josh Barnett answered:
Start looking in March, email me at Josh@OklahomaRealEstateCrew.com and I can set you up a search straight from the MLS and get you in touch with Tom to discuss financing options.
0 votes 1 answer Share Flag
Mick Vason, Real Estate Pro in Rockville, MD
Tue Dec 8, 2015
Mick Vason answered:
If you have a Mortgage Lender that you work with, start there, or you can contact me and I'll put you in touch with a really great lender and/or lenders that have really good products for first time home buyers. ... more
0 votes 13 answers Share Flag
Linda Johnst…, Other/Just Looking in New York, NY
Tue Dec 8, 2015
Linda Johnstone answered:
Attention:


Let me take out time to inform you just if you are interested in Project Financing, Real Estate Investment, Business Loans from certified private lenders We loan with Interest starting from 5% APR. We are able to fund your project

Contact us with the email below


Linda Johnstone Financial Inc
128 Concord Dr Suite 10,
Greenville North Carolina
Mail: lindajohnstonekivaloans@gmail.com
Tel: +1 828 572 3329
... more
0 votes 2 answers Share Flag
Anita Lee, Home Buyer in Yukon, OK
Mon Apr 27, 2015
Anita Lee asked:
This question was asked from http://www.trulia.com/foreclosure/3195644602--Larkdale-Dr-Yukon-OK-73099
0 votes 0 Answers Share Flag
Aaron and Ch…, Real Estate Pro in Eau Claire, WI
Tue Apr 21, 2015
Aaron and Cheree Tiry answered:
Have you checked out the "rent" section at the top of Trulia? There may be something in there. Otherwise you could also check Craigslist.com to see what they have for posted for rentals. ... more
0 votes 1 answer Share Flag
Mary Petty, Real Estate Pro in Newcastle, OK
Fri Feb 13, 2015
Mary Petty answered:
I think that you have to have at least 620 Credit Score. I can give you a name & email of a good lender that can get you the information that you need. Her name is Lisa LaRose, Bank of Commerce, email llarose@bocokla.com. Good luck! ... more
0 votes 2 answers Share Flag
JamieUSR, Home Seller in Houston, TX
Tue Nov 25, 2014
JamieUSR answered:
I would recommend you to get a Realtor to do an assessment for the average rent. Real estate business is not a guessing game. So, you will need someone to verify every information that you'll have to input in your lease contract.

You can also look the average rent at craigslist.
... more
0 votes 2 answers Share Flag
Josh Barnett, Real Estate Pro in Chandler, OK
Wed Nov 12, 2014
Josh Barnett answered:
What did you end up renting your home for? Was Plan B Property management able to help?
0 votes 4 answers Share Flag
Josh Barnett, Real Estate Pro in Chandler, OK
Wed Nov 12, 2014
Josh Barnett answered:
0 votes 8 answers Share Flag
Josh Barnett, Real Estate Pro in Chandler, OK
Wed Nov 12, 2014
Josh Barnett answered:
Stratos Group, Real Estate Pro in Oklahoma City, OK
Wed Jun 12, 2013
Stratos Group answered:
Realtors can absoluley help with a loan modification. A lot of times, the loan modifications do not get approved, but with the right communication with your lender, the chances are better that it will. I would use a short sale as a last resort to prevent foreclosure, especially if you want to stay in your home. I would be more than happy to help you with your loan modification. ... more
0 votes 6 answers Share Flag
Jennifer Bla…, Real Estate Pro in Owasso, OK
Thu Mar 14, 2013
Jennifer Blackwell answered:
Yes, there are! Are you still looking?
0 votes 7 answers Share Flag
Jennifer Bla…, Real Estate Pro in Owasso, OK
Thu Mar 14, 2013
Jennifer Blackwell answered:
Hi Audrey:

Did you get the house closed? I'd love to hear your experience as a FSBO, will you share?
0 votes 5 answers Share Flag
John Marquie…, Real Estate Pro in Edmond, OK
Tue Jun 9, 2009
John Marquiess answered:
The property in question states that they have a counter offer waiting lenders approval. That does not mean that you and your realtor could not submit another offer. When making an offer on a short sale keep in mind that the lender is looking for 80-90% of market value of the home. So what I would do if I were you is have your realtor pull the comps on the neighborhood in Kingsridge and see what the current market value is on a home that size and go from there. If you need my help please feel free to email me at john.marquiess@coldwellbanker.com. ... more
0 votes 1 answer Share Flag
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