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Yucca Valley : Real Estate Advice

  • All73
  • Local Info4
  • Home Buying17
  • Home Selling0
  • Market Conditions3

Activity 57
Mon Jul 10, 2017
answered:
Hello Nonyakincern, yes we will have options as we have banks that go down to 30k loan but with better credit and minimum 40k with bad credit.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You would need a minimum 500 fico score to qualify FHA 10% down.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Thu Jul 6, 2017
Nonyakincern asked:
I want to buy some property in Yucca Valley. The price is $90,000 I have $50,000 in cash and I need a loan for the remaining $40,000 I have bad credit will I be able to get a loan with a…
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Wed May 31, 2017
Dianegarton83 answered:
I just responded to the question and yes I made my payment ahead of time and it still dropped, so whoever said as long as it's not last the score wouldn't drop is WRONG!
0 votes 13 answers Share Flag
Thu Mar 16, 2017
answered:
Hello Michael, If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Do you have down payment and closing cost or do you need down payment and closing cost assistance programs?

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sat Jan 7, 2017
answered:
Hello kurtab, I am not to familiar with the boards but can furnish you daily updates to fit your search criteria...

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 92284 zip code start from 63k for 3bd 2ba single family home.

You will need to be pre-approved to be able to meet an agent to view and submit offers on homes of your choice. You will need to gather one month paystubs, two month bank statements, last two year tax returns including 1040s, 1099s, W2s and all schedules and copies of your drivers license or ID and social security cards for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Tue Aug 2, 2016
dbrock0007 answered:
Tue Aug 2, 2016
dbrock0007 asked:
HOW DO I CHANGE PIX?
0 votes 0 Answers Share Flag
Sat Jul 30, 2016
Rvrdays asked:
I would like to store two travel trailers on a residential property that I would like to buy up there. Does it matter about lot size or city boundaries??
0 votes 0 Answers Share Flag
Thu Jul 28, 2016
Janice answered:
0 votes 10 answers Share Flag
Fri Jul 15, 2016
Neil Roxas answered:
Hello,

We’re excited you’re using Trulia for your home search process. We are a real estate search engine so we don't represent the homes found on our site. Please follow these steps to begin your home search:

1. Click the "Rent' tab at the top of our homepage.
2. Enter your desired city and state in the search bar and hit Enter.
3. Click 'Max Price' to select what your highest price would be to pay for a home. Click 'Min Price' to set the lowest price you would pay.
4. Click 'More Filters'.
5. Select your preferred property type, square footage, etc.
6. Click the red 'Apply' button.

This will begin to pull up listings that are more tailored to what you are looking for.

If you are interested in a listing, click on the "Contact the agent" button to get in touch with a real estate professional in your area. You can also take advantage of our vast network of agents here:

http://www.trulia.com/directory/

We hope your experience with Trulia is memorable and thank you for using Trulia for all your real estate needs.


Jeo
Consumer Care Advocate
... more
0 votes 4 answers Share Flag
Fri Jul 8, 2016
stanrhintx asked:
Upon an email request to provide a review on a realtor from Trulial, I gave a one-star review of a realtor several weeks ago. I backed up my review with the relevant facts. It was never…
0 votes 0 Answers Share Flag
Tue Jun 28, 2016
Maryraeboet answered:
As far as I can tell by the looks of it there isn't one. at least not someone actually managing it. its a dump
0 votes 1 answer Share Flag
Wed May 4, 2016
Rich Reed answered:
Arizona is a non-reciprocal state. You'll need an AZ license.
0 votes 2 answers Share Flag
Thu Mar 10, 2016
answered:
Call me and I will fill it out for you over the phone, it really is much quicker. I can also help you find the best mortgage and get you approved.

Rich Littlefield 714-968-2500


NMLS License number 287206
... more
0 votes 1 answer Share Flag
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