I am a Grande Reserve homeowner. We purchased our house in 2007, its big, its beautiful, and the neighborhood is perfect. We do unfortunately pay SSA, which is built into our mortgage. There are pros and cons to it, SSA funded the community to have it's own private club house (available for rent) and access to the pool and multiple parks/fields. $20K is a lot of a neighborhood that still has vacant lots but you do have an elementary school on site and I definitely see police presence. On a 30 year loan it doesn't seem like much and if you utilize the facilities it is fine.
Our neighbors just relocated jobs and rented their home out to a great family. We were interested in renting our house out as well to relocate closer to our jobs.