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Home Buying in Wyoming : Real Estate Advice

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  • Local Info2
  • Home Buying20
  • Home Selling0
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Activity 20
Sat May 14, 2016
Sharea Smallegan asked:
qualification MEAN? ALSO Under type what does "WD and MC" mean? I assume LC means land contract, SD means sheriff deed, and QC means quit claim.
Thanks in advance :)
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Mon Jan 11, 2016
Carol Metzger asked:
Sat Dec 26, 2015
Sally Grenier answered:
This information will be in the MLS. Keep in mind that this site, and other similar sites like Zillow and Realtor.com are not the best way to search for homes. The listings here aren't necessarily up to date, many are already under contract, and they don't have ALL of the info on a particular listing (just as financing eligibility). Your only source of info should be your REALTOR who has access to your local MLS. ... more
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Fri May 1, 2015
Scott Harestad answered:
Give a local realtor a call to have it appraised. You can also search on Trulia or other realestate sites to find similar styled homes built in the same year to get an estimate.
0 votes 2 answers Share Flag
Fri Oct 25, 2013
Trulia Voices answered:
Fri Oct 25, 2013
Larry Martin answered:
Please call me asap if you still need this info 6165327200
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Fri Oct 25, 2013
Larry Martin answered:
The market is hot for homes that are priced right. 6165327200
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Fri Oct 25, 2013
Larry Martin answered:
Fri Aug 2, 2013
Lisa VanderLoo answered:
I don't know of any public website that will allow consumers to specifically search for land contracts. As Realtors, we pay for monthly access to our MLS (Multiple Listing Service) to search for homes. It has more robust search functions which allow us to search specific items like land contracts, but is not available to the public.

The market in the Grand Rapids area has improved drastically over the last year and a half. There is a very low inventory of homes for sale right now. Since land contracts are usually not favored by sellers, this means two things for someone who wants to purchase with a land contract 1) you will have very limited options on what homes you can choose from, and 2) you will not have a good negotiating position.

My question to you is why do you want a land contract? Usually it is because a person cannot qualify for a traditional loan. My advice is do whatever you can to qualify for a traditional loan so you have as many options available as possible. In the meantime, you can have a Realtor search for homes that are willing to consider a land contract. With land contracts, the seller will expect a large down payment, usually a minimum of 10-20% of the purchase price.
... more
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Fri Jun 21, 2013
Christine Thurkettle answered:
Hi Laurie, it depends on whether or not you bought home at market value and if you have made any improvements. You should set an apt with an agent and we can assist you in finding out.
0 votes 5 answers Share Flag
Mon Oct 15, 2012
Christine Thurkettle answered:
Buying a home can become an emotional decision. What you need to remember is that it is a business transaction. Going forward you will need to get prequalified before you look at any homes and get attached to them. Otherwise you set yourself up for disappointment. Feel free to contact me to get the process started. ... more
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Thu Apr 12, 2012
Juanita Buskard - The Buskard Group answered:
As licensed real estate agents, we cannot steer you towards or away from a certain area. We would violate fair housing laws. But, as Brek said, we can help you find a home in the area you prefer to live.
If you are concerned about crime, school systems, etc., you can call the police department and get crime information. You can also visit the schools and meet with the principal. That will often help you get familiar with the school.
I also suggest driving through different areas at different times of the day and week.
I hope that helps. Let me know if I can be of assistance.
... more
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Sun Feb 5, 2012
Brek Schutten answered:
You may be able to buy a home again, but it could take some time and some dedication to repair your credit. There are credit repair programs that can help you accomplish this goal sooner. If you choose to use a credit repair program, make sure you research it thoroughly and get recommendations about good ones. If the bankruptcy was far enough in the past, you may already qualify for a mortgage. If you would like to find out, feel free to contact me and we can see if you could get preapproved for financing and start looking for a home for you. Thanks! ... more
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Wed Jan 18, 2012
Ron Uni answered:
Hi Vianca,

I really do understand you, more than most. I was in a similar situation a while back. I was looking to purchase a home for my family, had good income, but my credit was awful (low 500's) My loan officer told me that I needed a middle score of 620 to qualify for an FHA loan and sent me to http://www.CreditFirm.net

3 months later I was pre-qualified for an FHA home loan. Don't give up, do your due diligence and work on improving your credit score. If I can get a mortgage, anyone can.

Good Luck!
... more
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Fri Jul 8, 2011
Scott Godzyk answered:
A property that is goinmg through a short sale is still owned by that seller until their bank holds a foreclsoure auction, if teh bank takes the property back, they will then place it with a local agent to sell. Chances are you can not get in or make an offer until it is assigned, vacated , cleaned and readied for sale. ... more
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Mon Jan 31, 2011
Jim McDonald NMLS# 156546 answered:
Stef,
You absolutely can get FHA financing with a credit score under 620. I am a mortgage professional and work with lenders that will lend to borrowers with scores as low as 550. Please feel free to contact me, I would be happy to assist you through your home buying process. 616-604-4668 ... more
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Fri Feb 27, 2009
Team Anders answered:
Hello,

Yes, it is pending, they haven't closed on the home yet, but it is under contract, let us know if we can help!
0 votes 2 answers Share Flag
Sat Apr 26, 2008
Rick Schmidt answered:
The days of no documention, zero down loans with low interest rates have disappeared with the current credit crisis. The best loan, at present, is FHA with 3% down. However, your credit score is now even more important, as lenders are being more cautious. You may still get something close to zero down and a reasonable rate if your credit is exceptional. The lower your credit score the fewer options you will have and the higher your rate. Hope this helps!! rick ... more
1 vote 6 answers Share Flag
Wed Feb 20, 2008
Melinda J. Robison answered:
Hello Darci, Tax records are public and very easy to find on the internet. I would just go to www.accesskent.com you can just type in the address and it should give you the parcel information. I hope this information helps. ... more
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