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Wynnewood : Real Estate Advice

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  • Local Info2
  • Home Buying10
  • Home Selling1
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Activity 18
Thu Mar 23, 2017
Levi19022 asked:
Fri Aug 5, 2016
Angelica P answered:
Hello,

To post your home for sale by owner on Trulia, click the link below and select Submit listings for sale.

http://www.trulia.com/submit_listings/

You will be redirected to our partner site, Zillow. Once you activate your listing on Zillow, it will appear on Trulia within 24 hours.


For future reference, you can feel free to contact us about this type of inquiry through our contact form here:

http://www.trulia.com/help/ask/


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Thu Jan 1, 2015
Gary Swank answered:
First and foremost this is a business transaction. So you should interview and choose the best agent for the job that needs done.
0 votes 10 answers Share Flag
Wed Nov 12, 2014
Michael Blum answered:
There is not always a static answer to this question. So many things play into the answer. I would surely consult a mortgage professional to have a non committal conversation. If nothing else, it will allow you to view homes with a stronger sense of confidence in your purchasing power!
Best of luck!!
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0 votes 15 answers Share Flag
Wed Jul 16, 2014
Debbie Kaplan answered:
If both parties agree to the change, it can be done.
0 votes 7 answers Share Flag
Tue Mar 4, 2014
answered:
Hi Honda
Our approval guidelines allow us to do an FHA loan with as low as a 580 credit score. However, it's important to note that meeting the credit score requirement in and of itself does not guarantee approval.

When your credit score is under 620, there are probably going to be some stricter requirements added on top of normal loan requirements. Your debt ratio may be limited to 43% of your income. You'll probably need a spotless credit history in the last 12 months, along with a good explanation for any late payments or collections previous to that. You may also need to complete a homebuyer education course through HUD.

Give me a call and we can discuss your options and I can provide you with some guidance on this.

Tony

Tony Grech | Mortgage Loan Originator | NMLS 977416
PMAC Lending Services, Inc.
Direct (248) 728-0078 | Fax (248) 595-7130 | Cell (313) 622-7383
tony.grech@pmac.com
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0 votes 5 answers Share Flag
Sun Dec 29, 2013
Shaakira Gillette answered:
He's a 1099 employee and his tax situation is confusing & complicated that's why he cannot go on the loan. However, I thought I could use the weekly checking deposits as a source of income since I will have the bank statements & I use it to support our children. ... more
0 votes 3 answers Share Flag
Fri Jun 14, 2013
Helene De Vlieghere answered:
you have all the right to hire or fire your agent. If there is no fee mentioned in the contract that your wife signed, you should not be charged. And in PA, sellers pays buyer agent, not buyers.
It is important to work with a agent who is local, knows the market and is responsible.
best wishes,
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0 votes 3 answers Share Flag
Tue May 21, 2013
answered:
Hello Julie,

1% to either side, unless otherwise stated. If you are buying a Fannie mae owned property they will require you to pay the whole 2%.

Regards,
Alan Openshaw
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
VOTED BEST IN BUCKS 2010 & 2012
NMLS ID 143960
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0 votes 3 answers Share Flag
Sat Dec 29, 2012
evanshenkman answered:
Bakerhenry615,

I may be able to provide financing for you.

Luckily for borrowers like you with limited credit, there are other factors which can offset the risk which may enable a lender to offer financing. One example is providing evidence that rent has been paid on time for the last 12 months if you are currently a renter. Other factors such as money in reserve and a low debt to income ratio can help.

You probably will be limited to borrowing no more than $417,000 which is the coforming loan limit in this area.

I will be happy to discuss. I moved to HV Bank close to 2 years ago so I could help borrowers like you and have had great success.

Evan Shenkman
Huntingdon Valley Bank
267-934-3656
eshenkman@huntingdonvalleybank.com
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0 votes 4 answers Share Flag
Thu Nov 1, 2012
Bob Smith answered:
Hi Hector

My advise to buyers is to begin before you are ready. Sure you want to have enough money saved or you want to wait for the big income tax check. Or whatever the reason. This is great but by delaying you may have to wait even longer. When you get the itch to buy contact your local bank or credit union and look into getting pre-approved for a mortgage. It not always a bad idea to get more than one quote. Be advised though this could lower your credit score a few points. This way you will know if you can even qualify for a mortgage. If you have any credit issues you can begin to correct them before you begin the process of buying a home. You cannot only shop interest rates.I recommend that you get a copy of all the lender fees they charge and make a comparison. In the long run you could be getting a lower rate but still paying more. As long as the mortgage is above $50,000.00 you should be ok. Many lenders will not give you a mortgage under that amount. Be advised that even though you are pre-approved with one lender you may still use a different lender to purchase your home if you find a better deal later.Not everyone will tell you this. I work with my buyers so they understand what they are paying. As a Buyers Agent I give my clients an education in buying a home. It's not about the sale. It's about having a satisfied buyer and knowing what is going on every step of the way. So Hector applying for a loan is easy. It's who you work with to buy your home that can make the difference. I am always available 24/7 by cell phone or e-mail to answer any questions you may have.

Bob Smith - Realtor Cell - 215-327-5856 (Best Contact Number)

E-mail - Bsmith@homestarrinc.com
Homestarr Realty Office - 215-355-5565
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0 votes 6 answers Share Flag
Sun Oct 7, 2012
Dmknuj answered:
You get what you pay for! In this case you get top ranking schools, a highly educated neighborhood of professionals, a strong family community, beautiful parks, libraries, transportation, high end shopping, well trained and quick response police & fire force, proximity to the city with the space of the suburbs, and well maintained streets and public spaces. You could get more space for less money, but you certainly won't find the quality of all the best features found in the homes on the Main Line. ... more
0 votes 2 answers Share Flag
Sat Mar 31, 2012
Lynn Bentley answered:
Absolutly true, these pests are indigenious to our area and can be easily treated, as long as the damage has not impacted the house structurally. A good home inspector can determine the damage. These are not the same kind of termites that you have in Florida.
Lynn Bentley Prudential Fox and Roach Realtors
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0 votes 3 answers Share Flag
Fri Jan 20, 2012
Bruce Lang answered:
the 4 bedrooms will be the hardest part...i'd suggest you start working with and agent. you can also check out www.411shortridge.com
0 votes 5 answers Share Flag
Wed Aug 10, 2011
Jeff K answered:
Oh come on ... the question is 2 years old ... why bother! Besides, it's perfectly obvious that he/she can't afford those payments ...
0 votes 14 answers Share Flag
Sat Mar 26, 2011
Bruce Lang answered:
its not uncommon. sometimes the appraiser is wrong and you can appeal. othertimes the listing is wrong. if you feel you were defrauded, seek an attorney...if the public records show the amount the seller claimed it was then that "public information"....ask your agent or his/her broker ... more
0 votes 5 answers Share Flag
Tue Feb 22, 2011
Bruce Lang answered:
rents have risen 15% In the last 24 months...in 2008 it was impossible to rent. vacancies are at a 8 years low.
0 votes 3 answers Share Flag
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