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Foreclosure in Worcester County : Real Estate Advice

  • All35
  • Local Info3
  • Home Buying24
  • Home Selling1
  • Market Conditions2

Activity 41
Thu Apr 6, 2017
Carlene Chalke asked:
Tue Mar 14, 2017
Keepah4 asked:
Thu Jun 16, 2016
June Buerkle answered:
They did own the property in March (since I'm assuming your rent was due prior to the 15th) ... so you should have paid them rent.

As for April, possibly.... it depends on what they did with that money. If they forwarded it to the new owner ... then No. ... more
0 votes 1 answer Share Flag
Thu May 5, 2016
Stallion12158 asked:
Sat Apr 23, 2016
Deborahkhowe asked:
Thu Feb 4, 2016
Jackie Campbell asked:
Tue Jan 5, 2016
Dan Tabit answered:
Felix,
The homes posted here in Foreclosure are not for sale. RealtyTrac sells subscriptions to data, but not homes. The prices they post have no baring on what the home may actually sell for if foreclosure is completed and it either sells at auction or becomes bank owned and is listed with an agent.
These listings are a distraction and should be ignored. If you want to buy a home at a foreclosure auction, you'll need cash in hand and the capacity to buy without touring, inspecting or knowing for sure what you are getting. It's real estate speculation, so you also need to be able to take a loss if you make a bad purchase, as all sales are final.
... more
0 votes 1 answer Share Flag
Fri Feb 27, 2015
Edward Rodriguez answered:
Hi,

There are definitely other opportunity that are not foreclosure alone. I work with other investors and they are selling and purchasing homes. Send me a message if you would like to chat some more.

thanks
Ed
... more
0 votes 2 answers Share Flag
Sat Jan 31, 2015
USMortgageRanger answered:
HI Anita,

Congratulations on your decision to purchase a home. . I would suggest you get APPROVED not just pre-qualified. Let me explain the difference. When you start shopping for a home, most Agents and Builders want you to get pre-qualified, before they spend any time with you. However, being pre-qualified doesn’t mean you are ready to buy. In this market, property is moving faster than ever. So if you are ready to buy, you should get APPROVED by a competent Lender. Approval is similar to having cash in your pocket and this tells the seller you are truly ready to buy. In fact many listing Agents and Builder won’t even look at your offer unless its attached to a real pre-approval with FHA, Fannie Mae, Freddie Mac, VA or USDA Approval.

We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.

I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.

Lowell Sterling
Mortgage Banker
NMLS# 968898
The Federal Savings Bank
Mobile: 469-347-3572
Direct: 512-717-0403
https://www.thefederalsavingsbank.com/LowellSterling
... more
0 votes 1 answer Share Flag
Tue Dec 16, 2014
Dan Tabit answered:
BI,
Since your question comes regarding Foreclosures, the home you are interested in probably isn't for sale. RealtyTrac doesn't sell homes, they sell subscriptions to information you can get from a great agent. Unless you are prepared to buy in cash at an auction or do some very questionable bail outs, the information isn't even helpful.
You'll need a great local agent to sort through the options and find you a great deal. Focusing on one segment like foreclosures often overlooks better choices found in other segments.
... more
0 votes 1 answer Share Flag
Fri Sep 12, 2014
Matt White answered:
I agree with Bill. Make sure you don't lose your earnest money. You can always back out during the inspection period but have it written in your offer.
2 votes 3 answers Share Flag
Sat Feb 15, 2014
Barbara Van Slett answered:
Hi Patty,

I understand your needs and how difficult it is find an affordable 4-5 BR apartment. Obviously, I do not know what your income situation is. There are programs for affordable housing as a renter and home owner that you may qualify for. You can get information for everything from Section 8 programs to Habitat for Humanity, etc. Start by going to the MassResourses.org. Here is a link: http://www.massresources.org/housing.html .
Good luck. If I can be of any assistance feel free to contact me.
... more
0 votes 5 answers Share Flag
Tue Nov 19, 2013
Wen Farina answered:
PJ,
first of all be careful with the mortgage modification scams out there specially the ones that ask you for money upfront to modify you. Secondly, if your mortgage has already been modified by your lender/servicer and you have been paying be sure to keep any and all copies of all the paper work. I have seen many mod cases in dealing directly with the lenders (ran a non-profit foreclosure prevention counseling center). You can go to one of these non-profit foreclosure prevention centers for free for a foreclosure prevention counseling/consultation. If you are interested (you can email me directly at wen @wenrealty.com) I'd be happy to send you the contact information on some of these counselors that can take a look at your case. ... more
0 votes 3 answers Share Flag
Sat Oct 26, 2013
Linda J. Buckley answered:
Mon Mar 11, 2013
Barbara Van Slett answered:
First of all, I would not accept Tulia or Zillow's values. They are not accurate. As the others have stated, there are many reasons why these homes sell for much less. This is why you should be working with an agent who can look at the data on the property and explain the reasons for the sales price. Many of these homes have been vacant for long periods, have had pipes freeze, water damage, mold, copper stolen, etc. I have seen and listed homes that need a complete rehab. If you see "CASH ONLY" in the remarks, you can be sure it needs a lot of work.

I hope this and the other answers help.
... more
0 votes 4 answers Share Flag
Mon Mar 26, 2012
Kevin Vitali answered:
That is a question for an attorney.

If I had to guess, absolutely nothing. I don't believe they have an obligation to a subsequent lien holder on the property. The agreement is between the first lien holder and the home owner. The 2nd lien holder voluntarily accepts a second position. ... more
0 votes 4 answers Share Flag
Tue Jan 10, 2012
Christine Moran Realtor & Notary answered:
POA laws exist in every state and can impose different requirements depending on where the POA is made and for what purposes it is intended.
0 votes 1 answer Share Flag
Fri Dec 16, 2011
Heath Coker answered:
Unless you hire a local professional to help you, the registry of deeds is the place that can answer your question.

http://www.masslandrecords.com/Worcester/
0 votes 3 answers Share Flag
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