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Home Buying in Woodbridge : Real Estate Advice

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  • Home Buying22
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Activity 32
Sun May 21, 2017
Joyce Kaczmarek answered:
Hi Laura.....I just came across this question so hopefully since Oct. 2016 you have your answer. I just recently had a Certificate of Compliance inspection in Woodbridge, and not only did the inspector check the fire/carbon alarms as well as the fire extinguisher, he actually opened up the electrical panel in the basement. There were GFI's already in the house.

Joyce Kaczmarek
All Towne Realty
Cell: 908-902-9198
... more
0 votes 2 answers Share Flag
Mon Mar 20, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

We have a lot of programs available.

If you would like a pre approval please let me know.

If you have any other questions or would like help with this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Tue Oct 25, 2016
Sahil Patel answered:
I am not sure if you found a NACA approved Agent but if you are still looking for a Real Estate Agent reach out to me. I primarily work in Woodbridge Township and surrounding towns.


Sahil Patel
Keller Williams Elite, Realtors
732-902-9902
http://www.RealEstateAgentofNJ.com
... more
0 votes 1 answer Share Flag
Thu Jun 30, 2016
June Buerkle answered:
Also, understand that you will never get the appreciation in value on a condo/townhouse that you would get from a house not part of the planned community.

As long as the builder is building .... nobody will want to buy your house. Why buy a lived in house, when the builder will sell you a brand new one for $5,000 more ..... or even perhaps $5,000 less than what you paid for yours.

Do not fall for the new townhome smell.
... more
0 votes 4 answers Share Flag
Thu Jun 30, 2016
Theamazingrealtor answered:
honestly, the seller is the one that pays the Realtor fees. So why would you opt to not have one??

Regards,
Patricia Butkiewicz
Realtor
0 votes 47 answers Share Flag
Thu Jun 30, 2016
Bmajka1989 asked:
We're under contract on a house in Woodbridge Proper and the seller's are requiring the we obtain the certificate of occupancy. Our agent is not familiar with Woodbridge's requirements and…
0 votes 0 Answers Share Flag
Thu Feb 26, 2015
Alan May answered:
In my area, that would mean that the listing agency is offering a co-op fee (what they pay the buyer's agent/agency) 2.5% of the purchase price, minus $50 (usually the mls fee).

Contrary to what Andrew said, it doesn't make any statement as to how much the total commission is. It might be 5%, it might be 6%... and who knows maybe it's 4%, and they're paying out 2.5%... that's between the listing agent/agency and the seller, and isn't revealed by the co-broker compensation line. ... more
1 vote 1 answer Share Flag
Mon Sep 23, 2013
Anita Buonerba answered:
Hello, your choice of town within Woodbridge township all depends on what you are looking for. The million dollar homes are located in "The Estates section in Colonia. Woodbridge Proper offers neighborhoods close to the Mall, and Main Street where numerous family activities and events are held. "Iselin represents our diverse cultural shopping area, Fords, Avenel, Sewaren, Keasby, Port Reading, Menlo Park, are towns within the Township offering "family friendly neighborhoods. However ,you can travel to any of the towns within minutes, there are several train stations that are accessible to NYC, NJ Transit, Newark Airport, and Woodbridge Township connects to all major Roadways. Many parks/ recreation, swin clubs, You can find single family, condos, townhomes, 55 plus, multi family, light commercial, or commercial real estate, we have it all! The school systems in each town are striving for "Blue Ribbon Status" Also Middlesex County College is nearby and is partnering with many 4 yr college programs, We have a Public Golf Course, boating facilities, and nearby ice skating rink..You don't have to leave the township to have it all! ... more
0 votes 4 answers Share Flag
Mon Jul 22, 2013
FirstTimeBuyer asked:
I was about to close on a house and was told that the due to boundary dispute a new survey needs to be done and that POS needs to be amended from DCA.
0 votes 0 Answers Share Flag
Wed Jul 17, 2013
Andrew Tisellano answered:
Yes My partner Gregory and I have won quite a few bids using the Homepath.com and other Hud sites.
We work in the Union Essex Passaic and Bergen county areas.
0 votes 1 answer Share Flag
Fri May 10, 2013
Vishal Maher Cell 732-277-9321 answered:
Hi Vik,

Not sure whether you are still looking or not Since your question was asked back in November 2010.
Let us know If you found a suitable housing for you. If you need any assistance, please do not hesitate to contact me at my cell# 732-277-9321.
Will be more than happy to assist you.

Vishal.
... more
0 votes 5 answers Share Flag
Tue Apr 23, 2013
Javier Meneses answered:
Yes! As mentioned below, the 1st thing that has to happen is that you meet with a Loan Officer and get pre-approved for a mortgage. This means allowing him/her to review your credit, income & asset documentation. It is totally possible to buy a condo with 5% down payment and it is done all the time.

If you're looking at FHA as an option, the condo must be FHA approved. You will probably run into one or two FHA approved condos, so this isn't something you should expect to see much. Other than FHA, you have conventional loan products. You WILL be able to get in with as little as 5% down payment, but this is were it gets tricky. When buying condos with less than 20% down payment, lenders will have to do what's called a "full condo review'. This means that each lender must look into the condo's financials if the condo is an attached or apartment style condo. The most common issue I see out there is that many condos are not budgeting for the minimum required annual reserves, this will kill your deal. Obviously if your down payment is 20% or more, this would not be an issue.

What this means for you is that you need to really link up with a Loan Officer and Realtor who are experienced on condo transactions. As you search for condos, it's a great idea for your Loan Officer to review the financials, mainly the budget, for the condos you are considering. This way you know if the condo's financial will work prior to going into contract and committing yourself.

I am always available to help you if you're in need of a Loan Officer who is experienced with condo lending. Good luck!

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
jmeneses@snb.com
(516) 606-9648 Cell
(631) 659-2011 Office
(516) 918-5383 Fax
... more
0 votes 11 answers Share Flag
Thu Jan 24, 2013
Vishal Maher Cell 732-277-9321 answered:
I have always seen Mortgage brokers and lenders pull credit in order to issue a pre-approval or pre-qualification. It is always better to get your credit check though you know that you have a good score. Going through one lender or mortgage broker should not bring your score down. Can recommend some good Brokers If you need any further assistance. ... more
0 votes 11 answers Share Flag
Thu Jan 24, 2013
Vishal Maher Cell 732-277-9321 answered:
You definately have a better chance to get the short-sale townhome If you are buying on cash with a full price offer. However, there are times when the Banks will perform an appraisal on the property and can demand more than your offer If the appraisal is higher than the offered price. ... more
0 votes 6 answers Share Flag
Tue Jan 1, 2013
Joan Congilose answered:
In NJ you are not required to be represented by an attorney for a real estate closing but it is advisable to do so. If you are concerned about saving money most title companies will represent you for a closing & also have legal representation available for you for a small add'l fee. ... more
0 votes 7 answers Share Flag
Thu Dec 6, 2012
Mary Petti answered:
Great answer Larry...
@De Vonte....why would you answer the question when you are from Suffolk Cty NY?? Obviously Larry (and I) knew exactly where the questioner was asking about (Woodbridge Twp in NJ) and have the proper information to give the questioner.... ... more
0 votes 5 answers Share Flag
Mon Sep 24, 2012
Rafi Footerman answered:
It depends on the type of electric heat, climate, construction... Electric baseboard heat and electric forced hot air furnaces are substantially more expensive. The one advantage to electric baseboard heat is the ability to have multiple zones. If there are thermostats in each room, you can lower the heat in rooms that are not used.

Electric heat should have no bearing on the other appliances in the house.


Feel free to contact me for more information. I don't make money for referrals, just my inspections.

Rafi Footerman
Mid Jersey Inspections
www.MidJerseyInspections.com
732-906-4100
NJ Home Inspector Lic. #076900
... more
0 votes 3 answers Share Flag
Mon Sep 24, 2012
Rafi Footerman answered:
It's always best when you can obtain a disclosure statement, but not having one should not prevent you from making an offer. Perhaps your offer may be lower due to the unknown issues. Regardless, a good thorough home inspection is very important to reduce some of your risk.

Feel free to contact me for more information. I don't make money for referrals, just my inspections.

Rafi Footerman
Mid Jersey Inspections
732-906-4100
NJ Home Inspector Lic. #076900
... more
0 votes 7 answers Share Flag
Mon Sep 24, 2012
Scott Manley answered:
Depending on which state you are in things are done differently. It is best to consult with an experienced buyers agent to guide you throught the process. Good luck!
5 votes 14 answers Share Flag
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