That depends on the loan that you are obtaining. You can obtain FHA loan for 3.5% down or if you choose to purchase a home in a certain area approved for USDA loan then you put 0 down.
Have you found a lender who can help you? If not, give me a call at 469-371-2899 and I can connect you with one or two lenders.
Realtor & Certified Stager
United Real Estate