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Winter Haven : Real Estate Advice

  • All162
  • Local Info18
  • Home Buying51
  • Home Selling4
  • Market Conditions7

Activity 108
Fri May 12, 2017
Renee Krabbe asked:
I have this number, 863-301-4027, in my blocked voice mail that I delete about 20 of them a day. This call is coming from trulia but they are not calling my correct number. Why is this?…
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Tue Mar 7, 2017
Angel Brito answered:
I will be moving to this place very soon and I would like to know how safe, how risky is about storms, cost of living and friendship between neighbors
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Tue Jan 31, 2017
Beatriz asked:
My husband and I are first time home buyers. We noticed theres a lot of programs out there for us. but where do we start? HELP
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Fri Nov 11, 2016
Neil Roxas answered:
Hello,

Regarding your request to remove your home from Trulia. We display property information on Trulia to provide consumers with transparent real estate information. We receive this information from public records gathered by a third-party data collector from your county. Our mission is to empower consumers with information and tools to make smart decisions about homes, real estate and mortgages. For this reason, we do not remove public record property information from Trulia.

Regards,

Neil
Consumer Care Advocate
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Tue Aug 9, 2016
Mark LeMenager answered:
Tue Jun 14, 2016
Sarah Taylor asked:
I have never rented a home that runs credit checks and background checks nor do I feel like its safe to provide this info to strangers your just RENTING a home from. Income verification…
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Thu Feb 18, 2016
Jethro21ca answered:
We purchased a home from CRF Resale’s two years ago. My husband and I are seasonal residents and we love the community and everyone is so friendly, makes us feel like we are home away from home.

The salesman we worked with was very informative and went above and beyond our expectations showing us many homes until we found exactly what we were looking for.
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Tue Jan 12, 2016
Jacquie Yekmalian answered:
I suggest you speak with an local Realtor that specializes in Foreclosures. They will have access to the information you need.

Good Luck
Jacquie Yekmalian
Lic. Real Estate Broker
Blue to Green Realty, from the sea to the 18th tee
isellflahomes@gmail.com
www.isellflahomes.com
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0 votes 3 answers Share Flag
Sun Oct 11, 2015
Karen Peyton answered:
Kevin,

Here are a couple of links for down payment assistance in Polk county which includes (according to Google) Winter Haven FL.

Contact a lender (must do) to find out whether or not this information is viable. I'm in Arizona and have no way of knowing.

Best of luck!!

K.

http://portal.hud.gov/hudportal/HUD?src=/states/florida/homeownership/programs/countylist12

http://keystonechallenge.org/
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Tue Jul 21, 2015
Usda Mortgage Source answered:
The only "con" is a the USDA loan takes a few weeks longer to close due to the secondary approval process. Appraisal, home inspection, etc - all pretty much the same as other loans like FHA, etc.


USDA Mortgage Source - Florida USDA Loans, 7 days a week.
Ph: 904-302-6060
http://www.usdamortgagesource.com/usda-benefits.html
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Mon Apr 6, 2015
Suzanne MacDowell answered:
In most locations it is now cheaper to buy than to rent. If you have the down payment and can quality for a mortgage I recommend buying. Interest rates and home prices are still at historic lows. You may not get this opportunity again any time soon! ... more
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Sat Feb 28, 2015
Karen Peyton answered:
Do you know what your challenges are? I ask because many Buyers make assumptions, thereby disqualifying "themselves." Unless you have made application and have been declined, I strongly suggest you speak with a lender. If you have been declined, you should have a reason and from there given ways to improve whatever the problem may be.

Answering your question...If a lender won't touch you, there are only two options - cash or seller financing. If doing seller financing, make sure the terms are in line with what you can afford. The last thing you want to do is strap a bomb to your chest! All means considered ("means" you will investigate) it may be best to wait until you can qualify for a loan of your own.

Good luck, and please be "very" careful should you choose seller financing!
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Sat Feb 14, 2015
Angie Barlow Lucido Workman asked:
Trying to edit a property I recently purchased and when I click "Add Facts" under "Are you the owner?" I get an error message. The property address is 43 S Fox Lake…
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Fri Nov 21, 2014
Simon Campbell answered:
To qualify for a traditional loan, you are going to need a minimum credit score in the 620 - 640 range though most require 680. USDA loans with a credit score of less than 580 are denied if you have been late on any payments. (Reference: http://www.rurdev.usda.gov/SupportDocuments/CA-SFH-GRHUnderwritingGuide.pdf)

There are other loan programs out there that may accept less. One of these is FHA. FHA's website states: "Minimum credit score requirements for FHA home loans depend on which FHA loan product the applicant needs. Generally speaking, to get maximum financing on typical new home purchases, applicants should have a credit score of 580 or better. Those with credit scores between 500 and 579 are, according the the FHA guidelines, 'limited to 90 percent LTV'." (Reference: http://www.fha.com/fha_article.cfm?id=200.)
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Fri Nov 14, 2014
Michael Joseph answered:
If it's a larger populated city check the UCR. The FBI handles it and departments report them directly yearly. There is no more accurate report. Whatever numbers are listed comes directly from the administration of police departments. ... more
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Fri Nov 7, 2014
Ernie Behrle answered:
First off, thank you so much for serving!!! I'm not in Florida but would ask the same if you were moving here... do you have anyone locally to where you want to live that knows you well enough and you trust enough to start searching and eliminating homes for you? That would help and would be a great way to get started a little earlier. If not, you still should do this anyway and that is make contact with a good local Winter Haven Realtor that can best answer your questions and start the ball rolling for you prior to your arrival back in the states. That agent can also start helping you get pre-qualified for a mortgage unless you are planning to use cash. Hopefully a local Realtor to you will also see this post and since obviously you have internet access, you can search online for Realty companies in Winter Haven and contact a few via email. Try and ask for someone who is familiar with VA loans and may specialize in working with members of the military. I would start this process 30-45 days before you are scheduled to be home. Speaking of VA loans, you should start to request you VA eligibility papers NOW !! They are not the fastest group of people in the world! Be careful of getting qualified on line. I have had several people call me stating they were pre qualified with a company only to find there were items that the online companies ignored and when asked by a local lender, were no longer qualified.

Good Luck!! I'm hoping this answer helps you and if it does, could you give me a Thumbs Up or Best Answer? Thank You again!!
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Fri Sep 26, 2014
anitadelgado99 asked:
Tue Aug 19, 2014
meccamartin asked:
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