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Winchester : Real Estate Advice

  • All60
  • Local Info4
  • Home Buying23
  • Home Selling6
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Activity 49
Mon Jan 30, 2017
Theses links should have the answers to any questions you may have on schools:

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 11 answers Share Flag
Sat Dec 24, 2016
Scott Godzyk answered:
Most likely no. Any inspections, appraisals are at the buyers expense. A lawyer would be the place to start
0 votes 3 answers Share Flag
Mon Jun 15, 2015
Jmtnman69 answered:
Verizon is a bunch of crooks, They will promise you anything to get you to sign up for service and then not follow thru later and send you an enormous bill and deny saying they made deal with you, DO NOT SIGN UP for Verizon
VERIZON - What a bunch of CROOKS! They call and offer a better deal and package and we can save you money, oh but when the bill comes now it twice what it was before. So I call customer service, oh no sir we would never offer that kind of deal, you just have to pay what we send you on the bill. We can lower you service again and you can pay more....Oh really, less service and more money, oh sure sign me up...Forget you Verizon. Time to look for another internet and cable provider....Booo on you Verizon
... more
0 votes 5 answers Share Flag
Sun Feb 22, 2015
Kevin and Julie McLaughlin answered:
Is there a question there somewhere?

Kevin McLaughlin, Broker Owner
Berkshire West Realty
0 votes 1 answer Share Flag
Sat Feb 7, 2015
Team Forss, #1 in SoCal answered:
We have a number of upcoming listings not yet on MLS. They're all being prepared for the launch. We generally put them on MLS so everyone have an opportunity to view the homes.
0 votes 3 answers Share Flag
Wed Jan 7, 2015
Arpad Racz answered:

Your RE agent can also advertise on your local MLS, as they sometimes have a rental section.

Kind regards,

0 votes 9 answers Share Flag
Sun Jan 26, 2014
Julie Bogner answered:
Not sure if you are still looking, but there are rental properties by us and some homes for sale. We bought a forclosure 3 years ago with not so great credit and a ton more debt than you have. We know of a very reputable broker/lender. If it weren't for him, we would not have been able to buy our home. It changed our lives. If still looking, let me know and I will give you his number. He will tell you right away if you can qualify or not. He won't jerk you around or waste anyone's time.
Julie in Wiinchester, CA
... more
0 votes 10 answers Share Flag
Mon Jan 6, 2014
Kevin and Julie McLaughlin answered:
Mon Jan 6, 2014
Kevin and Julie McLaughlin answered:
Thu Sep 5, 2013
Annette Lawrence answered:
This question was posted on Sept 7, 2010.
Kat has very likely discovered the tax value is irrelevant without other leveragable data.
0 votes 11 answers Share Flag
Thu Feb 21, 2013
Mario Pineda answered:
Hi Sharon,

Wanted to second the information you have been provided thus far, you should be ok and able to find a house to rent. The key is for you to be aware you might need to do a little more research and might be required a little more from the landlord. Be assertive and help your landlord understand your a great and responsible tenant. Good luck!!!

Mario Pineda
Trillion Real Estate
direct: 951.296.7985
... more
0 votes 5 answers Share Flag
Tue Nov 20, 2012
Julie Bogner answered:
I work for the school district, so I drive about 10 or so minutes from my home in Winchester, but I love it here!

First time home buyers, yes it's great. You may qualify for a USDA loan. That is how we got our home. ... more
0 votes 3 answers Share Flag
Tue Nov 20, 2012
Shaza Alsaraby answered:
If you want to buy or rent, I do recommend starting now. When you buy It takes about a month or two to find something and you need about a month to two months for lenders to fund loans and if you need rental it is also recommended to start early sometimes rentals has 2 months notices so you don't want to lose out on those either.

There is a lot of available lending programs including one at 0% down payment for qualified buyers and homes.

If you have any questions or concerns you can reach me by directly phone or email. I am a local agent and specialize in Winchester and surrounding areas.

If you just want to get a list of home just email me.

Shaza Alsaraby
Amerihomes Realty
Cell: (858) 366-5389 or (951) 290-3117
... more
0 votes 2 answers Share Flag
Fri Jun 15, 2012
Check the terms of your modification agreement, does it contain a clause specifying occupancy for a period of time?

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time ... more
0 votes 2 answers Share Flag
Thu Aug 18, 2011
Harold Sharpe answered:
You should disclose all material facts regarding your home, your neighborhood, and anything else a buyer should know as best as possible. This should be attached to your TDS "Transfer Disclosure Statement". Anything you fail to disclose you are opening yourself up for a lawsuit down the road.
The more you disclose in your TDS, the less you can be held liable for.
On the other hand,....
Lets say a buyer buys your home. and you fail to disclose hardly anything. I call this the 3 line statement in a TDS with no attachments
This buyer can quite easily walk into any real estate attorney office and hand them the paper work from the sale, and explain all the things you failed to disclose. The attorney looks up who the seller was, checks to see if there is money or holdings, and says sign here, I will represent you. No deep pockets on the sellers part? OK sign here and I will need a retainer.
The house you thought you got rid of has just come back to haunt you.

Walk room to room, disclose all you know. { Only write what you know and just statement of facts Do not make assumtions} ( Master bedroom, we replaced the light and put in a ceiling fan in summer of 92.... the tiles were loose on the kitchen counter so we had a tile guy come and replace the loose tiles in 1996, ... the sprinklers break off randomly and a have been replaced as needed ... We replaced the built in microwave last year,... the pantry shelf broke and we fixed that 3 years ago... There is an odor that smells like dairy sometimes,... 2 years ago we had someone vandalize our home with grafitti on our front door,... last year our home was TPed Do not mention you have a high school daughter and you assume it was her friends as you did not see who it was ... No assumptions - just facts - Kids sit on the front wall once in awhile,... ) walk around the outside, list the repairs you have done. list the repairs you have not done. Tell it all.
Think about the neighborhood,,, planes, trains, schools, dumps, smells from up the way, noisy neighbors, noise, flooding in the streets when it rains, etc.
Lawsuits, potential lawsuits,
You know the things you know but take it for granted this is how it is.
Paint as clear a picture as possible.
If you tell it all and the buyer signs that they have received it, then they have knowledge of the issues, it sure does cut down on the chances of a lawsuit.
For those of you who think it is a book report,..... I call it the "stay out of court and dont get sued report".
An average TDS attachment on a home around 10 -15 years old should be at least 3 pages long but keep in mind the more you cover the less you will probably get sued for..
I have seen them 15 pages long and I have seen them completely blank.
I would never represent a seller who fails to disclose information about their home.
If you think this is way out of line call a real estate attorney and ask them.
That's who taught me to do my best to help sellers stay out of court.

Harold Sharpe - Broker
So Cal Homes Realty
(951) 821-8211
California Department of Real Estate Broker License # 01312992
... more
0 votes 9 answers Share Flag
Fri May 20, 2011
Ryan Smith answered:
Hello Loafeliz, were you able to find it? If not, try contacting Trulia customer support.

All the best!
0 votes 3 answers Share Flag
Sat Mar 26, 2011
John Arendsen answered:
This is as close as I think any professional should get to your question:

You really should consider rephrasing it.
0 votes 4 answers Share Flag
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