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Home Buying in Wilmington : Real Estate Advice

  • All216
  • Local Info26
  • Home Buying73
  • Home Selling4
  • Market Conditions13

Activity 69
Mon Apr 24, 2017
Mary answered:

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Thu Jun 16, 2016
Ebonimicy answered:
Only USDA approved lenders are authorized to provide financing a rural home according to the agency's guidelines. For direct loans, you need to contact USDA directly. ... more
3 votes 7 answers Share Flag
Mon Aug 17, 2015
Jacqueline Roark answered:
I have a bank owned townhouse condo in Paladin Club. 2br/2b. If you are interested, let me know. John Wingle is a lender - 302-563-0352
0 votes 2 answers Share Flag
Sat May 2, 2015
Kirsten Prizzi 239-248-1667 answered:
Always get pre-approved first before you put money on another house. The seller wants to see the pre-approval letter anyway.
0 votes 7 answers Share Flag
Tue Apr 28, 2015
Caleb Hart answered:
This kind of question could probably be best answered by the contractor specifically. I would see if there are any contractors in your area. Give them a call, and ask them what you asked us. Also, you could probably find a knowledgeable real estate agent and ask him what he thinks. ... more
0 votes 9 answers Share Flag
Wed Apr 22, 2015
garypuntman answered:
My sister is looking for someone to do this as well. She is going to be moving in to her own home soon and she needs to get everything figured out. Were you able to find someone that you trust? I know my sister is very particular about who she hires. ... more
0 votes 1 answer Share Flag
Wed Apr 15, 2015
Jeff Hoover answered:
Sat Mar 28, 2015
Joshua Sell answered:
Cool Springs has some beautiful homes. Wilmington, like many cities has good and bad streets. They transition from Gorgeous calm living to a little "less" within 4-6 blocks. I know the city of wilmington pretty well and it all starts with taking a drive thru the neighborhood to see what you think! Let me know if I can help in any way. ... more
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Sat Mar 7, 2015
Tfhahn answered:
Wilmington is starting to gain some interest from investors. The cap-rates on rentals are in the 9 to 11 range, and if you can get a decent property manager, solid returns are possible. The bad publicity on violence has hurt some appreciation, but things are turning around and there has been some press lately on new development and new young professionals moving in.

Here is a good link:
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0 votes 2 answers Share Flag
Thu Oct 9, 2014
John Thomas answered:
Your best option is a FHA loan as FHA will allow lenders to lend down to a 500 FICO score. The challenge is finding a lender that will go down below 640 or 620 as that seems to be the cut off for most banks. I work for a private mortgage bank that services our own loans so we can follow FHA guidelines so we will do loans below 620 and portfolio the loan so we make the credit decision. Feel free to call me to discuss your particular situation to see if you qualify 302-703-0727.

FHA only requires a down payment of 3.5% of the purchase price and will allow you to negotiate the seller to pay your closing costs up to 6% of the purchase price. If your score is below 580 then FHA requires us to make you put down 10% of the purchase price.

If you want to use the Delaware State Housing Authority Loan Programs as mentioned already, they require a minimum 640 credit score. I would also recommend attending one of the monthly first time home buyer seminars. You can sign up online at

If for any reason you don't qualify, we can also enroll you in our Get Mortgage Ready Program which will give you a step by step action plan.

John R. Thomas
Certified Mortgage Planner - NMLS 38783
Primary Residential Mortgage, Inc.
248 E Chestnut Hill Rd
Newark, DE 19713
302-703-0727 Office
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1 vote 3 answers Share Flag
Wed Sep 3, 2014
Michael Kelczewski answered:
I currently have a listing which might be of interest within the Trolley Square/Cool Springs vicinity. ... more
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Fri Jul 25, 2014
Tammy Hayes answered:
Look it up online in the county records, tax assessors office.
0 votes 1 answer Share Flag
Tue May 20, 2014
My NC Homes Team answered:
trulia does not permit for sale by owner listings. If you want your home featured on Trulia you'll have to work with a Realtor. While I don't recommend discount brokers I also know they exist and I'm sure you can find one who for $500+/- will post your property in the MLS, Trulia and Zillow etc for you. ... more
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Fri Apr 4, 2014
Damian Gallagher asked:
Tue Feb 4, 2014
corrie robinson answered:
There are both new construction as well as existing homes in 55+ communities. The there are pros and cons to both please contact me for further information 302-598-1708
0 votes 5 answers Share Flag
Thu Jan 9, 2014
Riggin Group Real Estate answered:
Yes, I am listing a property in White Chapel next week. I have a person who wants to buy it, but is not ready to move in for at least a year or 2. Therefore, she wanted me to confirm that it can be rented. This is confirmed.

Feel free to contact me at 302-218-8095
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0 votes 2 answers Share Flag
Wed Oct 30, 2013
Diane Riffee answered:
There are currently 4 active listings in Lancashire. The homes are, on average, 48 years old. Prices range from $259,900 to $318,500. These are typically 4 bedroom, 2 1/2 bath colonial designs. The prices vary depending on how much and the quality of the updates done by the current homeowners. Most have gas heat but some have electric & a few still have oil. For the most part you will find a single car garage. The lots are your typical 1/4 acre + subdivision lots. My advice would be to drive through he neighborhood and judge for yourself. It is a sought after community for people who need that real northern New Castle County location inasmuch as access to I-95 is easy from here. For more information, you are welcome to give me a call at my direct #: 302-299-1112. I can also provide information on similar homes in other areas. ... more
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Tue Oct 29, 2013
SmartDeeds answered:
The process can be done simply and completely online through a professional deed service like Smart Deeds We work with the attorney involved so the process is professional and precise. 3 steps in total. ... more
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Sun Jul 14, 2013
corrie robinson answered:
While that is something that is very unusual, that I am not familiar with, everything is negotiable. Sellers assist are typically used to help the buyer with closing costs and different mortgage programs allow different Sellers's contributions, some are 3% of purchase price some are 6% of purchase price.You would have to talk to your lender to see if they allow the seller assist you in paying your Realtor.

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